ALBERT THAIN LIMITED
🌳Matureactive
SC019774 · ltd · incorporated 1937-05-24
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2024
Net worth
£94.3k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Non-trading company
Sector: Professional, scientific & technical
Investor take
PursueDormant / non-trading with a 91-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (68/100, director aged 91). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
5 live charges · 4 lenders · oldest 58.8y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 58.8 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (75/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
8 officers (3 active, 8 linked, 3 with DOB)
78
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
16 connected companies via shared directors
90
Filing history
104 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £94,307
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
£94k
Current Assets
£222k
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-01-31 |
|---|---|
| Total assets | £94.3k |
| Current assets | £221.6k |
| Net assets | £94.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
- 2025-10-21📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-10-15📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-10-15📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-10-05➕WATT, John Shearer Hardie appointedsecretary
- 2025-10-05➖ADAM, Derek Laurence resignedsecretary
- 2024-06-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-25📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-09-25📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2023-09-15➕ADAM, Derek Laurence appointedsecretary
- 2023-09-15➖WATT, John Shearer Hardie resignedsecretary
- 2023-02-13📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-05-13📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-06-02📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-01-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-09-20📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-06-22📄accounts-with-accounts-type-dormantaccounts · AA
- 2017-04-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2016-08-16📄accounts-with-accounts-type-dormantaccounts · AA
- 2016-06-09📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-08-05📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2011-07-31➖RITCHIE, Donald Mccoll resigneddirector
- 1999-06-14➖MUIR, Christina resignedsecretary
- 1999-06-14➕WATT, John Shearer Hardie appointedsecretary
- 1996-03-22➖CRAYTHORNE, Geoffrey resignedsecretary
- 1996-03-22➕MUIR, Christina appointedsecretary
- 1986-11-06🔓Charge satisfied #5
- 1982-01-19🔓Charge satisfied #4
- 1980-08-12🔒Charge registered #5Lender: Sealtony LTD 16 Hill Street Edinburgh
- 1979-12-31🔒Charge registered #4Lender: Forward Trust Limited
- 1978-04-07🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 1978-04-07🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 1967-08-04🔒Charge registered #1Lender: B W Trade Facilities LTD
- 1937-05-24🏢Company incorporatedAs ALBERT THAIN LIMITED
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 91 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 91 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr John Wood Muir Individual · British · DOB 05/1936 · age 90 | — | — | sig. influencesignificant influence · trust interest | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · KY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| FCE GROUP LTD→ SC527814 · est 2016 | £6.15M £5.22M–£7.07M | — | £6.15M | — | 10y | 79 | 68y |
| HOME-START LEVENMOUTH→ SC280872 · est 2005 | £93.4k £79.4k–£107.4k | — | £93.4k | — | 21y | 79 | 79y |
| NEW RAITH ROVERS LIMITED→ SC293062 · est 2005 | £22.9k £19.4k–£26.3k | — | £22.9k | — | 20y | 79 | 75y |
| DELUXE PROPERTY SERVICES LIMITED→ SC342609 · est 2008 | £1.2k £999–£1.4k | — | £1.2k | — | 18y | 80 | 79y |
| SENSALERT LIMITED→ SC342266 · est 2008 | £100 £85–£115 | — | £100 | — | 18y | 80 | 69y |
| INTELLICARE LIMITED→ SC166708 · est 1996 | £2 £2–£2 | — | £2 | — | 29y | 80 | 69y |
| UNIVERSAL UTILITIES (SCOTLAND) LIMITED→ SC248257 · est 2003 | £2 £2–£2 | — | £2 | — | 23y | 80 | 65y |
| PAYWIZARD LIMITED→ SC208144 · est 2000 | £1 £1–£1 | — | £1 | — | 25y | 80 | 65y |
| CARTMORE TRANSPORT LIMITED→ SC110226 · est 1988 | — | — | — | 0 | 38y | 82 | 78y |
| FOCUS SUBSEA LIMITED→ SC303004 · est 2006 | — | — | — | — | 19y | 81 | 58y |
| PURPLE VENTURE NOMINEES LIMITED→ SC210229 · est 2000 | — | — | — | — | 25y | 81 | 65y |
| PURPLE VENTURE SECRETARIES LIMITED→ SC210231 · est 2000 | — | — | — | — | 25y | 81 | 65y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1937-05-24
Jurisdictionscotland
Primary SIC74990 — Non-trading company
Registered office
Muir House
Belleknowes Industrial Estate
Inverkeithing
Fife
KY11 1HY
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-02-02
Confirmation statement
Next due: 2026-06-22
Last: 2025-06-08
Officers (3 active · 5 resigned)
WATT, John Shearer Hardie→
Activesecretary · appointed 2025-10-05
View their other companies + combined net worth →
Active
Active
ADAM, Derek Laurence→
Resignedsecretary · appointed 2023-09-15 · resigned 2025-10-05
CRAYTHORNE, Geoffrey→
Resignedsecretary · resigned 1996-03-22
MUIR, Christina→
Resignedsecretary · appointed 1996-03-22 · resigned 1999-06-14
WATT, John Shearer Hardie→
Resignedsecretary · appointed 1999-06-14 · resigned 2023-09-15
RITCHIE, Donald Mccoll→
Resigneddirector · ~80y · resigned 2011-07-31
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
3
Outstanding
2
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Sealtony 16 Hill Street Edinburgh Sealtony LTD 16 Hill Street Edinburgh | Instrument of charge | 1 property | 12/08/1980 | 06/11/1986 | |
| satisfied | Forward Trust Forward Trust Limited | Standard security | 1 property | 31/12/1979 | 19/01/1982 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 07/04/1978 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 07/04/1978 | — | |
| outstanding | B W Trade Facilities B W Trade Facilities LTD | Bond of cash credit | 1 property | 04/08/1967 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (104 total)
accounts-with-accounts-type-dormant
accounts · AA
2025-10-21
appoint-person-secretary-company-with-name-date
officers · AP03
2025-10-15
termination-secretary-company-with-name-termination-date
officers · TM02
2025-10-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-13
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-25
termination-secretary-company-with-name-termination-date
officers · TM02
2023-09-25
appoint-person-secretary-company-with-name-date
officers · AP03
2023-09-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-07
accounts-with-accounts-type-dormant
accounts · AA
2023-02-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-15
accounts-with-accounts-type-dormant
accounts · AA
2022-05-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-22
accounts-with-accounts-type-dormant
accounts · AA
2021-06-02
accounts-with-accounts-type-dormant
accounts · AA
2021-01-26