THE SHAREHOLDING & INVESTMENT TRUST LIMITED

🌳Matureactive
SC016550 · ltd · incorporated 1931-08-26
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 37.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

1 live charge · oldest 37.2y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 37.2 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 20/100 — clean.

Data confidence

Overall: high (84/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
30 officers (3 active, 30 linked, 28 with DOB)
89
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
19 connected companies via shared directors
90
Filing history
177 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Dec 2024Dec 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-12-312024-12-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 officers
Last 180 days
3
filings
  • • 1 officers
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (65 events)Click to expand
  1. 2026-03-04
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  2. 2026-02-25
    ➖
    MCALPINE-SCOTT, Carole Matheson Gemmell resigned
    director
  3. 2026-01-05
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  4. 2025-09-19
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  5. 2025-06-24
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  6. 2024-09-12
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  7. 2023-11-02
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  8. 2023-11-02
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  9. 2023-09-28
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  10. 2022-10-19
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  11. 2021-10-04
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  12. 2021-01-15
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  13. 2020-01-07
    📄
    change-person-director-company-with-change-date
    officers · CH01
  14. 2019-10-01
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  15. 2018-10-03
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  16. 2018-09-27
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  17. 2018-09-26
    ➖
    WEDDERBURN, Kathryn Jean resigned
    director
  18. 2018-05-22
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  19. 2018-05-16
    ➖
    FRASER, Laurence Milton resigned
    director
  20. 2017-06-21
    ➖
    FLINT, David resigned
    director
  21. 2015-03-25
    ➕
    KENNEDY, Neil Andrew Findlay appointed
    director
  22. 2015-03-25
    ➕
    WEDDERBURN, Kathryn Jean appointed
    director
  23. 2013-10-22
    ➖
    MACROBERT, David John Carmichael resigned
    director
  24. 2012-01-07
    ➖
    MURPHY, Michael Gerard resigned
    director
  25. 2010-04-30
    ➖
    THOMSON, Gordon Matthew resigned
    director
  26. 2008-05-01
    ➕
    MACROBERTS CORPORATE SERVICES LIMITED appointed
    corporate-director
  27. 2008-05-01
    ➖
    MACROBERTS (SOLICITORS) resigned
    corporate-secretary
  28. 2008-05-01
    ➖
    BARRIE, Richard Alexander resigned
    director
  29. 2008-05-01
    ➖
    DICKSON, Ian resigned
    director
  30. 2008-05-01
    ➖
    GRANT, James Russell resigned
    director
  31. 2008-05-01
    ➖
    HENDERSON, David John resigned
    director
  32. 2008-05-01
    ➖
    MACMILLAN, John Ernest Newall resigned
    director
  33. 2008-05-01
    ➖
    MARTIN, Norman Maclean resigned
    director
  34. 2008-05-01
    ➖
    TROTTER, Peter Alexander Andrew resigned
    director
  35. 2008-05-01
    ➖
    TURNBULL, Craig Douglas resigned
    director
  36. 2008-04-30
    ➕
    INGLIS, James appointed
    director
  37. 2008-02-20
    ➖
    WILLIAMSON, Raymond Macleod resigned
    director
  38. 2007-05-10
    ➖
    CUNNINGHAM, Neil Gillies resigned
    director
  39. 2005-11-09
    🔓
    Charge satisfied #1
  40. 2005-11-07
    ➖
    BELL, Emma Jane resigned
    director
  41. 2005-11-01
    ➖
    FITZGERALD, Michael Philip resigned
    director
  42. 2003-11-04
    ➖
    WILSON, Neil Georg resigned
    director
  43. 2003-10-08
    ➖
    MCGINN, James Waugh resigned
    director
  44. 2002-04-30
    ➖
    GARDNER, Daniel Ludovic resigned
    director
  45. 2000-11-30
    ➖
    BOAG-THOMSON, Joanna Susan resigned
    director
  46. 2000-05-01
    ➕
    BELL, Emma Jane appointed
    director
  47. 2000-04-30
    ➖
    SHEARAR, William Burns resigned
    director
  48. 2000-03-27
    ➕
    FITZGERALD, Michael Philip appointed
    director
  49. 1999-05-01
    ➕
    BOAG-THOMSON, Joanna Susan appointed
    director
  50. 1998-10-22
    ➕
    TROTTER, Peter Alexander Andrew appointed
    director
Showing most recent 50 of 65 events

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Founder name in company name: Company name contains director surname "LIMITED" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.

