ALMONDVALLEY DEVELOPMENTS LIMITED

🌳Matureactive
SC092465 · ltd · incorporated 1985-03-28
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
75/100
Strong
🔔
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What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
Pursue
Active trading company with a 69-year-old founder — textbook succession opportunity.

Opportunity 75/100 (strong), bankability 57/100. Strong seller-intent signal (83/100, director aged 69). Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

9 live charges · 4 lenders · oldest 39.4y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 39.4 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 35/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
9 officers (2 active, 9 linked, 6 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
116 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees2200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (41 events)Click to expand
  1. 2025-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-01-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-10-25
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  5. 2022-12-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-12-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2020-12-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2019-12-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2018-12-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2017-12-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2016-12-30
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  12. 2016-04-04
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2016-04-04
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  14. 2016-04-01
    ➖
    LABRUM, Fiona Alison resigned
    secretary
  15. 2016-01-13
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2015-12-23
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  17. 2015-12-10
    🔓
    Charge satisfied #7
  18. 2014-09-08
    ➕
    AIRD, Wendy appointed
    director
  19. 2013-03-31
    ➖
    HOLDEN, Douglas James resigned
    director
  20. 2008-10-31
    ➖
    HOLDEN, Robert Duff resigned
    secretary
  21. 2008-10-31
    ➕
    LABRUM, Fiona Alison appointed
    secretary
  22. 2006-02-28
    🔓
    Charge satisfied #10
  23. 2002-11-07
    ➖
    HOLDEN, James Douglas resigned
    director
  24. 2002-07-19
    🔒
    Charge registered #10
    Lender: Singer and Friedlander Commercial Finance Limited
  25. 2000-02-18
    🔓
    Charge satisfied #1
  26. 2000-01-26
    🔒
    Charge registered #9
    Lender: Clydesdale Bank Public Limited Company
  27. 2000-01-13
    🔒
    Charge registered #8
    Lender: Clydesdale Bank Public Limited Company
  28. 1999-07-16
    🔒
    Charge registered #7
    Lender: Clydesdale Bank Public Limited Company
  29. 1997-11-05
    ➖
    CRUICKSHANKS, Daniel resigned
    director
  30. 1995-05-30
    🔒
    Charge registered #6
    Lender: The Royal Bank of Scotland PLC
  31. 1995-05-30
    🔒
    Charge registered #5
    Lender: The Royal Bank of Scotland PLC
  32. 1993-05-10
    🔒
    Charge registered #4
    Lender: The Royal Bank of Scotland PLC
  33. 1991-08-02
    ➖
    LUMSDEN, Robert resigned
    secretary
  34. 1991-08-02
    ➖
    LUMSDEN, Robert resigned
    director
  35. 1991-07-26
    ➕
    HOLDEN, Robert Duff appointed
    secretary
  36. 1991-01-22
    🔒
    Charge registered #2
    Lender: C C L Limited
  37. 1990-02-05
    ➕
    HOLDEN, Robert Duff appointed
    director
  38. 1990-02-05
    ➕
    CRUICKSHANKS, Daniel appointed
    director
  39. 1990-02-05
    ➕
    HOLDEN, Douglas James appointed
    director
  40. 1986-11-19
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  41. 1985-03-28
    🏢
    Company incorporated
    As ALMONDVALLEY DEVELOPMENTS LIMITED

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 36 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 69 — succession pressure is live.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 36 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 41 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med · 1 low
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

6 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Robert Duff Holden
Individual · British · DOB 12/1957 · age 69
75–100%
75–100%board control75-100% shares · 75-100% voting · board control29/12/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1985-03-28
Jurisdictionscotland
Primary SIC41100 — Development of building projects

Registered office

116 Burghmuir Road
Perth
PH1 1HU
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-01-12
Last: 2025-12-29

Officers (2 active · 7 resigned)

AIRD, Wendy→
director · ~47y · appointed 2014-09-08
View their other companies + combined net worth →
Active
HOLDEN, Robert Duff→
director · ~69y · appointed 1990-02-05
View their other companies + combined net worth →
Active
HOLDEN, Robert Duff→
secretary · appointed 1991-07-26 · resigned 2008-10-31
Resigned
LABRUM, Fiona Alison→
secretary · appointed 2008-10-31 · resigned 2016-04-01
Resigned
LUMSDEN, Robert→
secretary · resigned 1991-08-02
Resigned
CRUICKSHANKS, Daniel→
director · ~95y · appointed 1990-02-05 · resigned 1997-11-05
Resigned
HOLDEN, Douglas James→
director · ~72y · appointed 1990-02-05 · resigned 2013-03-31
Resigned
HOLDEN, James Douglas→
director · ~91y · resigned 2002-11-07
Resigned
LUMSDEN, Robert→
director · ~79y · resigned 1991-08-02
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

9
Total charges
6
Outstanding
3
Active lenders
Status:Lender:9 of 9 shown
TypeProperties
satisfied
Singer and Friedlander Commercial Finance
Singer and Friedlander Commercial Finance Limited
Standard security1 property19/07/200228/02/2006
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property26/01/2000—
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property13/01/2000—
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property16/07/199910/12/2015
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property30/05/1995—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property30/05/1995—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property10/05/1993—
outstanding
C C L
C C L Limited
Standard security1 property22/01/1991—
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property19/11/198618/02/2000
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (116 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-10-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-01-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-12-24