CORNERSTONE COMMUNITY CARE
🌳Matureactive
SC070762 · private-limited-guarant-nsc · incorporated 1980-02-28
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Residential care activities for the elderly and disabled
Sector: Human health & social work
ALSO REGISTERED FOR
- 88100Social work activities without accommodation for the elderly and disabled
- 88910Child day-care activities
- 88990Other social work activities without accommodation n.e.c.
Investor take
PursueActive trading company with a 73-year-old founder — textbook succession opportunity.
Opportunity 73/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 73). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (48/100).
🏦
Refinance opportunity
13 live charges · 7 lenders · oldest 19.7y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 19.7 years old — likely at or near maturity.
- · 7 lenders named — inter-creditor friction likely.
- · Legal-friction score 63/100 (high).
Data confidence
Overall: low (49/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 4 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
13 charges (13/13 with lender, 13/13 with type)
90
Directors & officers
66 officers (12 active, 66 linked, 59 with DOB)
88
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
2 connected companies via shared directors
51
Filing history
275 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (158 events)Click to expand
- 2025-10-31📄accounts-with-accounts-type-fullaccounts · AA
- 2025-08-20📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-08-20🔓Charge satisfied #12
- 2025-03-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-03-25➖KERR, Deborah resigneddirector
- 2025-03-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-19➖HENDERSON, Lucy Joanne resigneddirector
- 2025-03-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-03-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-13➕HUGHES, Louise appointeddirector
- 2025-03-13➕MACLEOD, Fiona appointeddirector
- 2025-01-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-01-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-01-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-01-14🔓Charge satisfied #11
- 2025-01-14🔓Charge satisfied #6
- 2025-01-14🔓Charge satisfied #2
- 2024-12-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-11-22📄accounts-with-accounts-type-fullaccounts · AA
- 2024-11-20➕KNIGHT, Andrew Moray appointeddirector
- 2024-11-20➖HUGGINS, Geoffrey Lawrence resigneddirector
- 2024-11-20➕KERR, Deborah appointeddirector
- 2024-06-06➖PARK, Suzanne Jane resigneddirector
- 2024-06-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-06-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-22➕SKELTON, Sean appointeddirector
- 2024-03-18➕WALLACE, Lynn appointedsecretary
- 2024-03-18➖LEDINGHAM CHALMERS LLP resignedcorporate-secretary
- 2024-03-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-03-18📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-18📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-18📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-18📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-18📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-18📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-18📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2024-02-21➕BRUCE, John James appointeddirector
- 2023-11-08➖KAY, Robert Malcolm resigneddirector
- 2023-11-08➖WEBSTER, Richard Joseph resigneddirector
- 2023-05-25➕HENDERSON, Lucy Joanne appointeddirector
- 2022-10-31➖IRVINE, Sharon Louise resigneddirector
- 2022-10-26➖LAING, Malcolm Donald resigneddirector
- 2022-10-26➖MUNRO, Helen Dempsie resigneddirector
- 2022-02-17➕PARK, Suzanne Jane appointeddirector
- 2021-12-20➖THOMSON, Elaine Margaret resigneddirector
- 2021-10-27➕MURRAY, Angus appointeddirector
- 2021-10-27➕KAY, Robert Malcolm appointeddirector
- 2021-10-27➕WEBSTER, Richard Joseph appointeddirector
Showing most recent 50 of 158 events
Owner dependency
55/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -11 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 73 — succession pressure is live.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
7 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CRAIG-EN-GOYNE CARE COMPANY LIMITED→ SC109710 · est 1988 · no financials extracted | — | — | — | — | 38y | — | — |
| CROSSHILL CARE LTD→ SC734805 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| DAMLEK SPRINGS LTD→ SC769947 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| DAVIDINA LIMITED→ SC761890 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| DCM THERAPIES LTD→ SC677846 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| DDZ REPORTING LIMITED→ SC777919 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| DENTAL TECHNIQUE LABORATORY LIMITED→ SC235237 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| DETOX TODAY LTD→ SC780082 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| DM VITALITY WELLNESS SERVICES LTD→ SC777585 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| DPL 1 LTD→ SC829389 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| DR A ISAACS RHEUMATOLOGY SERVICES LIMITED→ SC633998 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| DR CP HARKINS LTD→ SC814899 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-limited-guarant-nsc
