CUTHBERT SERVICE & JACKSON LIMITED

⚰️Wound downdissolved
SC049653 · ltd · incorporated 1971-12-22
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 26.7y old — refinance window within 12 months
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
55/100
Worth a look
🔔
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What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed unclear — structural issues outweigh the discount.

Opportunity 55/100 (worth a look), bankability 80/100. Strong seller-intent signal (60/100, director aged 62). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

5 live charges · 2 lenders · oldest 26.7y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 26.7 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 20/100 — clean.

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
27 officers (3 active, 27 linked, 19 with DOB)
84
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
20 connected companies via shared directors
90
Filing history
154 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
55/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
30
Concerning — overdue filings or status flags present.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
41
Multiple red flags — proceed with caution.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (76 events)Click to expand
  1. 2021-01-26
    📄
    gazette-dissolved-voluntary
    gazette · GAZ2(A)
  2. 2021-01-26
    🏁
    Company dissolved
  3. 2020-11-10
    📄
    gazette-notice-voluntary
    gazette · GAZ1(A)
  4. 2020-11-02
    📄
    dissolution-application-strike-off-company
    dissolution · DS01
  5. 2019-10-02
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  6. 2019-10-02
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2019-09-13
    ➕
    CRAWFORD, Charles Robertson appointed
    director
  8. 2019-09-13
    ➖
    MCGOWAN, William Lindsay resigned
    director
  9. 2019-08-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-08-02
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  11. 2019-08-02
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  12. 2019-08-02
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2019-07-30
    ➕
    SCOTT, Charles Douglas appointed
    director
  14. 2019-07-30
    ➕
    MCGOWAN, William Lindsay appointed
    director
  15. 2019-07-30
    ➖
    PIKE, Matthew William resigned
    director
  16. 2018-09-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2018-08-14
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  18. 2018-08-14
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  19. 2018-08-10
    📄
    capital-statement-capital-company-with-date-currency-figure
    capital · SH19
  20. 2018-08-10
    📄
    legacy
    capital · SH20
  21. 2018-08-10
    ⚠️
    legacy
    insolvency · CAP-SS
  22. 2018-08-10
    📄
    resolution
    resolution · RESOLUTIONS
  23. 2018-08-09
    ➕
    PEEL, Alistair Charles appointed
    secretary
  24. 2018-08-09
    ➖
    WADE, Jarlath Delphene resigned
    secretary
  25. 2018-05-04
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  26. 2017-08-31
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  27. 2016-10-05
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  28. 2016-06-07
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  29. 2015-10-08
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  30. 2015-01-26
    ➖
    MUGGE, Mark Stephen resigned
    director
  31. 2015-01-26
    ➕
    PIKE, Matthew William appointed
    director
  32. 2014-12-11
    🔓
    Charge satisfied #4
  33. 2014-12-11
    🔓
    Charge satisfied #3
  34. 2014-04-01
    ➖
    BENEV, Stefan Benkov resigned
    secretary
  35. 2014-04-01
    ➕
    WADE, Jarlath Delphene appointed
    secretary
  36. 2014-04-01
    ➖
    HODSON, Richard Phillip resigned
    director
  37. 2014-04-01
    ➕
    MUGGE, Mark Stephen appointed
    director
  38. 2012-03-19
    ➖
    HERDMAN, Jeffrey Niven resigned
    director
  39. 2011-08-31
    ➖
    SHAW, Simon Andrew resigned
    director
  40. 2008-06-05
    🔓
    Charge satisfied #5
  41. 2008-06-05
    🔓
    Charge satisfied #2
  42. 2007-12-14
    🔒
    Charge registered #5
    Lender: Barclays Bank PLC
  43. 2007-11-08
    🔒
    Charge registered #4
    Lender: Barclays Bank PLC
  44. 2007-03-12
    ➕
    HERDMAN, Jeffrey Niven appointed
    director
  45. 2007-03-06
    🔒
    Charge registered #2
    Lender: Barclays Bank PLC
  46. 2007-03-05
    ➕
    HODSON, Richard Phillip appointed
    director
  47. 2007-03-02
    ➕
    BENEV, Stefan Benkov appointed
    secretary
  48. 2007-03-02
    ➖
    SHAW, Stewart Russell resigned
    secretary
  49. 2007-03-02
    ➖
    ALLAN, Alistair David Wishart resigned
    director
  50. 2007-03-02
    ➖
    BEVERIDGE, Michael John resigned
    director
Showing most recent 50 of 76 events

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 62 — approaching natural succession window.

