HUGH ALLAN (PROPERTIES) LIMITED

🌳Matureactive
SC053110 · ltd · incorporated 1973-05-15
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 47.2y old — refinance window within 12 months
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Active trading company with a 87-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 85/100. Strong seller-intent signal (73/100, director aged 87). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

7 live charges · oldest 47.2y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 47.2 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
7 officers (6 active, 7 linked, 6 with DOB)
87
Ownership & PSC
2 active PSC(s) of 5 total, 5 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
130 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Apr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-04-302024-04-30

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
  1. 2025-07-28
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  2. 2024-12-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2024-08-01
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  4. 2023-06-30
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  5. 2022-11-04
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  6. 2021-08-18
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  7. 2020-11-26
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  8. 2019-11-05
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  9. 2018-09-11
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  10. 2018-09-11
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  11. 2018-09-11
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  12. 2018-07-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2017-09-11
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  14. 2017-09-11
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  15. 2017-09-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2017-01-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2016-10-21
    ➕
    HOWIE, Mary Allan appointed
    director
  18. 2001-12-10
    ➕
    ALLAN, Mary appointed
    director
  19. 2001-12-10
    ➕
    ALLAN JNR, Hugh appointed
    director
  20. 1998-05-06
    🔓
    Charge satisfied #6
  21. 1998-05-06
    🔓
    Charge satisfied #5
  22. 1998-05-06
    🔓
    Charge satisfied #4
  23. 1998-05-06
    🔓
    Charge satisfied #3
  24. 1998-05-06
    🔓
    Charge satisfied #2
  25. 1995-03-24
    🔓
    Charge satisfied #1
  26. 1994-04-06
    ➕
    FRASER, Laura Mhari Ramona appointed
    director
  27. 1994-04-06
    ➖
    ALLAN, Mary Fisher resigned
    director
  28. 1993-04-02
    🔓
    Charge satisfied #7
  29. 1993-01-22
    🔒
    Charge registered #7
    Lender: The Royal Bank of Scotland PLC
  30. 1992-07-23
    🔒
    Charge registered #6
    Lender: The Royal Bank of Scotland PLC
  31. 1992-07-23
    🔒
    Charge registered #5
    Lender: The Royal Bank of Scotland PLC
  32. 1992-07-15
    🔒
    Charge registered #4
    Lender: The Royal Bank of Scotland PLC
  33. 1992-07-02
    🔒
    Charge registered #3
    Lender: The Royal Bank of Scotland PLC
  34. 1991-10-28
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  35. 1979-04-02
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  36. 1973-05-15
    🏢
    Company incorporated
    As HUGH ALLAN (PROPERTIES) LIMITED

Owner dependency

88/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • -5 active directors: Broader management team in place — suggests transferable governance.
  • +Founder name in company name: Company name contains director surname "ALLAN" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 32 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 87 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 87 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 32 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 53 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Hugh Allan
Individual · British · DOB 07/1941 · age 85
75–100%
75–100%75-100% shares · 75-100% voting01/07/2016
Mrs Mary Fisher Allan
Individual · British · DOB 07/1939 · age 87
——sig. influencesignificant influence01/07/2016
3 historic (ceased) PSCs
  • Miss Mary Allan Howieceased 11/09/2018· significant influence
  • Mr Hugh Allanceased 11/09/2018· significant influence
  • Mrs Laura Mhari Ramona Allanceased 11/09/2018· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1973-05-15
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

Ness Castle
Dores
Inverness
IV2 6DJ

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-09-06
Last: 2025-08-23

Officers (6 active · 1 resigned)

ALLAN, Hugh→
secretary
View their other companies + combined net worth →
Active
ALLAN, Hugh→
director · ~85y
View their other companies + combined net worth →
Active
ALLAN, Mary→
director · ~87y · appointed 2001-12-10
View their other companies + combined net worth →
Active
ALLAN JNR, Hugh→
director · ~56y · appointed 2001-12-10
View their other companies + combined net worth →
Active
FRASER, Laura Mhari Ramona→
director · ~62y · appointed 1994-04-06
View their other companies + combined net worth →
Active
HOWIE, Mary Allan→
director · ~34y · appointed 2016-10-21
View their other companies + combined net worth →
Active
ALLAN, Mary Fisher→
director · ~87y · resigned 1994-04-06
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

7
Total charges
0
Outstanding
0
Active lenders
Status:Lender:7 of 7 shown
TypeProperties
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property22/01/199302/04/1993
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property23/07/199206/05/1998
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property23/07/199206/05/1998
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property15/07/199206/05/1998
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property02/07/199206/05/1998
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property28/10/199106/05/1998
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property02/04/197924/03/1995

Recent filings (130 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-03
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-07-28
change-person-director-company-with-change-date
officers · CH01
2024-12-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-27
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-08-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-31
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-06-30
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-11-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-22
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-08-18
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2020-11-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-17
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2019-11-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-08-23