SEOPA LTD
- · Oldest live charge 10.3y old — refinance window within 12 months
Opportunity 77/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (80/100).
Refinance opportunity
1 live charge · oldest 10.3y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 10.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
- · Profitable and stable/growing — lender coverage supportable.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Turnover | £32.38M | £24.90M |
| Gross profit | £11.33M | £8.57M |
| Operating profit | £6.30M | £3.62M |
| Profit before tax | £8.13M | £4.55M |
| Average employees | 7500 | 7200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (21 events)Click to expand
- 2025-11-27📄accounts-with-accounts-type-mediumaccounts · AA
- 2025-07-29📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2024-11-29📄accounts-with-accounts-type-mediumaccounts · AA
- 2024-03-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-12-08📄accounts-with-accounts-type-fullaccounts · AA
- 2022-12-02📄accounts-with-accounts-type-fullaccounts · AA
- 2022-03-03📄accounts-with-accounts-type-fullaccounts · AA
- 2022-01-26📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-01-25📄gazette-notice-compulsorygazette · GAZ1
- 2020-12-02📄accounts-with-accounts-type-fullaccounts · AA
- 2019-12-04📄accounts-with-accounts-type-fullaccounts · AA
- 2019-11-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-11-13🔓Charge satisfied #1
- 2019-08-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-08-28📄change-person-director-company-with-change-dateofficers · CH01
- 2019-08-28📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-01-02📄accounts-with-accounts-type-fullaccounts · AA
- 2016-02-04🔒Charge registered #1Lender: Metro Bank PLC
- 2003-04-25🏢Company incorporatedAs SEOPA LTD
- 2003-04-25➕WILSON, Rosemary Margaret appointedsecretary
- 2003-04-25➕WILSON, Gregory Raymond appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +No director turnover: Company is 23 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanGroup structure
Seopa Holdings Ltd holds majority control (50-75%). Likely parent but not wholly-owned.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Seopa Holdings Ltd Corporate entity | 50–75% | — | 50-75% shares | 06/04/2016 |
Mr Gregory Raymond Wilson Individual · British · DOB 08/1975 · age 51 | — | — | sig. influencesignificant influence | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Metro Bank Metro Bank PLC | A registered charge | — | 04/02/2016 | 13/11/2019 |