Succession & seller-readiness

53/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondary12+ year tenure: Director in role 18 years.
  • secondaryStable-but-static management: Company is 95 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Morton Fraser Macroberts Llp holds majority control (50-75%). Likely parent but not wholly-owned.

🏛️
Morton Fraser Macroberts Llp
Corporate parent · holds 50-75% shares
majority
⬇
THE SHAREHOLDING & INVESTMENT TRUST LIMITED
This company · SC016550

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Morton Fraser Macroberts Llp
Corporate entity
50–75%
75–100%75-100% shares · 75-100% voting01/11/2023
1 historic (ceased) PSC
  • Macroberts Llpceased 01/11/2023· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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@SIPP LIMITED→
SC217126 · est 2001
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£10.21M—620025y8562y
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£744.7k–£1.30M
——50018y8364y
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——020y8366y
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SC368750 · est 2009
——£2.38M—16y8372y
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————26y8359y
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————12y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1931-08-26
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Capella Building (Tenth Floor)
60 York Street
Glasgow
G2 8JX

Filing status

Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2027-01-14
Last: 2025-12-31

Officers (3 active · 27 resigned)

INGLIS, James→
director · ~54y · appointed 2008-04-30
View their other companies + combined net worth →
Active
KENNEDY, Neil Andrew Findlay→
director · ~53y · appointed 2015-03-25
View their other companies + combined net worth →
Active
MACROBERTS CORPORATE SERVICES LIMITED→
corporate-director · appointed 2008-05-01
View their other companies + combined net worth →
Active
MACROBERTS (SOLICITORS)→
corporate-secretary · resigned 2008-05-01
Resigned
BARRIE, Richard Alexander→
director · ~64y · appointed 1992-07-09 · resigned 2008-05-01
Resigned
BELL, Emma Jane→
director · ~56y · appointed 2000-05-01 · resigned 2005-11-07
Resigned
BOAG-THOMSON, Joanna Susan→
director · ~60y · appointed 1999-05-01 · resigned 2000-11-30
Resigned
CUNNINGHAM, Neil Gillies→
director · ~62y · appointed 1995-05-01 · resigned 2007-05-10
Resigned
DICKSON, Ian→
director · ~76y · appointed 1987-12-31 · resigned 2008-05-01
Resigned
FITZGERALD, Michael Philip→
director · ~62y · appointed 2000-03-27 · resigned 2005-11-01
Resigned
FLINT, David→
director · ~71y · appointed 1997-12-31 · resigned 2017-06-21
Resigned
FRASER, Laurence Milton→
director · ~70y · resigned 2018-05-16
Resigned
GARDNER, Daniel Ludovic→
director · ~80y · resigned 2002-04-30
Resigned
GRANT, James Russell→
director · ~65y · appointed 1993-05-04 · resigned 2008-05-01
Resigned
GREENE, John Henderson→
director · ~94y · resigned 1995-05-01
Resigned
HENDERSON, David John→
director · ~71y · resigned 2008-05-01
Resigned
MACMILLAN, John Ernest Newall→
director · ~70y · resigned 2008-05-01
Resigned
MACROBERT, David John Carmichael→
director · ~73y · resigned 2013-10-22
Resigned
MARTIN, Norman Maclean→
director · ~62y · appointed 1995-04-19 · resigned 2008-05-01
Resigned
MCALPINE-SCOTT, Carole Matheson Gemmell→
director · ~66y · appointed 1995-05-01 · resigned 2026-02-25
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property01/03/198909/11/2005

Recent filings (177 total)

termination-director-company-with-name-termination-date
officers · TM01
2026-03-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-13
accounts-with-accounts-type-dormant
accounts · AA
2026-01-05
accounts-with-accounts-type-dormant
accounts · AA
2025-09-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-06-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-03
accounts-with-accounts-type-dormant
accounts · AA
2024-09-12
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-03
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2023-11-02
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-11-02
accounts-with-accounts-type-dormant
accounts · AA
2023-09-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-10
accounts-with-accounts-type-dormant
accounts · AA
2022-10-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-06
accounts-with-accounts-type-dormant
accounts · AA
2021-10-04