MCKERCHAR INVESTMENT & PENSION SERVICES LIMITED
⚰️Wound downdissolved
SC119891 · ltd · incorporated 1989-09-01
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
61/100
Worth a look
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed unclear — structural issues outweigh the discount.
Opportunity 61/100 (worth a look), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: low (48/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (4 active, 4 linked, 3 with DOB)
85
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
2 connected companies via shared directors
51
Filing history
65 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
61/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
30
Concerning — overdue filings or status flags present.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2014-02-14📄gazette-dissolved-voluntarygazette · GAZ2(A)
- 2014-02-14🏁Company dissolved
- 2013-10-25📄gazette-notice-voluntarygazette · GAZ1(A)
- 2013-10-07📄dissolution-application-strike-off-companydissolution · DS01
- 2013-09-23📄accounts-with-accounts-type-dormantaccounts · AA
- 2013-07-19📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2012-12-10📄accounts-with-accounts-type-dormantaccounts · AA
- 2012-09-25📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2011-12-02📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2011-08-24📄accounts-with-accounts-type-dormantaccounts · AA
- 2010-08-26📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2010-06-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2009-10-19📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2009-06-30📄accounts-with-made-up-dateaccounts · AA
- 2008-08-14📄legacyannual-return · 363a
- 2008-08-04📄accounts-with-made-up-dateaccounts · AA
- 2008-01-24📄accounts-with-made-up-dateaccounts · AA
- 2007-08-09📄legacyannual-return · 363s
- 2006-11-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2006-07-19📄legacyannual-return · 363s
- 2005-08-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2005-07-25📄legacyannual-return · 363s
- 2004-07-23📄legacyannual-return · 363s
- 2004-06-25📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2004-01-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2003-06-24📄legacyannual-return · 363s
- 1989-09-01🏢Company incorporatedAs MCKERCHAR INVESTMENT & PENSION SERVICES LIMITED
Owner dependency
78/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 81 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 37 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
70/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 81 years old. Natural succession window is now.
- secondaryStable-but-static management: Company is 37 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 high ·Company dissolved
highCompany has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2014-02-14
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · DD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CAMERON FINANCIAL LIMITED→ SC329254 · est 2007 | — | — | — | — | 18y | 82 | 59y |
| MGA FINANCIAL MANAGEMENT LIMITED→ SC189425 · est 1998 | — | — | — | 300 | 27y | 82 | 63y |
| MORTGAGE MANAGERS LIMITED→ SC375517 · est 2010 | — | — | £51.9k | — | 16y | 81 | 63y |
| SCOTTISH CANADIAN TRUST. LIMITED→ SC006394 · est 1907 | — | — | — | 0 | 119y | 81 | 84y |
| ANGUS M WATSON LTD.→ SC336578 · est 2008 | — | — | £100.2k | — | 18y | 80 | 75y |
| COMMERCIAL RISK SOLUTIONS LTD→ SC368285 · est 2009 | — | — | — | 100 | 16y | 80 | 63y |
| EP WEALTH MANAGEMENT LIMITED→ SC252642 · est 2003 | — | — | £36.0k | — | 22y | 80 | 70y |
| FORTH FINANCIAL SERVICES (FIFE) LIMITED→ SC241029 · est 2002 | — | — | — | 300 | 23y | 80 | 74y |
| GLENABER LIMITED→ SC242360 · est 2003 | — | — | £1.02M | — | 23y | 80 | 68y |
| HILLEROD LIMITED→ SC127178 · est 1990 | — | — | £2 | — | 35y | 80 | 74y |
| INTELLIGENT MORTGAGE SERVICES LIMITED→ SC241484 · est 2002 | — | — | £100.3k | — | 23y | 80 | 59y |
| LAND MANAGEMENT (SCOTLAND) LTD.→ SC250200 · est 2003 | — | — | £438.7k | — | 22y | 80 | 59y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusdissolved
Typeltd
Incorporated1989-09-01
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
52/56 Bell Street
Dundee
DD1 1HL
Filing status
Accounts
Next due: —
Last made up to: 2013-03-31
Confirmation statement
Next due: —
Last: —
Officers (0 active · 0 resigned)
Active
Active
Active
Active
Click a director name to see their full track record across all companies.
Recent filings (65 total)
gazette-dissolved-voluntary
gazette · GAZ2(A)
2014-02-14
gazette-notice-voluntary
gazette · GAZ1(A)
2013-10-25
dissolution-application-strike-off-company
dissolution · DS01
2013-10-07
accounts-with-accounts-type-dormant
accounts · AA
2013-09-23
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2013-07-19
accounts-with-accounts-type-dormant
accounts · AA
2012-12-10
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2012-09-25
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2011-12-02
accounts-with-accounts-type-dormant
accounts · AA
2011-08-24
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2010-08-26
accounts-with-accounts-type-dormant
accounts · AA
2010-06-28
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2009-10-19
accounts-with-made-up-date
accounts · AA
2009-06-30
legacy
annual-return · 363a
2008-08-14
accounts-with-made-up-date
accounts · AA
2008-08-04