CENTRAL PRODUCE LTD

🌳Matureactive

SC349420 · ltd · incorporated 2008-10-02

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 6.0y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Oct 2024

Net worth

—

book net assets

Opportunity

83/100

Exceptional

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What this business does

Primary activity: Wholesale of fruit and vegetables

Sector: Wholesale & retail

Investor take

Pursue

Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 83/100 (exceptional), bankability 80/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 6.0y

85/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 6.0 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

6 officers (5 active, 6 linked, 5 with DOB)

Ownership & PSC

2 active PSC(s) of 4 total, 4 with control declared

Director network

2 connected companies via shared directors

Filing history

68 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2024-10-31	2023-10-31
Average employees	1600	1600

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

• 1 officers
• 1 persons-with-significant-control

Last 180 days

filings

• 1 officers
• 1 persons-with-significant-control

Counts from Companies House filing history.

Corporate timeline (30 events)Click to expand

2026-03-20
📄
change-person-director-company-with-change-date
officers · CH01
2026-03-20
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-02-13
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-15
📄
change-person-director-company-with-change-date
officers · CH01
2024-04-05
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-11
➕
MCDOWALL, Megan appointed
director
2024-03-11
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-07-18
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-18
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-07-18
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-07-18
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-07-18
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-10-26
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-07-27
📄
change-account-reference-date-company-previous-shortened
accounts · AA01
2021-01-05
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-06-15
📄
mortgage-satisfy-charge-full
mortgage · MR04
2020-06-15
🔓
Charge satisfied #1
2020-06-11
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-06-11
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-05-29
🔒
Charge registered #2
Lender: Santander UK PLC
2020-05-22
🔒
Charge registered #1
Lender: Santander UK PLC
2020-05-04
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-01-21
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2015-09-30
➕
MCDOWALL, Andrew Michael appointed
director
2008-10-03
➖
JACOBS, Yomtov Eliezer resigned
director
2008-10-02
🏢
Company incorporated
As CENTRAL PRODUCE LTD
2008-10-02
➕
MCDOWALL, Angela appointed
secretary
2008-10-02
➕
MCDOWALL, Angela appointed
director
2008-10-02
➕
MCDOWALL, Michael Andrew appointed
director
2008-10-02
➕
JACOBS, Yomtov Eliezer appointed
director

Owner dependency

66/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 61 — approaching natural succession window.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mrs Megan Mcdowall Individual · British · DOB 05/1997 · age 29	25–50%	25–50%	25-50% shares · 25-50% voting	18/07/2023
Mr Andrew Michael Mcdowall Individual · British · DOB 11/1991 · age 35	25–50%	25–50%	board control25-50% shares · 25-50% voting · board control	18/07/2023

2 historic (ceased) PSCs

Mr Michael Andrew Mcdowallceased 18/07/2023· 50-75% shares · 50-75% voting · board control
Angela Mcdowallceased 18/07/2023· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Wholesale & distribution · FK postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
SCOTIA SUPPLY CO. LTD.→ SC202132 · est 1999	—	—	£422.8k	—	26y	83	63y
ANGUS BRAIDWOOD & SON LIMITED→ SC114086 · est 1988	—	—	£1.62M	—	37y	82	81y
BATHROOM PLANET (STIRLING) LTD.→ SC183947 · est 1998	—	—	£114.1k	—	28y	82	58y
C L C PRESENTATION SYSTEMS LIMITED→ SC215799 · est 2001	—	—	£16.0k	—	25y	82	75y
C.T.S. (GRANGEMOUTH) LIMITED→ SC226255 · est 2001	—	—	—	1000	24y	82	80y
M G INDUSTRIAL SUPPLIES LIMITED→ SC245064 · est 2003	—	—	—	800	23y	82	59y
STEWART MCDONALD (PLANT) LIMITED→ SC061597 · est 1977	—	—	£1.9k	—	49y	82	79y
JOHN CALLUM LTD.→ SC196483 · est 1999	—	—	£2.54M	—	26y	81	61y
RW AGENCIES LIMITED→ SC396418 · est 2011	—	—	£836.6k	—	15y	81	65y
CALEDONIAN AIRCRAFT SPARES LIMITED→ SC139284 · est 1992	—	—	—	1	33y	80	70y
CHEETAH ADVANCED TECHNOLOGIES LIMITED→ SC187332 · est 1998	—	—	—	200	27y	80	89y
STITCHFORGE SUPPLY LTD→ SC868613 · est 2025 · no financials extracted	—	—	—	—	—	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2008-10-02

Jurisdictionscotland

Primary SIC46310 — Wholesale of fruit and vegetables

Registered office

2 Lornshill Cottages

Alloa

FK10 2EP

Scotland

Filing status

Accounts

Next due: 2026-07-27

Last made up to: 2024-10-31

Confirmation statement

Next due: 2026-08-01

Last: 2025-07-18