YORKSHIRE AND CLYDESDALE BANK PENSION TRUSTEE LIMITED

🌳Matureactive

SC150005 · ltd · incorporated 1994-03-31

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 3.2y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

79/100

Strong

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What this business does

Primary activity: Other business support service activities n.e.c.

Sector: Administrative & support services

Investor take

Pursue

Active trading company with a 73-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (63/100, director aged 73). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 3.2y

75/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Charge age ~3.2 years — mid-life; refi window approaching.
· Single lender — cleanest path to refinance.
· Legal-friction score 20/100 — clean.

Data confidence

Overall: medium (58/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

95 officers (9 active, 95 linked, 78 with DOB)

Ownership & PSC

1 active PSC(s) of 2 total, 2 with control declared

Director network

5 connected companies via shared directors

Filing history

327 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

• 2 officers

Last 180 days

filings

• 2 officers

Counts from Companies House filing history.

Corporate timeline (205 events)Click to expand

2026-04-10
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-04-10
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-04-09
➕
MCRITCHIE, Ingrid appointed
director
2026-03-31
➖
STAFFORD, Chloe Katharine resigned
director
2025-10-20
📄
accounts-with-accounts-type-dormant
accounts · AA
2025-08-15
📄
change-person-director-company-with-change-date
officers · CH01
2025-08-06
📄
change-person-director-company-with-change-date
officers · CH01
2025-06-06
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-05-31
➖
BENNIE, Lorna resigned
director
2024-11-29
📄
change-person-director-company-with-change-date
officers · CH01
2024-10-08
📄
change-account-reference-date-company-current-extended
accounts · AA01
2024-04-09
📄
accounts-with-accounts-type-dormant
accounts · AA
2023-12-05
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-12-01
➕
BENNIE, Lorna appointed
director
2023-10-25
📄
change-person-director-company-with-change-date
officers · CH01
2023-10-25
📄
change-person-director-company-with-change-date
officers · CH01
2023-10-25
📄
change-person-director-company-with-change-date
officers · CH01
2023-10-25
📄
change-person-director-company-with-change-date
officers · CH01
2023-10-25
📄
change-person-director-company-with-change-date
officers · CH01
2023-10-25
📄
change-person-director-company-with-change-date
officers · CH01
2023-10-25
📄
change-person-secretary-company-with-change-date
officers · CH03
2023-10-11
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-05-31
📄
accounts-with-accounts-type-dormant
accounts · AA
2023-04-20
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-04-17
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-04-06
🔒
Charge registered #1
Lender: Pacific Life Re International Limited
2023-04-01
➕
LAFFERTY, John appointed
director
2023-02-16
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-02-10
➖
ELLIS, Sharon Rachel resigned
director
2022-12-31
➖
LAIRD, John resigned
director
2022-03-29
➕
RUDD, Glen appointed
secretary
2022-03-29
➖
STEPHEN, Stuart Paul resigned
secretary
2022-03-29
➕
ELLIS, Sharon Rachel appointed
director
2022-03-29
➕
STAFFORD, Chloe Katharine appointed
director
2022-01-31
➖
MOORE, Daniel resigned
director
2021-10-07
➖
GREEN, Sarah Jane resigned
director
2021-06-30
➕
MCCORMICK, Helena Claire, Dr appointed
director
2021-06-30
➖
WRIGHT, Simon Paul resigned
director
2020-10-14
➕
DHINGRA, Inderpreet Singh, Dr appointed
director
2020-10-14
➕
LAW DEBENTURE PENSION TRUST CORPORATION PLC appointed
corporate-director
2020-10-14
➕
GREEN, Sarah Jane appointed
director
2020-10-14
➖
SILLETT, Jeremy Mark resigned
director
2020-10-14
➖
THE LAW DEBENTURE PENSION TRUST CORPORATION P.L.C. resigned
corporate-director
2019-08-05
➖
BOOR, Richard Lindsay resigned
director
2018-12-11
➕
HILL, Gavin Henry Ellis appointed
director
2018-12-11
➖
HOLDEN, Christopher Charles resigned
director
2018-10-10
➕
DUNCAN, Alan Alexander appointed
director
2018-10-10
➕
HURST, John Cyril appointed
director
2018-09-25
➖
EVERITT, Bernard Gerald resigned
director
2018-09-11
➖
HANLON, James resigned
secretary

Showing most recent 50 of 205 events

Owner dependency

55/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-8 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 73 — succession pressure is live.

Succession & seller-readiness

60/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Virgin Money Uk Plc is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Virgin Money Uk Plc

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

YORKSHIRE AND CLYDESDALE BANK PENSION TRUSTEE LIMITED

This company · SC150005

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Virgin Money Uk Plc Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	31/12/2019

1 historic (ceased) PSC

Clydesdale Bank Plcceased 31/12/2019· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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AG (MANAGEMENT SERVICES) LTD→ SC339541 · est 2008	—	—	£3.09M	—	18y	83	59y
AMG WARRANTIES LIMITED→ SC265646 · est 2004	—	—	—	0	22y	83	74y
BELGICA UK LIMITED→ SC235052 · est 2002	—	—	£1.81M	—	23y	83	62y
BILL'S TOOL STORE LIMITED→ SC365221 · est 2009	—	—	—	1300	16y	83	58y
BLUE SQUARE OFFICES LTD.→ SC203991 · est 2000 · no financials extracted	—	—	—	—	26y	83	65y
CAMSCAFF LTD.→ SC253590 · est 2003	—	—	£556.7k	—	22y	83	61y
CENTRIFUGE MAINTENANCE SERVICES LIMITED→ SC173406 · est 1997	—	—	—	—	29y	83	63y
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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1994-03-31

Jurisdictionscotland

Primary SIC82990 — Other business support service activities n.e.c.

Registered office

177 Bothwell Street

Glasgow

G2 7ER

Scotland

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-08-15

Last: 2025-08-01