APPLECROSS PROPERTIES LIMITED
Opportunity 39/100 (watch), bankability 32/100. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 20 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: asset disposal / carve-out (55/100). Current lenders should be on monthly review.
Refinance opportunity
113 live charges · 20 lenders · oldest 44.0y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 44.0 years old — likely at or near maturity.
- · 20 lenders named — inter-creditor friction likely.
- · Legal-friction score 70/100 (specialist).
Data confidence
Overall: low (47/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Not actionable now, but monitor — distressed, succession, or structural changes could flip this into a real opportunity.
Recent activity
Corporate timeline (239 events)Click to expand
- 2023-03-07📄gazette-dissolved-compulsorygazette · GAZ2
- 2023-03-07🏁Company dissolved
- 2022-12-06📄gazette-notice-compulsorygazette · GAZ1
- 2022-10-18⚠️liquidation-receiver-ceasing-to-act-scotlandinsolvency · 3(Scot)
- 2014-04-04📍change-registered-office-address-company-with-date-old-addressaddress · AD01
- 2009-12-05📄termination-director-company-with-nameofficers · TM01
- 2009-12-04📄termination-director-company-with-nameofficers · TM01
- 2009-11-30➖AGGETT, Graham Francis resigneddirector
- 2009-11-30➖CUMBERLAND, Colin resigneddirector
- 2009-06-22📄legacyofficers · 288b
- 2009-06-18📄legacyofficers · 288b
- 2009-06-15➖HALL, Craig Fairley resigneddirector
- 2009-06-10➖PUYRIGAUD, Pierre resigneddirector
- 2009-06-08📍legacyaddress · 287
- 2009-06-01⚠️liquidation-receiver-appointment-of-receiver-scotlandinsolvency · 1(Scot)
- 2009-05-26📄legacymortgage · 419a(Scot)
- 2009-05-26📄legacymortgage · 419a(Scot)
- 2009-05-26📄legacymortgage · 419a(Scot)
- 2009-05-26📄legacymortgage · 419a(Scot)
- 2009-05-22🔓Charge satisfied #143
- 2009-05-22🔓Charge satisfied #142
- 2009-05-22🔓Charge satisfied #141
- 2009-05-22🔓Charge satisfied #140
- 2009-04-08📄legacyannual-return · 363a
- 2009-03-18📄legacymortgage · 410(Scot)
- 2009-03-04🔒Charge registered #164Lender: Bank of Scotland PLC
- 2009-02-25📄legacymortgage · 410(Scot)
- 2009-02-19🔒Charge registered #163Lender: Bank of Scotland PLC
- 2009-01-06📄legacymortgage · 410(Scot)
- 2008-12-24📄legacymortgage · 410(Scot)
- 2008-12-24📄legacymortgage · 410(Scot)
- 2008-12-24📄legacymortgage · 410(Scot)
- 2008-12-20📄legacymortgage · 410(Scot)
- 2008-12-19🔒Charge registered #162Lender: Bank of Scotland PLC
- 2008-12-19🔒Charge registered #161Lender: Bank of Scotland PLC
- 2008-12-19🔒Charge registered #160Lender: Bank of Scotland PLC
- 2008-12-19🔒Charge registered #159Lender: Bank of Scotland PLC
- 2008-12-12🔒Charge registered #158Lender: Bank of Scotland PLC
- 2008-11-28📄accounts-with-accounts-type-groupaccounts · AA
- 2008-06-17📄legacyofficers · 288b
- 2008-06-06➖MURPHY, William Andrew resigneddirector
- 2008-06-06📄legacyannual-return · 363a
- 2008-02-13🔒Charge registered #157Lender: Bank of Scotland PLC
- 2008-02-13🔒Charge registered #156Lender: Other
- 2007-10-09🔒Charge registered #155Lender: Forth Property Developments Limited
- 2007-10-09🔒Charge registered #153Lender: Bank of Scotland PLC
- 2007-10-08🔒Charge registered #154Lender: Forth Property Developments Limited
- 2007-10-08🔒Charge registered #152Lender: Bank of Scotland PLC
- 2007-10-08🔒Charge registered #151Lender: Forth Property Developments Limited
- 2007-10-08🔒Charge registered #150Lender: Forth Property Developments Limited
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryStable-but-static management: Company is 47 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
2 high · 1 med · 1 lowCompany has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2023-03-07
Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2022-10-18: liquidation-receiver-ceasing-to-act-scotland; 2009-06-01: liquidation-receiver-appointment-of-receiver-scotland
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
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10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (0 active · 8 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 04/03/2009 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 19/02/2009 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 19/12/2008 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 19/12/2008 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 19/12/2008 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 19/12/2008 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Legal charge | 1 property | 12/12/2008 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 13/02/2008 | — | |
