MORAY FIRTH TRAINING GROUP

🌳Matureactive

SC104619 · private-limited-guarant-nsc · incorporated 1987-05-13

Investment thesis

Looks cheap but ownership + security both unclear — probable value trap.

Why interesting: Headline metrics may be attractive.

Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 37.4y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jul 2025

Net worth

—

book net assets

Opportunity

83/100

Exceptional

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What this business does

Primary activity: Other business support service activities n.e.c.

Sector: Administrative & support services

Investor take

Pursue

Active trading company with a 79-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 79). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 37.4y

65/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 37.4 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 30/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

3 years of iXBRL accounts extracted + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

24 officers (7 active, 24 linked, 20 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

2 connected companies via shared directors

Filing history

134 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

3 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-07-31	2024-07-31	2023-07-31
Average employees	6	600	700

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filing

• 1 accounts

Last 90 days

filing

• 1 accounts

Last 180 days

filings

• 2 officers
• 1 accounts
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (53 events)Click to expand

2026-04-24
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-20
📄
change-person-director-company-with-change-date
officers · CH01
2025-11-27
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-04-16
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-09
➖
BARNETT, Alisdair Logan resigned
director
2024-04-25
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-25
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-21
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-26
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-03-20
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-04-11
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-03-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-03-20
📄
appoint-person-director-company-with-name-date
officers · AP01
2018-03-20
📄
appoint-person-director-company-with-name-date
officers · AP01
2018-03-16
➕
ADIE, Nicol Alexander appointed
director
2018-03-16
➕
MACDONALD, James Alexander Fraser appointed
director
2017-05-06
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-04-21
📄
appoint-person-director-company-with-name-date
officers · AP01
2017-04-21
📄
termination-director-company-with-name-termination-date
officers · TM01
2017-04-20
➕
ANDERSON, Stewart James appointed
director
2017-04-20
➖
ALLARD, Robin David resigned
director
2017-01-04
➖
CHALMERS, James resigned
director
2016-04-13
➕
BARNETT, Alisdair Logan appointed
director
2016-04-13
➖
MITCHELL, Robert Beveridge resigned
director
2014-03-31
➕
LAMONT, Michael Allan appointed
director
2014-03-31
➕
ALLARD, Robin David appointed
director
2014-03-31
➖
HUNTER, Anthony John resigned
director
2014-03-31
➖
MACKENZIE, Alan George resigned
director
2013-07-31
➖
ROSS, Sandra resigned
secretary
2012-10-31
➕
ROSS, Sandra appointed
secretary
2012-10-31
➖
SPENCE, Brian William resigned
secretary
2011-02-08
➕
OGILVIE, Mark John appointed
director
2009-04-15
➕
URQUHART, Donald Gray appointed
director
2009-04-15
➕
CHALMERS, James appointed
director
2009-04-15
➕
MACKENZIE, Alan George appointed
director
2009-04-15
➕
MITCHELL, Robert Beveridge appointed
director
2009-03-30
➖
COURTNEY, Terence resigned
director
2009-03-30
➖
MACKAY, Charles John resigned
director
2006-01-23
➖
EASSON, John resigned
director
2000-12-07
➖
MUNRO, Hugh Forbes resigned
secretary
2000-12-07
➕
SPENCE, Brian William appointed
secretary
1999-12-09
➖
SIM, Alan William Paterson resigned
director
1998-12-08
➕
MACKAY, Charles John appointed
director
1998-10-08
➕
COURTNEY, Terence appointed
director
1997-12-09
➖
MCANESPIE, Andrew resigned
director
1996-12-12
➖
CHRISTIE, Angus Stewart resigned
director
1995-02-16
🔒
Charge registered #2
Lender: The Royal Bank of Scotland PLC
1992-12-08
➕
CHRISTIE, Angus Stewart appointed
director
1992-10-06
➖
FRASER, Norman resigned
director
1991-12-10
➕
FRASER, Norman appointed
director

Showing most recent 50 of 53 events

Owner dependency

65/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-7 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 79 — succession pressure is live.

Succession & seller-readiness

83/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
secondary12+ year tenure: Director in role 17 years.
secondaryStable-but-static management: Company is 39 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
DONNACHAIDH PROPERTY LIMITED→ SC259850 · est 2003	—	—	—	0	22y	84	81y
ANKERVILLE NURSERY (ALNESS) LTD.→ SC304455 · est 2006	—	—	£1.27M	—	19y	83	67y
GARDENWOOD LIMITED→ SC158110 · est 1995	—	—	£733.6k	—	30y	83	72y
INDEPENDENT CARE PLANS U.K. LTD.→ SC156942 · est 1995	—	—	£331.4k	—	31y	83	69y
LOGIC ALARMS LIMITED→ SC211267 · est 2000	—	—	£1.90M	—	25y	83	74y
QHS SCOTLAND LTD→ SC315075 · est 2007	—	—	£1.30M	—	19y	83	64y
ROSEFIELD SALVAGE LIMITED→ SC184024 · est 1998 · no financials extracted	—	—	—	—	28y	83	65y
TARVIE CROFTING ENTERPRISE→ SC191732 · est 1998	—	—	—	0	27y	83	73y
A HORNE PROPERTIES LTD.→ SC377750 · est 2010	—	—	£713.0k	—	16y	82	65y
ALASTAIR STEWART & SON MEMORIALS LIMITED→ SC360633 · est 2009	—	—	—	3	16y	82	60y
ALLAN W J WILSON LIMITED→ SC096831 · est 1986	—	—	£98.3k	—	40y	82	72y
ALLIED SOUTER & JAFFREY LIMITED→ SC261173 · est 2003	—	—	£77.9k	—	22y	82	61y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeprivate-limited-guarant-nsc

Incorporated1987-05-13

Jurisdictionscotland

Primary SIC82990 — Other business support service activities n.e.c.

Registered office

32 Harbour Road

Inverness

IV1 1UF

Filing status

Accounts

Next due: 2027-04-30

Last made up to: 2025-07-31

Confirmation statement

Next due: 2027-01-26

Last: 2026-01-12