COPLAND CONSTRUCTIONS (CERES) LIMITED
🌳Matureactive
SC055340 · ltd · incorporated 1974-04-01
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 39.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Construction of commercial buildings
Sector: Construction
Investor take
PursueActive trading company with a 82-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 85/100. Strong seller-intent signal (78/100, director aged 82). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · oldest 39.0y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 39.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
94 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 2 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2025-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-10-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-10-15🔓Charge satisfied #2
- 2024-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-30🔓Charge satisfied #1
- 2023-09-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-08-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-09-15📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-01-05📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-09-16📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-01-12📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 1987-11-17🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 1987-04-21🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 1974-04-01🏢Company incorporatedAs COPLAND CONSTRUCTIONS (CERES) LIMITED
Owner dependency
96/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "COPLAND" — strong identity link between founder and business.
- +Founder age: Director aged approximately 82 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
76/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 82 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 52 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Adrian Michael Hamilton Copland Individual · British · DOB 05/1944 · age 82 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mrs Moira Agnes Baxter Copland Individual · British · DOB 07/1950 · age 76 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Construction · KY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CPC-MCB LTD→ SC668022 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CRAIG FENTON DESIGN LIMITED→ SC505072 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| CRAIG SWINTON ELECTRICAL LIMITED→ SC432992 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| CROMBIE PROPERTIES LTD→ SC679991 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CRUACHAN BHEROAID LTD→ SC868649 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CRUICKSHANK GLAZIERS LTD.→ SC315183 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| CRYSTAL BUILDING SOLUTIONS LIMITED→ SC710444 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CUTTING EDGE CARPETS FIFE LIMITED→ SC585550 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| D & A JOINERY AND BUILDING LTD→ SC603707 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| D E MECHANICAL LTD→ SC508044 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| DAL SEGNO LTD→ SC497381 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| DALGETY JOINERS LIMITED→ SC249540 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1974-04-01
Jurisdictionscotland
Primary SIC41201 — Construction of commercial buildings
Registered office
Edenbank House
22 Crossgate
Cupar
Fife
KY15 5HH
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-01-14
Last: 2025-12-31
Officers (3 active · 0 resigned)
Active
Active
Active
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 17/11/1987 | 15/10/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 21/04/1987 | 30/11/2023 |
Recent filings (94 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-22
mortgage-satisfy-charge-full
mortgage · MR04
2025-10-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-02
mortgage-satisfy-charge-full
mortgage · MR04
2023-11-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-09-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-01-02