TIALBIRCH LIMITED
⚰️Wound downdissolved
SC099329 · ltd · incorporated 1986-05-29
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
58/100
Worth a look
What this business does
Likely a small Edinburgh-based property business combining residential or commercial letting with architectural services, possibly owner-managed, that appears to have wound down operations voluntarily and been dissolved after settling outstanding mortgage charges.
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
ALSO REGISTERED FOR
- 71111Architectural activities
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 58/100 (worth a look), bankability 52/100. Strong seller-intent signal (78/100, director aged 67). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
🏦
Refinance opportunity
23 live charges · 4 lenders · oldest 39.3y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 39.3 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: medium (57/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
23 charges (23/23 with lender, 23/23 with type)
90
Directors & officers
7 officers (3 active, 7 linked, 4 with DOB)
81
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
144 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
58/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
20
Concerning — overdue filings or status flags present.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
56
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 gazette
Counts from Companies House filing history.
Corporate timeline (62 events)Click to expand
- 2025-12-09📄gazette-dissolved-voluntarygazette · GAZ2(A)
- 2025-12-09🏁Company dissolved
- 2025-09-23📄gazette-notice-voluntarygazette · GAZ1(A)
- 2025-09-16📄dissolution-application-strike-off-companydissolution · DS01
- 2025-09-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-02-05🔓Charge satisfied #26
- 2024-01-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-01-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-01-24🔓Charge satisfied #21
- 2024-01-24🔓Charge satisfied #19
- 2023-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-09-22📄change-person-director-company-with-change-dateofficers · CH01
- 2023-09-22📄change-person-director-company-with-change-dateofficers · CH01
- 2023-09-22📄change-person-secretary-company-with-change-dateofficers · CH03
- 2023-09-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-09-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2013-05-21🔓Charge satisfied #20
- 2013-04-01🔒Charge registered #28Lender: Bank of Scotland PLC
- 2013-04-01🔒Charge registered #27Lender: Bank of Scotland PLC
- 2013-03-14🔒Charge registered #26Lender: Bank of Scotland PLC
- 2008-12-19🔒Charge registered #25Lender: Clydesdale Bank PLC
- 2008-12-19🔒Charge registered #24Lender: Clydesdale Bank PLC
- 2008-05-07🔓Charge satisfied #13
- 2008-04-14🔒Charge registered #23Lender: Clydesdale Bank PLC
- 2008-03-05🔒Charge registered #22Lender: Clydesdale Bank PLC
- 2008-03-05🔒Charge registered #21Lender: Clydesdale Bank PLC
- 2008-02-20🔒Charge registered #20Lender: Clydesdale Bank PLC
- 2007-08-17🔒Charge registered #19Lender: The Royal Bank of Scotland PLC
- 2007-02-09🔒Charge registered #18Lender: The Royal Bank of Scotland PLC
- 2006-08-24🔒Charge registered #17Lender: The Royal Bank of Scotland PLC
- 2006-08-24🔒Charge registered #16Lender: The Royal Bank of Scotland PLC
- 2005-01-12🔒Charge registered #15Lender: The Royal Bank of Scotland PLC
- 2004-11-17🔒Charge registered #14Lender: The Royal Bank of Scotland PLC
- 2004-11-10🔒Charge registered #13Lender: The Royal Bank of Scotland PLC
- 1997-10-10🔒Charge registered #12Lender: The Governor and Company of the Bank of Scotland
- 1997-09-01➕RUTHERFORD, George Martin appointedsecretary
- 1997-09-01➕RUTHERFORD, Gillian Elizabeth appointeddirector
- 1997-09-01➖MCDONALD, Ian James resigneddirector
- 1996-12-02➖MCDONALD, Marion Whitehead resignedsecretary
- 1996-12-02➕RUTHERFORD, George Martin appointedsecretary
- 1996-12-02➖RUTHERFORD, George Martin resignedsecretary
- 1996-12-02➖MCDONALD, Marion Whitehead resigneddirector
- 1993-08-06🔓Charge satisfied #11
- 1990-07-23🔒Charge registered #11Lender: The Governor and Company of the Bank of Scotland
Showing most recent 50 of 62 events
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 37 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 67 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
86/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 37 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 40 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 high · 1 med · 1 lowCompany dissolved
highCompany has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2025-12-09
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
12 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr George Martin Rutherford Individual · British · DOB 07/1959 · age 67 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CODEBASE LTD→ SC437306 · est 2012 | — | £11.72M | — | 9600 | 13y | 84 | 60y |
