THE SCOTTISH FEDERATION OF HOUSING ASSOCIATIONS LIMITED
- · Oldest live charge 33.7y old — refinance window within 12 months
No material changes in the last 30 days.
No snapshot from 90 days ago — start tracking from today.
No snapshot from 180 days ago — start tracking from today.
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (63/100, director aged 74). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
1 live charge · oldest 33.7y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 33.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 38/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 2 persons-with-significant-control
- • 1 officers
Corporate timeline (203 events)Click to expand
- 2025-12-02📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-12-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-02📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-11-26➕LYLE, Maria Veronica appointeddirector
- 2025-11-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-09-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-09-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-09-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-09-17➕ANGUS, Stacy Watt appointeddirector
- 2025-09-17➕MEEK, Gary appointeddirector
- 2025-09-17➕MURPHY, Audrey Mary appointeddirector
- 2025-09-11📄accounts-with-accounts-type-smallaccounts · AA
- 2025-09-09📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-09-09📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-09-08➕MEADE, Richard appointedsecretary
- 2025-09-07➖THOMAS, Sally resignedsecretary
- 2025-02-17📄resolutionresolution · RESOLUTIONS
- 2024-10-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-09-18➕QUINN, Caron Irene appointeddirector
- 2024-09-18➕STIRRAT, Craig Watson appointeddirector
- 2024-09-18➖LAPPIN, David John resigneddirector
- 2024-09-06📄accounts-with-accounts-type-smallaccounts · AA
- 2024-07-10📄memorandum-articlesincorporation · MA
- 2023-12-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-12-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-10-12➕DALZIEL, Gary Douglas appointeddirector
- 2023-10-12➕EUNSON, Karen Elizabeth appointeddirector
- 2023-10-12➕LESLIE, Linda Catherine appointeddirector
- 2023-10-12➕MILLS, David John appointeddirector
- 2023-10-12➕ROSSINE, Catherine Mary appointeddirector
- 2023-10-11➖CONVERY, James Alexander David resigneddirector
- 2023-10-11➖FORSYTH, Helen resigneddirector
- 2023-10-11➖LEES, Freya Ann resigneddirector
- 2023-04-21➖BROWN, Ranald resigneddirector
- 2022-09-28➕LEES, Freya Ann appointeddirector
- 2022-02-28➖DURNIN, Alana resigneddirector
- 2022-02-24➖KHAN, David resigneddirector
- 2021-04-21➕KHAN, David appointeddirector
- 2020-09-23➕LINTON, Angela Margaret appointeddirector
- 2020-09-23➖ALEXANDER, Dion Ralph resigneddirector
- 2020-09-23➕CONVERY, James Alexander David appointeddirector
- 2020-09-23➕FORSYTH, Helen appointeddirector
- 2019-02-13➖GRAY, Jean Fiona resigneddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -13 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 74 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Richard Simon Meade Individual · British · DOB 01/1978 · age 48 | — | — | sig. influencesignificant influence | 01/10/2025 |
2 historic (ceased) PSCs
- Ms Sally Thomasceased 30/09/2025· significant influence
- Dr Mary Taylorceased 21/07/2017· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Other · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CARBETH HUTTERS COMMUNITY COMPANY→ SC342792 · est 2008 | — | — | — | 0 | 18y | 83 | 78y |
| CHUNG WAH TAO TAK TONG CHARITY COMPANY LIMITED→ SC192812 · est 1999 | — | — | — | 0 | 27y | 83 | 79y |
| EMPLOYERS IN VOLUNTARY HOUSING LIMITED→ SC184547 · est 1998 · no financials extracted | — | — | — | — | 28y | 83 | 85y |
| ERGOMAN LIMITED→ SC191098 · est 1998 · no financials extracted | — | — | — | — | 27y | 83 | 73y |
| GLENACRE MANAGEMENT LIMITED→ SC172787 · est 1997 · no financials extracted | — | — | — | — | 29y | 83 | 73y |
| HORSESHOE HOTELS LIMITED→ SC187861 · est 1998 · no financials extracted | — | — | — | — | 27y | 83 | 70y |
| KADAMPA MEDITATION CENTRE GLASGOW→ SC198732 · est 1999 · no financials extracted | — | — | — | — | 26y | 83 | 76y |
| KILMARONOCK MILLENNIUM ASSOCIATION→ SC184392 · est 1998 · no financials extracted | — | — | — | — | 28y | 83 | 86y |
| OLDPL1 LTD→ SC225047 · est 2001 | — | — | £99.1k | — | 24y | 83 | 63y |
| OLDPL2 LTD→ SC174456 · est 1997 | — | — | £52.7k | — | 29y | 83 | 63y |
| PETER BROWN LIMITED→ SC066531 · est 1978 | — | — | £225 | — | 47y | 83 | 91y |
| SARTI (GLASGOW) LIMITED→ SC151744 · est 1994 | — | — | £3 | — | 31y | 83 | 64y |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (14 active · 160 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Dunfermline Building Society | Standard security | 1 property | 24/09/1992 | — |