RIVERSIDE (GLOBAL) LTD

🏛️Establishedactive
SC654820 · ltd · incorporated 2020-02-17
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2024
Net worth
£1.55M
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -49% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 3.4y

35/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Charge age ~3.4 years — mid-life; refi window approaching.
  • · Single lender — cleanest path to refinance.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
31 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £1,550,784
Net assets shrinking
Down £421,166 YoY
Cash draining
Cash down 49% YoY
Cash YoY
-49%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£46k
↓ 49% YoY
Net Worth
£1.6m
↓ 21% YoY
Current Assets
£1.3m
↓ 41% YoY
Current Liabilities
£0£429k£859k£1.3m£1.7m£2.1mDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Total assets£2.10M£2.40M
Current assets£1.26M£2.15M
Cash£45.7k£89.4k
Debtors£1.22M£2.06M
Net assets£1.55M£1.97M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • 2 confirmation-statement
Last 180 days
6
filings
  • 2 confirmation-statement
  • 2 capital
  • 1 incorporation
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
  1. 2026-03-06
    📄
    replacement-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP01CS01
  2. 2026-02-02
    📄
    memorandum-articles
    incorporation · MA
  3. 2026-02-02
    📄
    resolution
    resolution · RESOLUTIONS
  4. 2026-02-02
    📄
    capital-variation-of-rights-attached-to-shares
    capital · SH10
  5. 2026-02-02
    📄
    capital-name-of-class-of-shares
    capital · SH08
  6. 2025-09-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2024-09-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2024-04-08
    📄
    capital-alter-shares-redemption-statement-of-capital
    capital · SH02
  9. 2024-04-05
    📄
    memorandum-articles
    incorporation · MA
  10. 2024-04-05
    📄
    resolution
    resolution · RESOLUTIONS
  11. 2023-08-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2023-01-10
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  13. 2023-01-09
    🔒
    Charge registered #1
    Lender: Bank of Scotland PLC
  14. 2022-07-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2021-07-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2021-07-15
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  17. 2021-04-12
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  18. 2021-01-08
    📄
    capital-allotment-shares
    capital · SH01
  19. 2021-01-08
    📄
    capital-allotment-shares
    capital · SH01
  20. 2021-01-08
    📄
    resolution
    resolution · RESOLUTIONS
  21. 2020-02-17
    🏢
    Company incorporated
    As RIVERSIDE (GLOBAL) LTD
  22. 2020-02-17
    PATERSON, Nigel appointed
    director
  23. 2020-02-17
    PATERSON, Robert appointed
    director
  24. 2020-02-17
    PATERSON, Ryan appointed
    director

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Founder age: Director aged approximately 67 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

50/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Nigel Paterson
Individual · British · DOB 09/1979 · age 47
sig. influencesignificant influence17/02/2020
Mr Robert Paterson
Individual · British · DOB 07/1959 · age 67
sig. influencesignificant influence17/02/2020
Mr Ryan Paterson
Individual · British · DOB 06/1982 · age 44
sig. influencesignificant influence17/02/2020

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2020-02-17
Jurisdictionscotland
Primary SIC64209 — Activities of other holding companies n.e.c.

Registered office

1 Wheatfield Road
Dunnikier Business Park
Kirkcaldy
Fife
KY1 3PD
United Kingdom

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-03-02
Last: 2026-02-16

Officers (3 active · 0 resigned)

PATERSON, Nigel
director · ~47y · appointed 2020-02-17
View their other companies + combined net worth →
Active
PATERSON, Robert
director · ~67y · appointed 2020-02-17
View their other companies + combined net worth →
Active
PATERSON, Ryan
director · ~44y · appointed 2020-02-17
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property09/01/2023
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (31 total)

replacement-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP01CS01
2026-03-06
confirmation-statement
confirmation-statement · CS01
2026-03-05
memorandum-articles
incorporation · MA
2026-02-02
resolution
resolution · RESOLUTIONS
2026-02-02
capital-variation-of-rights-attached-to-shares
capital · SH10
2026-02-02
capital-name-of-class-of-shares
capital · SH08
2026-02-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-20
capital-alter-shares-redemption-statement-of-capital
capital · SH02
2024-04-08
memorandum-articles
incorporation · MA
2024-04-05
resolution
resolution · RESOLUTIONS
2024-04-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-22