Incorporated1980-02-28
Jurisdictionscotland
Primary SIC87300 — Residential care activities for the elderly and disabled
Registered office
The Doges Studios Templeton Business Centre
62 Templeton Street
Glasgow
G40 1DA
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-24
Last: 2025-10-10
Officers (12 active · 54 resigned)
Active
BAILEY, Peter→
Activedirector · ~73y · appointed 2021-01-27
View their other companies + combined net worth →
BRUCE, John James→
Activedirector · ~55y · appointed 2024-02-21
View their other companies + combined net worth →
DINOZZI, Tony→
Activedirector · ~57y · appointed 2019-05-23
View their other companies + combined net worth →
FORBES, Alastair→
Activedirector · ~59y · appointed 2017-12-13
View their other companies + combined net worth →
HUGHES, Louise→
Activedirector · ~49y · appointed 2025-03-13
View their other companies + combined net worth →
KNIGHT, Andrew Moray→
Activedirector · ~38y · appointed 2024-11-20
View their other companies + combined net worth →
LYNCH, Stephen John, Dr→
Activedirector · ~66y · appointed 2020-09-23
View their other companies + combined net worth →
MACLEOD, Fiona→
Activedirector · ~43y · appointed 2025-03-13
View their other companies + combined net worth →
MURRAY, Angus→
Activedirector · ~55y · appointed 2021-10-27
View their other companies + combined net worth →
SKELTON, Sean→
Activedirector · ~34y · appointed 2024-05-22
View their other companies + combined net worth →
STUART, Helen Lindsey→
Activedirector · ~62y · appointed 2020-09-23
View their other companies + combined net worth →
LEDINGHAM CHALMERS LLP→
Resignedcorporate-secretary · appointed 2018-11-06 · resigned 2024-03-18
LINDSAY & KIRK→
Resignedcorporate-secretary · resigned 2018-10-31
BAXTER, Louise Morrison→
Resigneddirector · ~78y · resigned 2000-10-04
BEATTIE, Irene→
Resigneddirector · ~84y · resigned 1990-09-26
BELL, Gillian Janet→
Resigneddirector · ~60y · appointed 2008-12-05 · resigned 2009-10-20
BOSWELL, David Alan→
Resigneddirector · ~79y · appointed 2008-10-08 · resigned 2010-01-25
BOYLAW, Christine→
Resigneddirector · appointed 1989-10-26 · resigned 1990-09-26
BOYLE, Jack→
Resigneddirector · ~85y · appointed 1991-10-02 · resigned 2003-10-01
Click a director name to see their full track record across all companies.
Mortgages & charges
13
Total charges
7
Outstanding
5
Active lenders
Status:Lender:13 of 13 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Donald Mclaren Donald Mclaren Limited | A registered charge | 1 property | 19/06/2020 | — | |
| satisfied | Big Issue Invest Social Enterprise Investment Fund Ii L.P. | A registered charge | — | 27/11/2017 | 20/08/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 10/08/2016 | 14/01/2025 | |
| outstanding | West Dunbartonshire Council | A registered charge | 1 property | 01/12/2014 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 18/08/2014 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 15/08/2014 | — | |
| outstanding | The Aberdeenshire Council | Standard security | 1 property | 29/01/2013 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 09/10/2012 | 14/01/2025 | |
| satisfied | Social Investment Scotland | Standard security | 1 property | 05/05/2010 | 01/12/2020 | |
| satisfied | Social Investment Scotland | Bond & floating charge | 1 property | 30/03/2010 | 01/12/2020 | |
| outstanding | The Scottish Ministers | Standard security | 1 property | 17/05/2007 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 15/02/2007 | 14/01/2025 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 04/08/2006 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (275 total)
accounts-with-accounts-type-full
accounts · AA
2025-10-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-15
mortgage-satisfy-charge-full
mortgage · MR04
2025-08-20
termination-director-company-with-name-termination-date
officers · TM01
2025-03-28
appoint-person-director-company-with-name-date
officers · AP01
2025-03-20
termination-director-company-with-name-termination-date
officers · TM01
2025-03-19
appoint-person-director-company-with-name-date
officers · AP01
2025-03-18
mortgage-satisfy-charge-full
mortgage · MR04
2025-01-14
mortgage-satisfy-charge-full
mortgage · MR04
2025-01-14
mortgage-satisfy-charge-full
mortgage · MR04
2025-01-14
appoint-person-director-company-with-name-date
officers · AP01
2024-12-02
appoint-person-director-company-with-name-date
officers · AP01
2024-12-02
termination-director-company-with-name-termination-date
officers · TM01
2024-11-27
accounts-with-accounts-type-full
accounts · AA
2024-11-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-10