DEMOCA PROPERTIES LIMITED

🌳Matureactive
SC056245 · ltd · incorporated 1974-08-26
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£105.9k
book net assets
Opportunity
80/100
Exceptional
🔔
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with exceptional profile and bankable structure.

Opportunity 80/100 (exceptional), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -41% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 50.0y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 50.0 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
9 officers (3 active, 9 linked, 5 with DOB)
81
Ownership & PSC
2 active PSC(s) of 6 total, 6 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
113 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £105,873
Net assets shrinking
Down £20,934 YoY
Cash draining
Cash down 41% YoY
Cash YoY
-41%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£15k
↓ 41% YoY
Net Worth
£106k
↓ 17% YoY
Current Assets
£15k
↓ 58% YoY
Current Liabilities
—
£0£25k£51k£76k£101k£127kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£125.2k£146.1k
Current assets£14.9k£35.5k
Cash£14.9k£25.4k
Debtors—£10.1k
Net assets£105.9k£126.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (34 events)Click to expand
  1. 2025-10-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-08-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-11-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-04-13
    ➕
    CAMPBELL, Jennifer appointed
    secretary
  5. 2023-04-13
    ➕
    CAMPBELL, Jennifer appointed
    director
  6. 2023-04-13
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  7. 2023-04-13
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  8. 2023-04-13
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  9. 2023-04-13
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  10. 2023-04-13
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  11. 2023-04-13
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  12. 2023-04-04
    ➖
    MURDOCH, Shona Gail resigned
    secretary
  13. 2023-04-04
    ➖
    MURDOCH, Shona Gail resigned
    director
  14. 2023-03-20
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  15. 2023-03-20
    🔓
    Charge satisfied #1
  16. 2022-12-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2021-06-30
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  18. 2021-06-30
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  19. 2021-06-30
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  20. 2021-04-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  21. 2020-10-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  22. 2020-08-24
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  23. 2019-09-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  24. 2016-12-31
    ➖
    CAMPBELL, Jean Grace Gordon resigned
    director
  25. 2015-12-01
    ➕
    CAMPBELL, Bruce Dewar appointed
    director
  26. 2015-12-01
    ➕
    MURDOCH, Shona Gail appointed
    director
  27. 2003-10-06
    ➖
    CAMPBELL, Jean Grace Gordon resigned
    secretary
  28. 2003-10-06
    ➕
    MURDOCH, Shona Gail appointed
    secretary
  29. 2003-10-06
    ➖
    CAMPBELL, Dewar Moreland resigned
    director
  30. 2003-04-10
    ➕
    CAMPBELL, Jean Grace Gordon appointed
    secretary
  31. 2003-04-10
    ➖
    JAMES AND GEORGE COLLIE resigned
    corporate-secretary
  32. 1984-03-05
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  33. 1976-05-06
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  34. 1974-08-26
    🏢
    Company incorporated
    As DEMOCA PROPERTIES LIMITED

Owner dependency

74/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

71/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondaryStable-but-static management: Company is 52 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Jennifer Campbell
Individual · British · DOB 06/1965 · age 61
25–50%
25–50%25-50% shares · 25-50% voting13/04/2023
Mr Bruce Dewar Campbell
Individual · British · DOB 06/1962 · age 64
25–50%
—25-50% shares29/04/2021
4 historic (ceased) PSCs
  • Mrs Shona Gail Murdochceased 04/04/2023· 25-50% shares
  • Mrs Jean Grace Gordon Campbellceased 29/04/2021· 50-75% shares · 50-75% voting
  • Mr Bruce Dewar Campbellceased 30/06/2017· 25-50% voting
  • Mrs Shona Gail Murdochceased 30/06/2017· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1974-08-26
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

18 North Silver Street
Aberdeen
AB10 1JU
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-07-14
Last: 2025-06-30

Officers (3 active · 6 resigned)

CAMPBELL, Jennifer→
secretary · appointed 2023-04-13
View their other companies + combined net worth →
Active
CAMPBELL, Bruce Dewar→
director · ~64y · appointed 2015-12-01
View their other companies + combined net worth →
Active
CAMPBELL, Jennifer→
director · ~61y · appointed 2023-04-13
View their other companies + combined net worth →
Active
CAMPBELL, Jean Grace Gordon→
secretary · appointed 2003-04-10 · resigned 2003-10-06
Resigned
MURDOCH, Shona Gail→
secretary · appointed 2003-10-06 · resigned 2023-04-04
Resigned
JAMES AND GEORGE COLLIE→
corporate-secretary · resigned 2003-04-10
Resigned
CAMPBELL, Dewar Moreland→
director · ~94y · resigned 2003-10-06
Resigned
CAMPBELL, Jean Grace Gordon→
director · ~88y · resigned 2016-12-31
Resigned
MURDOCH, Shona Gail→
director · ~66y · appointed 2015-12-01 · resigned 2023-04-04
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property05/03/1984—
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property06/05/197620/03/2023
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (113 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-07
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-03
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-04-13
appoint-person-director-company-with-name-date
officers · AP01
2023-04-13
appoint-person-secretary-company-with-name-date
officers · AP03
2023-04-13
termination-secretary-company-with-name-termination-date
officers · TM02
2023-04-13
termination-director-company-with-name-termination-date
officers · TM01
2023-04-13
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-04-13
mortgage-satisfy-charge-full
mortgage · MR04
2023-03-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-01