Succession & seller-readiness

56/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondaryStable-but-static management: Company is 55 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

2 high · 1 med ·
Company dissolved
high

Company has been dissolved — it no longer legally exists. Any diligence here is historical only.

Evidence: Dissolved on 2021-01-26

1 insolvency-related filing on record
high

Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.

Evidence: 2018-08-10: legacy

Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Oval Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Oval Limited
Corporate parent · holds 75-100% shares
ultimate parent
⬇
CUTHBERT SERVICE & JACKSON LIMITED
This company · SC049653

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Oval Limited
Corporate entity
75–100%
—75-100% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusdissolved
Typeltd
Incorporated1971-12-22
Jurisdictionscotland
Primary SIC65120 — Non-life insurance

Registered office

7th Floor, Spectrum Building
55 Blythswood Street
Glasgow
G2 7AT
Scotland

Filing status

Accounts
Next due: —
Last made up to: 2018-12-31
Confirmation statement
Next due: —
Last: —

Officers (0 active · 24 resigned)

PEEL, Alistair Charles→
secretary · appointed 2018-08-09
View their other companies + combined net worth →
Active
CRAWFORD, Charles Robertson→
director · ~62y · appointed 2019-09-13
View their other companies + combined net worth →
Active
SCOTT, Charles Douglas→
director · ~53y · appointed 2019-07-30
View their other companies + combined net worth →
Active
BENEV, Stefan Benkov→
secretary · appointed 2007-03-02 · resigned 2014-04-01
Resigned
DEAN, Peter John→
secretary · appointed 1999-12-14 · resigned 2001-05-31
Resigned
MORRISON, David Andrew→
secretary · appointed 1998-02-16 · resigned 1999-11-30
Resigned
SHAW, Stewart Russell→
secretary · appointed 2001-05-31 · resigned 2007-03-02
Resigned
WADE, Jarlath Delphene→
secretary · appointed 2014-04-01 · resigned 2018-08-09
Resigned
WATT, Robert Mclean→
secretary · resigned 1998-02-13
Resigned
ALLAN, Alistair David Wishart→
director · ~82y · appointed 2001-05-31 · resigned 2007-03-02
Resigned
BEVERIDGE, Michael John→
director · ~60y · appointed 2002-12-05 · resigned 2007-03-02
Resigned
BEVERIDGE, Neil Graham→
director · ~94y · resigned 1993-12-31
Resigned
BOYD, James Edward→
director · ~98y · resigned 1996-05-29
Resigned
DUNNING, Simon William Patrick→
director · ~87y · resigned 1999-12-31
Resigned
GARRETT-COX, Martin Hayward→
director · ~85y · resigned 2001-10-18
Resigned
GIBSON, Derek Finlayson→
director · ~59y · appointed 2001-05-31 · resigned 2007-03-02
Resigned
HARRIS, Diana Jane→
director · ~67y · appointed 1996-08-09 · resigned 2002-12-05
Resigned
HERDMAN, Jeffrey Niven→
director · ~73y · appointed 2007-03-12 · resigned 2012-03-19
Resigned
HODSON, Richard Phillip→
director · ~75y · appointed 2007-03-05 · resigned 2014-04-01
Resigned
JOHNSTON, Norman William→
director · resigned 1990-10-17
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
0
Outstanding
0
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
satisfied
Barclays
Barclays Bank PLC
Standard security1 property14/12/200705/06/2008
satisfied
Barclays
Barclays Bank PLC
Floating charge1 property08/11/200711/12/2014
satisfied
Barclays
Barclays Bank PLC
Standard security1 property06/03/200705/06/2008
satisfied
Barclays
Barclays Bank PLC
Floating charge1 property28/02/200711/12/2014
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property22/10/199901/03/2007

Recent filings (154 total)

gazette-dissolved-voluntary
gazette · GAZ2(A)
2021-01-26
gazette-notice-voluntary
gazette · GAZ1(A)
2020-11-10
dissolution-application-strike-off-company
dissolution · DS01
2020-11-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-06-09
appoint-person-director-company-with-name-date
officers · AP01
2019-10-02
termination-director-company-with-name-termination-date
officers · TM01
2019-10-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-08-08
appoint-person-director-company-with-name-date
officers · AP01
2019-08-02
appoint-person-director-company-with-name-date
officers · AP01
2019-08-02
termination-director-company-with-name-termination-date
officers · TM01
2019-08-02
confirmation-statement-with-updates
confirmation-statement · CS01
2019-06-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-09-04
appoint-person-secretary-company-with-name-date
officers · AP03
2018-08-14
termination-secretary-company-with-name-termination-date
officers · TM02
2018-08-14
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2018-08-10