WRIGHT HARDWARE LIMITED

🌳Matureactive

SC084114 · ltd · incorporated 1983-07-27

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

£4.33M

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: Retail sale of hardware, paints and glass in specialised stores

Sector: Wholesale & retail

Investor take

Pursue

Active trading company with a 79-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 57/100. Strong seller-intent signal (63/100, director aged 79). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

7 live charges · 4 lenders · oldest 42.1y

15/100

under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

· Oldest live charge is 42.1 years old — likely at or near maturity.
· 4 lenders named — inter-creditor friction likely.
· Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

7 charges (7/7 with lender, 7/7 with type)

Directors & officers

6 officers (5 active, 6 linked, 5 with DOB)

Ownership & PSC

2 active PSC(s) of 5 total, 5 with control declared

Director network

1 connected companies via shared directors

Filing history

118 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Positive net assets

Net assets £4,330,272

Net assets shrinking

Down £177,323 YoY

Cash draining

Cash down 69% YoY

Cash YoY

-69%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£55k

↓ 69% YoY

Net Worth

£4.3m

↓ 3.9% YoY

Current Assets

£2.9m

↓ 7.1% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2024-12-31	2023-12-31
Total assets	£5.27M	£5.23M
Current assets	£2.94M	£3.16M
Cash	£55.0k	£180.1k
Debtors	£1.11M	£1.28M
Net assets	£4.33M	£4.51M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filing

• 1 confirmation-statement

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filing

• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (32 events)Click to expand

2025-09-26
📄
accounts-with-accounts-type-group
accounts · AA
2025-09-23
➕
O'WARE, Derek John appointed
director
2025-09-23
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-10-22
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-10-22
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-10-15
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-10-15
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-09-24
📄
accounts-with-accounts-type-group
accounts · AA
2023-09-28
📄
accounts-with-accounts-type-group
accounts · AA
2022-11-21
📄
accounts-with-accounts-type-group
accounts · AA
2021-11-24
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2021-09-29
📄
accounts-with-accounts-type-group
accounts · AA
2021-03-08
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-03-05
🔒
Charge registered #7
Lender: Bank of Scotland PLC
2021-02-25
📄
change-person-director-company-with-change-date
officers · CH01
2021-02-24
📄
change-person-director-company-with-change-date
officers · CH01
2020-10-22
📄
accounts-with-accounts-type-group
accounts · AA
2019-08-16
📄
accounts-with-accounts-type-group
accounts · AA
2018-10-26
📄
change-person-director-company-with-change-date
officers · CH01
2018-07-19
➖
FERGUSON, James Hunter resigned
director
2018-05-29
➕
LEARY, Fiona Mary Elizabeth appointed
director
2016-08-13
🔒
Charge registered #6
Lender: Bank of Scotland PLC
2015-07-07
🔒
Charge registered #5
Lender: Bank of Scotland PLC
2011-05-07
🔓
Charge satisfied #3
2011-03-25
🔓
Charge satisfied #2
2011-03-09
🔒
Charge registered #4
Lender: Bank of Scotland PLC
2009-12-17
➕
FERGUSON, Brian Lawrie Hunter appointed
director
2002-02-14
🔓
Charge satisfied #1
2002-01-16
🔒
Charge registered #3
Lender: C G Reid Limited
1987-07-10
🔒
Charge registered #2
Lender: The Royal Bank of Scotland PLC
1984-03-30
🔒
Charge registered #1
Lender: W Gibb Stuart (Pht) LTD
1983-07-27
🏢
Company incorporated
As WRIGHT HARDWARE LIMITED

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 79 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

73/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
secondary12+ year tenure: Director in role 16 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mrs Celia Ferguson Individual · British · DOB 12/1947 · age 79	50–75%	—	50-75% shares	12/10/2024
Mr Brian Lawrie Hunter Ferguson Individual · British · DOB 05/1979 · age 47	25–50%	25–50%	25-50% shares · 25-50% voting · firm interest	06/04/2016

3 historic (ceased) PSCs

Mrs Fiona Mary Elizabeth Learyceased 12/10/2024· 50-75% shares · 50-75% voting · board control
Mrs Celia Fergusonceased 12/10/2024· 50-75% shares · 50-75% voting · board control
Mr James Hunter Fergusonceased 19/07/2018· 25-50% shares · 25-50% voting · board control · significant influence · firm interest

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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Similar companies

Active · Retail · KA postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
J & W CARPETS LIMITED→ SC362931 · est 2009	£258.4k £193.8k–£322.9k	—	—	67	16y	83	48y
KIRKMICHAEL VILLAGE RENAISSANCE→ SC376521 · est 2010	—	—	£46.6k	—	16y	83	80y
MC STORES LIMITED→ SC387053 · est 2010	—	—	£678.2k	—	15y	83	74y
QUEST FARM SUPPLIES LIMITED→ SC362924 · est 2009	—	—	£2.06M	—	16y	83	59y
A.L. PAINT AND SUPPLIES LIMITED→ SC173153 · est 1997	—	—	£973.9k	—	29y	82	74y
AGRI-INPUT DIRECT LIMITED→ SC207700 · est 2000	—	—	£315.0k	—	25y	82	59y
AM SERVICE STATIONS LIMITED→ SC211245 · est 2000	—	—	—	13	25y	82	59y
ANDREW HUGHES CHEMISTS LIMITED→ SC205281 · est 2000	—	—	—	—	26y	82	63y
BDC FUELS LIMITED→ SC229389 · est 2002	—	—	—	2100	24y	82	67y
C MCCALLUM LIMITED→ SC264993 · est 2004	—	—	—	33	22y	82	63y
D-I-Y AYRSHIRE LIMITED→ SC304125 · est 2006	—	—	£430.5k	—	19y	82	61y
DIVINE & GIBSON LIMITED→ SC027260 · est 1949	—	—	£1.29M	—	76y	82	69y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1983-07-27

Jurisdictionscotland

Primary SIC47520 — Retail sale of hardware, paints and glass in specialised stores

Registered office

95 Main Street

Prestwick

Ayrshire

KA9 1JS

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2027-04-11

Last: 2026-03-28