STEWART MCDONALD (PLANT) LIMITED

🌳Matureactive
SC061597 · ltd · incorporated 1977-01-31
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 25.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
£1.9k
book net assets
Opportunity
82/100
Exceptional
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: SIC 46610
Sector: Wholesale & retail
Investor take
Pursue
Active trading company with a 79-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 79). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 25.6y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 25.6 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 3 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
92 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £1,928
Net assets shrinking
Down £8,276 YoY
Cash YoY
+5%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£76k
↑ 5.3% YoY
Net Worth
£2k
↓ 81% YoY
Current Assets
£86k
↓ 14% YoY
Current Liabilities
—
£0£20k£40k£60k£80k£100kFeb 2024Feb 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-02-282024-02-29
Total assets£2.9k£11.5k
Current assets£86.2k£99.8k
Cash£76.1k£72.3k
Debtors£100£25.6k
Net assets£1.9k£10.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
  1. 2025-11-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-11-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-10-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-09-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2021-09-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2020-11-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2020-02-25
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  8. 2019-06-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2018-05-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2018-02-19
    📄
    change-person-director-company-with-change-date
    officers · CH01
  11. 2017-11-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2016-12-19
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  13. 2016-04-26
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  14. 2016-02-15
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2015-10-30
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2003-03-01
    ➕
    MCDONALD, Steven appointed
    director
  17. 2000-09-06
    🔒
    Charge registered #1
    Lender: The Governor and Company of the Bank of Scotland
  18. 1977-01-31
    🏢
    Company incorporated
    As STEWART MCDONALD (PLANT) LIMITED

Owner dependency

98/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Founder name in company name: Company name contains director surname "MCDONALD" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 79 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 49 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Stewart Jeffrey Johnston Mcdonald
Individual · British · DOB 07/1947 · age 79
75–100%
75–100%75-100% shares · 75-100% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Wholesale & distribution · FK postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
CENTRAL PRODUCE LTD→
SC349420 · est 2008
———160017y8361y
SCOTIA SUPPLY CO. LTD.→
SC202132 · est 1999
——£422.8k—26y8363y
ANGUS BRAIDWOOD & SON LIMITED→
SC114086 · est 1988
——£1.62M—37y8281y
BATHROOM PLANET (STIRLING) LTD.→
SC183947 · est 1998
——£114.1k—28y8258y
C L C PRESENTATION SYSTEMS LIMITED→
SC215799 · est 2001
——£16.0k—25y8275y
C.T.S. (GRANGEMOUTH) LIMITED→
SC226255 · est 2001
———100024y8280y
M G INDUSTRIAL SUPPLIES LIMITED→
SC245064 · est 2003
———80023y8259y
AMOS BEECH LIMITED→
SC397565 · est 2011
——£36.4k—15y8172y
JOHN CALLUM LTD.→
SC196483 · est 1999
——£2.54M—26y8161y
RW AGENCIES LIMITED→
SC396418 · est 2011
——£836.6k—15y8165y
CALEDONIAN AIRCRAFT SPARES LIMITED→
SC139284 · est 1992
———133y8070y
STITCHFORGE SUPPLY LTD→
SC868613 · est 2025 · no financials extracted
———————
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1977-01-31
Jurisdictionscotland
Primary SIC46610 — SIC 46610

Registered office

Union Farm
Thornhill
Stirling
FK8 3QL

Filing status

Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-02-28
Last: 2026-02-14

Officers (4 active · 0 resigned)

MCDONALD, Jean→
secretary
View their other companies + combined net worth →
Active
MCDONALD, Jean→
director · ~75y
View their other companies + combined net worth →
Active
MCDONALD, Steven→
director · ~51y · appointed 2003-03-01
View their other companies + combined net worth →
Active
MCDONALD, Stewart Jeffrey Johnston→
director · ~79y
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Bond & floating charge1 property06/09/2000—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (92 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-11-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-02-25
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-02-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-06-12