KAIM INVESTMENT COMPANY LIMITED

🌳Matureactive
SC020977 · ltd · incorporated 1939-04-27
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Activities of open-ended investment companies
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 88-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 88). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (3 active, 5 linked, 3 with DOB)
82
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
110 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees2200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2025-12-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-03-18
    📄
    memorandum-articles
    incorporation · MA
  3. 2025-03-18
    📄
    statement-of-companys-objects
    change-of-constitution · CC04
  4. 2025-03-17
    📄
    resolution
    resolution · RESOLUTIONS
  5. 2025-03-03
    📄
    capital-allotment-shares
    capital · SH01
  6. 2024-12-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2024-11-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2023-10-26
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  9. 2023-10-24
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  10. 2023-10-18
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2022-09-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2022-01-17
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2021-09-16
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  14. 2021-09-16
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  15. 2021-09-16
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  16. 2021-08-30
    ➕
    SWORD, Elizabeth appointed
    director
  17. 2021-08-30
    ➖
    SWORD, George Hamilton resigned
    director
  18. 2021-08-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2020-09-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  20. 2019-08-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  21. 1991-01-18
    ➕
    SWORD, Audrey appointed
    director
  22. 1990-03-07
    ➖
    SWORD, Margaret resigned
    director
  23. 1939-04-27
    🏢
    Company incorporated
    As KAIM INVESTMENT COMPANY LIMITED

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 35 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 88 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 88 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 35 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 87 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mrs Elizabeth Sword
Individual · British · DOB 04/1938 · age 88
75–100%
75–100%board control75-100% shares · 75-100% voting · board control30/08/2021
1 historic (ceased) PSC
  • Mr George Hamilton Swordceased 30/08/2021· 25-50% shares · 25-50% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1939-04-27
Jurisdictionscotland
Primary SIC64304 — Activities of open-ended investment companies

Registered office

7 Galloway Crescent
Crieff
Perthshire
PH7 4LG

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-29
Last: 2025-12-15

Officers (3 active · 2 resigned)

SWORD, Elizabeth, Dr→
secretary
View their other companies + combined net worth →
Active
SWORD, Audrey→
director · ~58y · appointed 1991-01-18
View their other companies + combined net worth →
Active
SWORD, Elizabeth→
director · ~88y · appointed 2021-08-30
View their other companies + combined net worth →
Active
SWORD, George Hamilton→
director · ~86y · resigned 2021-08-30
Resigned
SWORD, Margaret→
director · resigned 1990-03-07
Resigned

Click a director name to see their full track record across all companies.

Recent filings (110 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-09
memorandum-articles
incorporation · MA
2025-03-18
statement-of-companys-objects
change-of-constitution · CC04
2025-03-18
resolution
resolution · RESOLUTIONS
2025-03-17
capital-allotment-shares
capital · SH01
2025-03-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-23
change-person-director-company-with-change-date
officers · CH01
2024-12-20
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-10-26
change-person-secretary-company-with-change-date
officers · CH03
2023-10-24
accounts-with-accounts-type-micro-entity
accounts · AA
2023-10-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-19
accounts-with-accounts-type-micro-entity
accounts · AA
2022-09-15