| outstanding | Other | Standard security | 1 property | 13/02/2008 | — | |
| outstanding | Forth Property Developments Forth Property Developments Limited | Standard security | 1 property | 09/10/2007 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 09/10/2007 | — | |
| outstanding | Forth Property Developments Forth Property Developments Limited | Standard security | 1 property | 08/10/2007 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 08/10/2007 | — | |
| outstanding | Forth Property Developments Forth Property Developments Limited | Standard security | 1 property | 08/10/2007 | — | |
| outstanding | Forth Property Developments Forth Property Developments Limited | Standard security | 1 property | 08/10/2007 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 08/10/2007 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 11/01/2007 | — | |
| outstanding | Merchiston Castle School | Standard security | 1 property | 11/01/2007 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 17/11/2006 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 14/07/2006 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 25/11/2004 | — | |
| satisfied | George Wimpey East Scotland George Wimpey East Scotland Limited | Standard security | 1 property | 28/10/2004 | 22/05/2009 | |
| satisfied | The City of Edinburgh Council | Standard security | 1 property | 28/10/2004 | 22/05/2009 | |
| satisfied | The City of Edinburgh Council | Standard security | 1 property | 28/10/2004 | 22/05/2009 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 28/10/2004 | 22/05/2009 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 10/08/2004 | 24/01/2006 | |
| satisfied | Midlothian Council | Standard security | 1 property | 10/08/2004 | 24/01/2006 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 11/09/2003 | 25/01/2006 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 22/07/2003 | 09/02/2005 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 2 properties | 12/11/2002 | 12/09/2003 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 31/10/2002 | 09/02/2005 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 10/09/2002 | 12/09/2003 | |
| satisfied | Stuart Neilson Oates and Another | Standard security | 1 property | 05/09/2002 | 14/02/2005 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 05/09/2002 | 16/07/2003 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 15/05/2001 | 12/09/2003 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 09/03/2000 | 27/06/2005 | |
| satisfied | Peter Douglas Blyth & Maureen Elizabeth Mclennan or Blyth | Standard security | 1 property | 06/03/2000 | 27/06/2005 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 14/02/2000 | 09/02/2005 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 05/05/1999 | 21/03/2003 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 02/04/1998 | 27/07/1999 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 12/03/1998 | 09/02/2005 | |
| satisfied | Wylies (Edinburgh) Wylies (Edinburgh) Limited | Standard security | 4 properties | 06/03/1998 | 19/12/2000 | |
| satisfied | John Gaff Blake | Standard security | 1 property | 16/02/1998 | 19/12/2000 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 16/02/1998 | 21/03/2003 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 09/02/1998 | 27/07/1999 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 13/11/1997 | 19/12/2000 | |
| satisfied | The Peter Walker Group The Peter Walker Group Limited | Standard security | 1 property | 13/01/1997 | 08/05/1998 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 13/01/1997 | 08/05/1998 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 18/12/1996 | 19/12/2000 | |
| satisfied | The Proprietors of the Edinburgh Academy | Standard security | 1 property | 28/05/1996 | 17/02/1998 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 28/05/1996 | 17/02/1998 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 23/04/1996 | 07/10/1996 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 03/04/1996 | 09/10/1996 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 19/10/1995 | 09/10/1996 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 22/03/1995 | 17/02/1998 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 29/07/1994 | 20/09/1996 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 16/12/1993 | 20/09/1996 | |
| satisfied | John Derek Steel | Standard security | 1 property | 16/12/1993 | 01/02/1995 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 24/03/1993 | 01/09/1994 | |
| satisfied | John Derek Steel | Standard security | 1 property | 24/03/1993 | 01/09/1994 | |
