RODNEY NEIL FINANCIAL SERVICES (BLAIRGOWRIE) LIMITED

💤Zombieactive
SC209096 · ltd · incorporated 2000-07-13
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£100.9k
book net assets
Opportunity
80/100
Exceptional
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle with a 67-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 67). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (75/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (1 active, 5 linked, 1 with DOB)
74
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
74 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £100,873

Key financials

2 years extracted from filed iXBRL accounts
Cash
£15k
Net Worth
£101k
Current Assets
£170k
Current Liabilities
—
£0£34k£68k£102k£136k£170kOct 2023Oct 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-10-312023-10-31
Total assets£121.9k—
Current assets£170.0k—
Cash£14.9k—
Debtors£155.1k—
Net assets£100.9k—

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
  1. 2025-07-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-01-13
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2024-07-16
    ➖
    CRUICKSHANK, Theresa Elizabeth Patricia resigned
    secretary
  4. 2024-07-16
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  5. 2023-12-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-07-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-04-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-07-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2020-07-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-07-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2018-07-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2017-07-31
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  13. 2016-07-26
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2015-08-10
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2015-07-24
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2014-10-29
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2004-03-11
    ➕
    CRUICKSHANK, Theresa Elizabeth Patricia appointed
    secretary
  18. 2004-03-11
    ➖
    NEIL, Amanda resigned
    secretary
  19. 2000-08-09
    ➕
    NEIL, Rodney Hay appointed
    director
  20. 2000-08-09
    ➕
    NEIL, Amanda appointed
    secretary
  21. 2000-08-09
    ➖
    OSWALDS OF EDINBURGH LIMITED resigned
    corporate-nominee-secretary
  22. 2000-08-09
    ➖
    JORDANS (SCOTLAND) LIMITED resigned
    corporate-nominee-director
  23. 2000-07-13
    🏢
    Company incorporated
    As RODNEY NEIL FINANCIAL SERVICES (BLAIRGOWRIE) LIMITED
  24. 2000-07-13
    ➕
    OSWALDS OF EDINBURGH LIMITED appointed
    corporate-nominee-secretary
  25. 2000-07-13
    ➕
    JORDANS (SCOTLAND) LIMITED appointed
    corporate-nominee-director

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder name in company name: Company name contains director surname "NEIL" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 26 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 67 — succession pressure is live.

Succession & seller-readiness

95/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • primary20+ year tenure: Director in role 26 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 26 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Rodney Hay Neil
Individual · British · DOB 03/1959 · age 67
25–50%
—25-50% shares06/04/2016
Mrs Dawn Neil
Individual · British · DOB 11/1961 · age 65
25–50%
—25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Financial services · PH postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
CRIEFF FINANCIAL & MORTGAGE CENTRE LIMITED→
SC330821 · est 2007
———30018y8267y
PROFESSIONAL MORTGAGE ADVISERS LTD→
SC270934 · est 2004
———20021y8162y
BLACKFORD FINANCIAL SOLUTIONS LIMITED→
SC324569 · est 2007
———20018y8058y
BRAIDS BRAWEST LIMITED→
SC244281 · est 2003
————23y8061y
DUPPLIN INVESTMENTS LIMITED→
SC480480 · est 2014
———011y8059y
HERITABLE LIMITED→
SC237615 · est 2002
————23y8073y
KAIM INVESTMENT COMPANY LIMITED→
SC020977 · est 1939
———287y8088y
BQI GROUP LIMITED→
SC306285 · est 2006 · no financials extracted
————19y7960y
FAIR CITY PROPERTY GROUP LIMITED→
SC689124 · est 2021
———3005y7962y
OAKBANK FINANCIAL SERVICES LTD.→
SC340417 · est 2008
———130018y7963y
DFS FINANCIAL CONSULTANCY LTD.→
SC504292 · est 2015
———611y7861y
MAGNUS MURRAY FAMILY SOLUTIONS LTD→
SC469908 · est 2014
——£88.1k—12y7858y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2000-07-13
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

33 Leslie Street
Blairgowrie
Perthshire
PH10 6AW

Filing status

Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-07-27
Last: 2025-07-13

Officers (1 active · 4 resigned)

NEIL, Rodney Hay→
director · ~67y · appointed 2000-08-09
View their other companies + combined net worth →
Active
CRUICKSHANK, Theresa Elizabeth Patricia→
secretary · appointed 2004-03-11 · resigned 2024-07-16
Resigned
NEIL, Amanda→
secretary · appointed 2000-08-09 · resigned 2004-03-11
Resigned
OSWALDS OF EDINBURGH LIMITED→
corporate-nominee-secretary · appointed 2000-07-13 · resigned 2000-08-09
Resigned
JORDANS (SCOTLAND) LIMITED→
corporate-nominee-director · appointed 2000-07-13 · resigned 2000-08-09
Resigned

Click a director name to see their full track record across all companies.

Recent filings (74 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-28
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-15
change-person-director-company-with-change-date
officers · CH01
2025-01-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-16
termination-secretary-company-with-name-termination-date
officers · TM02
2024-07-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-07-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-07-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-07-18