CORNERSTONE COMMUNITY CARE

🌳Matureactive

SC070762 · private-limited-guarant-nsc · incorporated 1980-02-28

Investment thesis

Looks cheap but ownership + security both unclear — probable value trap.

Why interesting: Headline metrics may be attractive.

Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.

Why now

Window opening · medium confidence

More negotiable than before — 1 signals weakening over the last 30 days.

· Hygiene score: 90 → 85

What changed my view

Last 30 days

Picture worsened over the last 30 days — 1 negative signal vs 0 positive.

↓Hygiene score: 90 → 85

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

73/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Residential care activities for the elderly and disabled

Sector: Human health & social work

ALSO REGISTERED FOR

88100Social work activities without accommodation for the elderly and disabled
88910Child day-care activities
88990Other social work activities without accommodation n.e.c.

Investor take

Pursue

Active trading company with a 73-year-old founder — textbook succession opportunity.

Opportunity 73/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 73). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (48/100).

🏦

Refinance opportunity

13 live charges · 7 lenders · oldest 19.9y

25/100

too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

· Oldest live charge is 19.9 years old — likely at or near maturity.
· 7 lenders named — inter-creditor friction likely.
· Legal-friction score 63/100 (high).

Data confidence

Overall: low (49/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile

address, 4 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

13 charges (13/13 with lender, 13/13 with type)

Directors & officers

67 officers (12 active, 67 linked, 60 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

2 connected companies via shared directors

Filing history

277 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

73/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filing

• 1 officers

Last 90 days

filings

• 2 officers

Last 180 days

filings

• 2 officers

Counts from Companies House filing history.

Corporate timeline (160 events)Click to expand

2026-07-03
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-06-18
➕
WILKES, Mark James appointed
director
2026-06-10
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-05-16
➖
MURRAY, Angus resigned
director
2025-10-31
📄
accounts-with-accounts-type-full
accounts · AA
2025-08-20
📄
mortgage-satisfy-charge-full
mortgage · MR04
2025-08-20
🔓
Charge satisfied #12
2025-03-28
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-03-25
➖
KERR, Deborah resigned
director
2025-03-20
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-03-19
➖
HENDERSON, Lucy Joanne resigned
director
2025-03-19
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-03-18
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-03-13
➕
HUGHES, Louise appointed
director
2025-03-13
➕
MACLEOD, Fiona appointed
director
2025-01-14
📄
mortgage-satisfy-charge-full
mortgage · MR04
2025-01-14
📄
mortgage-satisfy-charge-full
mortgage · MR04
2025-01-14
📄
mortgage-satisfy-charge-full
mortgage · MR04
2025-01-14
🔓
Charge satisfied #11
2025-01-14
🔓
Charge satisfied #6
2025-01-14
🔓
Charge satisfied #2
2024-12-02
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-12-02
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-11-27
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-11-22
📄
accounts-with-accounts-type-full
accounts · AA
2024-11-20
➕
KNIGHT, Andrew Moray appointed
director
2024-11-20
➖
HUGGINS, Geoffrey Lawrence resigned
director
2024-11-20
➕
KERR, Deborah appointed
director
2024-06-06
➖
PARK, Suzanne Jane resigned
director
2024-06-06
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-06-06
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-05-22
➕
SKELTON, Sean appointed
director
2024-03-18
➕
WALLACE, Lynn appointed
secretary
2024-03-18
➖
LEDINGHAM CHALMERS LLP resigned
corporate-secretary
2024-03-18
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-03-18
📄
change-person-director-company-with-change-date
officers · CH01
2024-03-18
📄
change-person-director-company-with-change-date
officers · CH01
2024-03-18
📄
change-person-director-company-with-change-date
officers · CH01
2024-03-18
📄
change-person-director-company-with-change-date
officers · CH01
2024-03-18
📄
change-person-director-company-with-change-date
officers · CH01
2024-02-21
➕
BRUCE, John James appointed
director
2023-11-08
➖
KAY, Robert Malcolm resigned
director
2023-11-08
➖
WEBSTER, Richard Joseph resigned
director
2023-05-25
➕
HENDERSON, Lucy Joanne appointed
director
2022-10-31
➖
IRVINE, Sharon Louise resigned
director
2022-10-26
➖
LAING, Malcolm Donald resigned
director
2022-10-26
➖
MUNRO, Helen Dempsie resigned
director
2022-02-17
➕
PARK, Suzanne Jane appointed
director
2021-12-20
➖
THOMSON, Elaine Margaret resigned
director
2021-10-27
➕
KAY, Robert Malcolm appointed
director

Showing most recent 50 of 160 events

Owner dependency

55/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-11 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 73 — succession pressure is live.

Succession & seller-readiness

60/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.

Red flags

1 med · 1 low

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

7 live charges

low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
OPTICAL EXPRESS LIMITED→ SC161469 · est 1995	£80.82M £58.19M–£103.45M	—	—	54900	30y	85	58y
GP MATTERS LIMITED→ SC424457 · est 2012	£3.46M £2.49M–£4.43M	—	—	500	14y	85	61y
GATE HEALTHCARE LIMITED→ SC106549 · est 1987	£2.91M £2.09M–£3.72M	—	—	178	38y	82	60y
LORIMER CARE HOMES LIMITED→ SC412450 · est 2011	£2.26M £1.63M–£2.89M	—	—	0	14y	82	60y
GLENFAIRN LIMITED→ SC087540 · est 1984	£1.83M £1.32M–£2.34M	—	—	84	42y	82	60y
ASPIRE HOUSING & PERSONAL DEVELOPMENT SERVICES LIMITED→ SC231773 · est 2002	—	—	£354.7k	—	24y	83	77y
BCERTA LTD.→ SC355831 · est 2009	—	—	—	—	17y	83	67y
COMMONWEALTH DENTAL PRACTICE LTD.→ SC381148 · est 2010 · no financials extracted	—	—	—	—	16y	83	58y
DAVID LIVINGSTONE INTERNATIONAL LIMITED→ SC118899 · est 1989	—	—	£150.4k	—	37y	83	90y
DUNDONALD HOUSE NURSING HOME LIMITED→ SC296431 · est 2006	—	—	—	—	20y	83	64y
HEALTHY N HAPPY→ SC227276 · est 2002 · no financials extracted	—	—	—	—	24y	83	78y
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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeprivate-limited-guarant-nsc

Incorporated1980-02-28

Jurisdictionscotland

Primary SIC87300 — Residential care activities for the elderly and disabled

Registered office

The Doges Studios Templeton Business Centre

62 Templeton Street

Glasgow

G40 1DA

Scotland

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-10-24

Last: 2025-10-10