TAP 2 TIP LIMITED
🌿Early-stageactive
NI693326 · ltd · incorporated 2022-12-22
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 70/100 (strong), bankability 70/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
12 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 officers
- • 1 persons-with-significant-control
Last 180 days
5
filings
- • 2 officers
- • 2 persons-with-significant-control
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (14 events)Click to expand
- 2026-03-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-03-24📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-03-23➖O'HALLORAN, Michelle resigneddirector
- 2026-01-15➕SINNOTT, Jason appointeddirector
- 2026-01-15📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-01-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-09-17📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-04-02📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-03-30📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-03-19📄gazette-notice-compulsorygazette · GAZ1
- 2022-12-22🏢Company incorporatedAs TAP 2 TIP LIMITED
- 2022-12-22➕MURPHY, Garry Martin appointeddirector
- 2022-12-22➕O'HALLORAN, Michelle appointeddirector
- 2022-12-22📄incorporation-companyincorporation · NEWINC
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Garry Martin Murphy Individual · Irish · DOB 09/1980 · age 46 | — | 25–50% | board control25-50% voting · board control | 22/12/2022 |
Mr Jason Sinnott Individual · Irish · DOB 05/1975 · age 51 | — | — | board controlboard control | 15/01/2026 |
1 historic (ceased) PSC
- Mrs Michelle O'Halloranceased 23/03/2026· 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · BT postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| SEOPA LTD→ NI046322 · est 2003 | £34.63M £25.18M–£44.07M | £32.38M | — | 7500 | 23y | 90 | 51y |
| LODGE FINANCIAL ADVICE LIMITED→ NI045612 · est 2003 | £716.5k £521.1k–£911.9k | — | — | 8 | 23y | 83 | 61y |
| ACKER DEVELOPMENTS LIMITED→ NI028267 · est 1994 · no financials extracted | — | — | — | — | 32y | 83 | 60y |
| CREATION CONSUMER FINANCE LIMITED→ NI032565 · est 1997 · no financials extracted | — | — | — | — | 28y | 83 | 67y |
| CRN FINANCIAL SERVICES LIMITED→ NI018912 · est 1985 | — | — | £178.8k | — | 40y | 83 | 64y |
| DRUMBEARN LIMITED→ NI054292 · est 2005 · no financials extracted | — | — | — | — | 21y | 83 | 60y |
| GDP PARTNERSHIP LIMITED→ NI605327 · est 2010 | — | — | £8.9k | — | 15y | 83 | 62y |
| INSURE I LIMITED→ NI072940 · est 2009 | — | — | £1.62M | — | 16y | 83 | 66y |
| M & D FINANCIAL MANAGEMENT LIMITED→ NI049794 · est 2004 | — | — | — | 600 | 22y | 83 | 60y |
| MCGRADY FINANCIAL SERVICES LIMITED→ NI032133 · est 1997 | — | — | £215.7k | — | 29y | 83 | 60y |
| MORTGAGE IQ LIMITED→ NI056126 · est 2005 | — | — | £18.4k | — | 20y | 83 | 58y |
| UPS (FINANCIAL SERVICES) LTD→ NI621521 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-12-22
Jurisdictionnorthern-ireland
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
21 North St
Crossmaglen
Newry
Down
BT35 9AB
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-01-04
Last: 2025-12-21
Officers (2 active · 1 resigned)
MURPHY, Garry Martin→
Activedirector · ~46y · appointed 2022-12-22
View their other companies + combined net worth →
SINNOTT, Jason→
Activedirector · ~51y · appointed 2026-01-15
View their other companies + combined net worth →
O'HALLORAN, Michelle→
Resigneddirector · ~50y · appointed 2022-12-22 · resigned 2026-03-23
Click a director name to see their full track record across all companies.
Recent filings (12 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-03-24
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-03-24
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-01-15
appoint-person-director-company-with-name-date
officers · AP01
2026-01-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-14
accounts-with-accounts-type-dormant
accounts · AA
2025-09-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-30
accounts-with-accounts-type-dormant
accounts · AA
2024-04-02
gazette-filings-brought-up-to-date
gazette · DISS40
2024-03-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-28
gazette-notice-compulsory
gazette · GAZ1
2024-03-19
incorporation-company
incorporation · NEWINC
2022-12-22