| RETTIE & COMPANY LIMITED→ SC144330 · est 1993 | — | — | — | 179 | 33y | 87 | 66y |
| CARDROSS ESTATES LIMITED→ SC129609 · est 1991 | — | — | — | 0 | 35y | 85 | 63y |
| 10 CABOT SQUARE I UNIT TRUST LP LIMITED→ SC312220 · est 2006 | — | — | — | 0 | 19y | 83 | 61y |
| 10 CABOT SQUARE II UNIT TRUST LP LIMITED→ SC312226 · est 2006 | — | — | — | 0 | 19y | 83 | 61y |
| 1ST&68TH ENTERPRISES LTD→ SC245182 · est 2003 | — | — | — | 200 | 23y | 83 | 58y |
| 20 CABOT SQUARE I UNIT TRUST LP LIMITED→ SC312214 · est 2006 | — | — | — | 0 | 19y | 83 | 61y |
| 20 CABOT SQUARE II UNIT TRUST LP LIMITED→ SC312229 · est 2006 | — | — | — | 0 | 19y | 83 | 61y |
| BRUCE & COMPANY LIMITED→ SC190660 · est 1998 | — | — | — | 200 | 27y | 83 | 63y |
| BUCCLEUCH PROPERTY (NEWTOWN ST BOSWELLS) LIMITED→ SC341348 · est 2008 · no financials extracted | — | — | — | — | 18y | 83 | 61y |
| BUCCLEUCH PROPERTY (SHERIFFHALL SOUTH) LIMITED→ SC327090 · est 2007 · no financials extracted | — | — | — | — | 18y | 83 | 61y |
| CHARLES WHITE (N.I.) LIMITED→ SC385314 · est 2010 | — | — | — | 14 | 15y | 83 | 60y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusdissolved
Typeltd
Incorporated1986-05-29
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
3b Ormiston Terrace
Edinburgh
EH12 7SJ
Scotland
Filing status
Accounts
Next due: —
Last made up to: 2025-03-31
Confirmation statement
Next due: —
Last: 2025-05-12
Officers (0 active · 4 resigned)
RUTHERFORD, George Martin→
Activesecretary · appointed 1997-09-01
View their other companies + combined net worth →
RUTHERFORD, George Martin→
Activedirector · ~67y · appointed 1989-05-01
View their other companies + combined net worth →
RUTHERFORD, Gillian Elizabeth→
Activedirector · ~64y · appointed 1997-09-01
View their other companies + combined net worth →
MCDONALD, Marion Whitehead→
Resignedsecretary · resigned 1996-12-02
RUTHERFORD, George Martin→
Resignedsecretary · appointed 1996-12-02 · resigned 1996-12-02
MCDONALD, Ian James→
Resigneddirector · ~71y · resigned 1997-09-01
MCDONALD, Marion Whitehead→
Resigneddirector · ~72y · resigned 1996-12-02
Click a director name to see their full track record across all companies.
Mortgages & charges
23
Total charges
12
Outstanding
2
Active lenders
Status:Lender:23 of 23 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 01/04/2013 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Standard security | 2 properties | 01/04/2013 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC / Other | Bond & floating charge | 1 property | 14/03/2013 | 05/02/2024 | |
| outstanding | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 19/12/2008 | — | |
| outstanding | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 19/12/2008 | — | |
| outstanding | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 14/04/2008 | — | |
| outstanding | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 05/03/2008 | — | |
| satisfied | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 05/03/2008 | 24/01/2024 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Floating charge | 1 property | 20/02/2008 | 21/05/2013 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 17/08/2007 | 24/01/2024 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 09/02/2007 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 24/08/2006 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 24/08/2006 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 12/01/2005 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 17/11/2004 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 10/11/2004 | 07/05/2008 | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 10/10/1997 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 23/07/1990 | 06/08/1993 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 30/01/1989 | 20/07/1990 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 30/01/1989 | 20/07/1990 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 01/09/1987 | 11/01/1989 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 19/01/1987 | 20/07/1990 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 19/01/1987 | 20/07/1990 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (144 total)
gazette-dissolved-voluntary
gazette · GAZ2(A)
2025-12-09
gazette-notice-voluntary
gazette · GAZ1(A)
2025-09-23
dissolution-application-strike-off-company
dissolution · DS01
2025-09-16
accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-23
mortgage-satisfy-charge-full
mortgage · MR04
2024-02-05
mortgage-satisfy-charge-full
mortgage · MR04
2024-01-24
mortgage-satisfy-charge-full
mortgage · MR04
2024-01-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-09-22
change-person-director-company-with-change-date
officers · CH01
2023-09-22
change-person-director-company-with-change-date
officers · CH01
2023-09-22
change-person-secretary-company-with-change-date
officers · CH03
2023-09-22