M.P.S.D. LTD
Opportunity 75/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 6 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
7 live charges · 2 lenders · oldest 26.8y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 26.8 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 accounts
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (33 events)Click to expand
- 2026-02-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-02-09📄accounts-amended-with-accounts-type-micro-entityaccounts · AAMD
- 2021-12-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-02-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-09-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-08-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2017-12-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-07-17📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2016-11-21📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-06-27📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2016-01-08➖DILLON, Paula Mary resignedsecretary
- 2016-01-08📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2015-10-24➕DILLON, Paula Mary appointeddirector
- 2015-10-24➖DILLON, Martin resigneddirector
- 2005-05-09🔒Charge registered #7Lender: Aib Group (UK) PLC
- 2005-04-14🔒Charge registered #6Lender: Aib Group (UK) PLC
- 2005-04-14🔒Charge registered #5Lender: Aib Group (UK) PLC
- 2004-01-30🔓Charge satisfied #4
- 2003-08-18🔒Charge registered #4Lender: Belfast
- 1999-08-13🔒Charge registered #3Lender: Aib Group (UK) PLC
- 1999-08-04🔒Charge registered #2Lender: Aib Group (UK) PLC
- 1999-08-04🔒Charge registered #1Lender: Aib Group (UK) PLC
- 1999-07-21➕DILLON, Martin appointeddirector
- 1999-07-21➖KANE, Dorothy May resigneddirector
- 1999-07-21➖MCNEILL, Eleanor Shirley resigneddirector
- 1999-06-25🏢Company incorporatedAs M.P.S.D. LTD
- 1999-06-25➕DILLON, Paula Mary appointedsecretary
- 1999-06-25➕KANE, Dorothy May appointeddirector
- 1999-06-25➕MCNEILL, Eleanor Shirley appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 27 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Paula Mary Dillon Individual · Irish · DOB 01/1965 · age 61 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 26/06/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aib Group (UK) Aib Group (UK) PLC | Mortgage or charge | 1 property | 09/05/2005 | — | |
| outstanding | Aib Group (UK) Aib Group (UK) PLC | Mortgage or charge | 1 property | 14/04/2005 | — | |
| outstanding | Aib Group (UK) Aib Group (UK) PLC | Mortgage or charge | 1 property | 14/04/2005 | — | |
| satisfied | Belfast / Aib Group (UK) Belfast / Aib Group (UK) PLC | Mortgage or charge | 2 properties | 18/08/2003 | 30/01/2004 | |
| outstanding | Aib Group (UK) Aib Group (UK) PLC | Mortgage or charge | 2 properties | 13/08/1999 | — | |
| outstanding | Aib Group (UK) Aib Group (UK) PLC | Mortgage or charge | 3 properties | 04/08/1999 | — | |
| outstanding | Aib Group (UK) Aib Group (UK) PLC | Mortgage or charge | 3 properties | 04/08/1999 | — |