BALERNO GARAGE LIMITED

🌳Matureactive
SC106176 · ltd · incorporated 1987-08-19
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 37.1y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2024
Net worth
£76.3k
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: SIC 45200
Sector: Wholesale & retail
Investor take
Pursue
Active trading company with a 77-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (83/100, director aged 77). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · oldest 37.1y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 37.1 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 3 with DOB)
85
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
107 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £76,250
Net assets shrinking
Down £21,525 YoY
Cash YoY
+17%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£47k
↑ 17% YoY
Net Worth
£76k
↓ 22% YoY
Current Assets
£56k
↑ 24% YoY
Current Liabilities
£0£20k£39k£59k£78k£98kDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Total assets£79.6k£101.4k
Current assets£56.4k£45.6k
Cash£47.2k£40.2k
Debtors£6.8k£3.0k
Net assets£76.3k£97.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2025-07-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-06-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-07-28
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  4. 2023-07-28
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  5. 2023-07-28
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  6. 2023-07-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-07-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-08-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2020-08-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-09-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2018-08-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2017-04-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2016-04-28
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2016-02-19
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2015-05-13
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  16. 2014-01-24
    🔒
    Charge registered #3
    Lender: The Royal Bank of Scotland PLC
  17. 2013-12-23
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  18. 1998-10-06
    WYNNE, Shaun Andrew appointed
    director
  19. 1998-10-06
    WYNNE, John Francis resigned
    director
  20. 1989-04-13
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  21. 1987-08-19
    🏢
    Company incorporated
    As BALERNO GARAGE LIMITED

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 77 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 39 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

S.A.W. Investments Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
S.A.W. Investments Limited
Corporate parent · holds 75-100% shares
ultimate parent
BALERNO GARAGE LIMITED
This company · SC106176

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
S.A.W. Investments Limited
Corporate entity
75100%
75-100% shares06/04/2016
2 historic (ceased) PSCs
  • Pauline Mary Wynneceased 06/04/2016· significant influence
  • Shaun Andrew Wynneceased 06/04/2016· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1987-08-19
Jurisdictionscotland
Primary SIC45200 — SIC 45200

Registered office

Q Court
3 Quality Street
Edinburgh
EH4 5BP
Scotland

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-01-14
Last: 2025-12-31

Officers (3 active · 1 resigned)

WYNNE, Pauline Mary
secretary
View their other companies + combined net worth →
Active
WYNNE, Pauline Mary
director · ~77y
View their other companies + combined net worth →
Active
WYNNE, Shaun Andrew
director · ~54y · appointed 1998-10-06
View their other companies + combined net worth →
Active
WYNNE, John Francis
director · ~77y · resigned 1998-10-06
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
3
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property24/01/2014
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property23/12/2013
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property13/04/1989
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (107 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-09
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2023-07-28
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-07-28
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-07-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-08-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-08-06