| satisfied | Pentland Pentland Limited | Standard security | 1 property | 08/12/1992 | 16/06/1998 | |
| satisfied | John Derek Steel | Standard security | 1 property | 08/12/1992 | 24/06/1994 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 08/12/1992 | 16/06/1998 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 17/01/1992 | 10/06/1994 | |
| satisfied | John Derek Steel | Standard security | 1 property | 17/01/1992 | 10/06/1994 | |
| outstanding | Douglas Cornhill | Standard security | 1 property | 02/08/1990 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 02/08/1990 | 10/06/1994 | |
| satisfied | John Derek Steel | Standard security | 1 property | 02/08/1990 | 10/06/1994 | |
| satisfied | John Derek Steel | Standard security | 1 property | 23/01/1990 | 30/04/1993 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 23/01/1990 | 30/04/1993 | |
| satisfied | John Derek Steel | Standard security | 1 property | 30/10/1989 | 23/07/1992 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 30/10/1989 | 23/07/1992 | |
| satisfied | John Derek Steel | Standard security | 1 property | 07/08/1989 | 20/08/1990 | |
| satisfied | John Joseph Callaghan | Standard security | 1 property | 07/08/1989 | 04/12/1989 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 07/08/1989 | 20/08/1990 | |
| satisfied | John Derek Steel | Standard security | 1 property | 10/04/1989 | 21/05/1991 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 10/04/1989 | 21/05/1991 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 08/11/1988 | 13/05/1991 | |
| satisfied | John D Steel Edinburgh | Postponed standard security | 1 property | 08/11/1988 | 13/05/1991 | |
| satisfied | John Derek Steel | Standard security | 1 property | 29/06/1988 | 14/02/1990 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 29/06/1988 | 14/02/1990 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 08/06/1987 | 30/11/1988 | |
| satisfied | John Derek Steel | Standard security | 1 property | 08/06/1987 | 30/11/1988 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 31/10/1986 | 12/11/1987 | |
| satisfied | John Derek Steel | Standard security | 1 property | 31/10/1986 | 12/11/1987 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Letter of postponement | 1 property | 10/07/1986 | 29/03/1990 | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Letter of offset | 1 property | 11/04/1986 | — | |
| satisfied | John Derek Steel | Standard security | 1 property | 24/12/1985 | 06/03/1987 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 24/12/1985 | 06/03/1987 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 18/10/1985 | 18/04/1990 | |
| satisfied | John Derek Steel | Standard security | 1 property | 18/10/1985 | 18/04/1990 | |
| satisfied | John Derek Steel | Standard security | 1 property | 25/09/1985 | 08/03/1987 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 25/09/1985 | 06/03/1987 | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 24/09/1985 | — | |
| outstanding | John Derek Steel | Standard security | 1 property | 24/09/1985 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 28/06/1985 | 20/05/1986 | |
| satisfied | John Derek Steel | Standard security | 1 property | 25/06/1985 | 20/05/1986 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 10/01/1985 | 18/04/1990 | |
| satisfied | John Derek Steel | Standard security | 1 property | 10/01/1985 | 18/04/1990 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 13/08/1984 | 03/05/1985 | |
| satisfied | John Derek Steel | Standard security | 1 property | 13/08/1984 | 03/05/1985 | |
| satisfied | John Derek Steel | Standard security | 1 property | 09/11/1982 | 14/01/1985 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 09/11/1982 | 14/01/1985 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 06/08/1982 | 24/02/1992 | |
| satisfied | John Derek Steel | Standard security | 1 property | 06/08/1982 | 24/02/1992 | |
| satisfied | John Derek Steel | Standard security | 1 property | 22/07/1982 | 14/01/1985 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 22/07/1982 | 23/01/1985 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 01/06/1982 | 10/07/1985 | |
| satisfied | John Derek Steel | Standard security | 1 property | 01/06/1982 | 10/07/1985 | |
| satisfied | John Derek Steel | Standard security | 1 property | 01/06/1982 | 15/01/1985 | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 01/06/1982 | — | |
| satisfied | John Derek Steel | Floating charge | 1 property | 27/05/1982 | 27/07/1994 | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 27/05/1982 | — |