CAPITAL HPLC LIMITED
No material changes in the last 30 days.
No snapshot from 90 days ago — start tracking from today.
No snapshot from 180 days ago — start tracking from today.
Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (83/100, director aged 69). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
4 live charges · 2 lenders · oldest 33.6y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 33.6 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (70/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (34 events)Click to expand
- 2025-11-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-06🔓Charge satisfied #1
- 2025-10-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-10-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-19📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-09-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-11➖GHAEMI, Youssef, Doctor resigneddirector
- 2025-07-23📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-12-23📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2023-03-14📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2023-02-21📄gazette-notice-compulsorygazette · GAZ1
- 2022-12-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-09-27📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2021-11-02📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-06-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-03-30📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2021-03-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-12-30📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2020-07-23📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2020-06-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2005-07-13🔓Charge satisfied #2
- 2005-06-09🔒Charge registered #4Lender: Clydesdale Bank Public Limited Company
- 2005-05-16🔒Charge registered #3Lender: Clydesdale Bank Public Limited Company
- 1992-12-16🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 1992-12-14🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 1992-08-07🏢Company incorporatedAs CAPITAL HPLC LIMITED
- 1992-08-07➕GHAEMI, Margaret Rose appointedsecretary
- 1992-08-07➕GHAEMI, Margaret Rose appointeddirector
- 1992-08-07➕REID, Brian appointednominee-secretary
- 1992-08-07➖REID, Brian resignednominee-secretary
- 1992-08-07➕GHAEMI, Youssef, Doctor appointeddirector
- 1992-08-07➕MABBOTT, Stephen appointednominee-director
- 1992-08-07➖MABBOTT, Stephen resignednominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 34 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 69 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 34 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 34 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Multiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Margaret Rose Ghaemi Individual · British · DOB 12/1957 · age 69 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 05/08/2016 |
1 historic (ceased) PSC
- Doctor Youssef Ghaemiceased 11/09/2025· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 09/06/2005 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 16/05/2005 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 16/12/1992 | 06/11/2025 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Floating charge | 1 property | 14/12/1992 | 13/07/2005 |