ROWAN GROUP LIMITED
🌳Matureactive
SC064156 · ltd · incorporated 1978-02-24
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: SIC 46730
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 77/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 38.0y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 38.0 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
11 officers (4 active, 11 linked, 8 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
17 connected companies via shared directors
90
Filing history
132 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (42 events)Click to expand
- 2025-06-09📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-06-09📄legacyaccounts · PARENT_ACC
- 2025-06-09📄legacyother · AGREEMENT2
- 2025-06-09📄legacyother · GUARANTEE2
- 2024-06-07📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-06-07📄legacyaccounts · PARENT_ACC
- 2024-06-07📄legacyother · AGREEMENT2
- 2024-06-07📄legacyother · GUARANTEE2
- 2023-07-31➕DONALDSON, Alyson appointeddirector
- 2023-07-31📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-05-30📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2023-05-30📄legacyother · AGREEMENT2
- 2023-05-30📄legacyother · GUARANTEE2
- 2023-05-30📄legacyaccounts · PARENT_ACC
- 2023-04-07➖CAIRNS, Arlene resigneddirector
- 2023-04-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-07-07📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2022-07-07📄legacyaccounts · PARENT_ACC
- 2022-07-07📄legacyother · AGREEMENT2
- 2022-07-07📄legacyother · GUARANTEE2
- 2022-01-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-01-26🔓Charge satisfied #3
- 2021-05-21📄accounts-with-accounts-type-fullaccounts · AA
- 2021-04-01➕MCMILLAN, Neil John appointedsecretary
- 2021-03-31➖HAWKINS, Ian Richard resignedsecretary
- 2020-09-01➕CAIRNS, Arlene appointeddirector
- 2020-04-01➖CAIRNS, Scott resigneddirector
- 2020-02-20🔓Charge satisfied #2
- 2020-02-20🔓Charge satisfied #1
- 2020-01-31➕DONALDSON, Andrew Robert appointeddirector
- 2020-01-31➕DONALDSON, Michael James appointeddirector
- 2020-01-31➖BEGLEY, Gerard resignedsecretary
- 2020-01-31➕HAWKINS, Ian Richard appointedsecretary
- 2020-01-31➖BEGLEY, Gerard resigneddirector
- 2020-01-31➕CAIRNS, Scott appointeddirector
- 2020-01-31➖HIGGINS, Nicholas John resigneddirector
- 2020-01-31➖MACDONALD, James resigneddirector
- 2020-01-31🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2017-06-01➕MACDONALD, James appointeddirector
- 2016-06-08🔒Charge registered #2Lender: Bank of Scotland PLC
- 1988-05-09🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 1978-02-24🏢Company incorporatedAs ROWAN GROUP LIMITED
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Mcleod & Higgins (Roofing Contractors) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Mcleod & Higgins (Roofing Contractors) Limited
Corporate parent · holds 75-100% shares
⬇
ROWAN GROUP LIMITED
This company · SC064156
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mcleod & Higgins (Roofing Contractors) Limited Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Wholesale & distribution · KY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| HOGGS OF FIFE LIMITED→ SC015281 · est 1928 | £5.67M £4.25M–£7.08M | £11.43M | — | 5200 | 97y | 88 | 65y |
| CHRYSTAL PETROLEUM COMPANY LIMITED→ SC058359 · est 1975 | £3.65M £2.74M–£4.56M | — | — | 26 | 50y | 84 | 62y |
| ROSE MARKETING UK LIMITED→ SC317936 · est 2007 | £2.30M £1.73M–£2.88M | £25.92M | — | 2900 | 19y | 88 | 59y |
| POPLAR BUILDING & DRAINAGE SUPPLIES LTD→ SC367284 · est 2009 | — | — | — | 26 | 16y | 85 | 62y |
| HOME IMPROVEMENTS (ST ANDREWS) LIMITED→ SC371100 · est 2010 | — | — | — | 1200 | 16y | 83 | 68y |
| ILASCO LIMITED→ SC071900 · est 1980 | — | — | — | 1500 | 45y | 83 | 83y |
| KEELA INTERNATIONAL LIMITED→ SC116720 · est 1989 | — | — | — | 2800 | 37y | 83 | 83y |
| MYRTLE COFFEE SERVICES LIMITED→ SC235373 · est 2002 | — | — | — | 3600 | 23y | 83 | 73y |
| NATURECOCO UK LIMITED→ SC884287 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| TEMPO TRADES LTD→ SC850656 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| TEXTILE CARE SUPPLIES LTD.→ SC200043 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| THE CRESS COMPANY (SCOTLAND) LIMITED→ SC313126 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1978-02-24
Jurisdictionscotland
Primary SIC46730 — SIC 46730
Registered office
Donaldson House Saltire Centre
Pentland Park
Glenrothes
Fife
KY6 2AG
Scotland
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-12-28
Last: 2025-12-14
Officers (4 active · 7 resigned)
MCMILLAN, Neil John→
Activesecretary · appointed 2021-04-01
View their other companies + combined net worth →
DONALDSON, Alyson→
Activedirector · ~43y · appointed 2023-07-31
View their other companies + combined net worth →
DONALDSON, Andrew Robert→
Activedirector · ~44y · appointed 2020-01-31
View their other companies + combined net worth →
DONALDSON, Michael James→
Activedirector · ~46y · appointed 2020-01-31
View their other companies + combined net worth →
BEGLEY, Gerard→
Resignedsecretary · resigned 2020-01-31
HAWKINS, Ian Richard→
Resignedsecretary · appointed 2020-01-31 · resigned 2021-03-31
BEGLEY, Gerard→
Resigneddirector · ~73y · resigned 2020-01-31
CAIRNS, Arlene→
Resigneddirector · ~48y · appointed 2020-09-01 · resigned 2023-04-07
CAIRNS, Scott→
Resigneddirector · ~59y · appointed 2020-01-31 · resigned 2020-04-01
HIGGINS, Nicholas John→
Resigneddirector · ~74y · resigned 2020-01-31
MACDONALD, James→
Resigneddirector · ~68y · appointed 2017-06-01 · resigned 2020-01-31
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 31/01/2020 | 26/01/2022 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 08/06/2016 | 20/02/2020 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 09/05/1988 | 20/02/2020 |
Recent filings (132 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-15
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-06-09
legacy
accounts · PARENT_ACC
2025-06-09
legacy
other · AGREEMENT2
2025-06-09
legacy
other · GUARANTEE2
2025-06-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-30
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-06-07
legacy
accounts · PARENT_ACC
2024-06-07
legacy
other · AGREEMENT2
2024-06-07
legacy
other · GUARANTEE2
2024-06-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-15
appoint-person-director-company-with-name-date
officers · AP01
2023-07-31
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2023-05-30
legacy
other · AGREEMENT2
2023-05-30
legacy
other · GUARANTEE2
2023-05-30