SCOTTISH LIME CENTRE TRUST
🌳Matureactive
SC151481 · private-limited-guarant-nsc-limited-exemption · incorporated 1994-06-17
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Why now
Window steady · low confidence
Steady and tidy — no seller pressure yet. Approach only if an angle opens.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 19.7y old — refinance window within 12 months
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: Other specialised construction activities n.e.c.
Sector: Construction
Investor take
PursueActive trading company with a 74-year-old founder — textbook succession opportunity.
Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 74). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · oldest 19.7y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 19.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 38/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
30 officers (6 active, 30 linked, 28 with DOB)
89
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
146 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (77 events)Click to expand
- 2026-02-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-02-07➕ARTIS, Rosamond appointeddirector
- 2025-12-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-25➖NARRO, David Lindsay resigneddirector
- 2025-11-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-12-13📄memorandum-articlesincorporation · MA
- 2024-12-13📄resolutionresolution · RESOLUTIONS
- 2024-12-02➖AINSWORTH, Graciela resigneddirector
- 2024-10-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-11📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-27📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-27📄change-person-director-company-with-change-dateofficers · CH01
- 2023-12-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-12-04📄change-person-director-company-with-change-dateofficers · CH01
- 2023-11-27➖GRIEVE, Neil Forbes resigneddirector
- 2023-09-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-06-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-06-09➕BERRY, Emma Louise Rose appointeddirector
- 2023-06-09➕PEARCE, Sarah Elizabeth appointeddirector
- 2023-02-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-01-30➖WRIGHT, Andrew Paul Kilding resigneddirector
- 2023-01-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-26📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-07-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2019-04-15➖ANELAY, Charles Thomas resigneddirector
- 2018-12-13➕AINSWORTH, Graciela appointeddirector
- 2017-06-26➖ARTIS, Rosamond resigneddirector
- 2016-11-21➖MORRISON, Ian resigneddirector
- 2015-05-19➕ANELAY, Charles Thomas appointeddirector
- 2015-05-19➕MORRISON, Ian appointeddirector
- 2014-11-18➕NARRO, David Lindsay appointeddirector
- 2013-11-13➖LODGE, Alan resigneddirector
- 2013-05-23➖PATERSON, Bryan Desmond resigneddirector
- 2012-11-06➖LIVESEY, Paul resigneddirector
- 2012-11-06➖URQUHART, Dennis Colin Mitchell resigneddirector
- 2011-08-16➕CRAM, Iain Buchanan appointeddirector
- 2011-08-16➕GRIEVE, Neil Forbes appointeddirector
- 2011-02-15➕PATERSON, Bryan Desmond appointeddirector
- 2011-02-15➕WRIGHT, Andrew Paul Kilding appointeddirector
- 2010-11-15➖WILSON, Primrose Eileen resigneddirector
- 2010-02-16➖MASTERTON, Gordon Grier Thomson resigneddirector
- 2009-11-23➕URQUHART, Dennis Colin Mitchell appointeddirector
- 2009-10-01➕ARTIS, Rosamond appointeddirector
- 2009-05-05➖SMITH, David Bruce Boyter, Dr resigneddirector
- 2008-04-25➖LINDSAYS WS resignedcorporate-secretary
- 2008-03-05➖JOHNSTON, Douglas resigneddirector
- 2007-08-10➖SIMPSON, James Walter Thorburn, Dr resigneddirector
Showing most recent 50 of 77 events
Owner dependency
65/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -6 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 32 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 74 — succession pressure is live.
Succession & seller-readiness
80/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 32 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Iain Buchanan Cram Individual · British · DOB 10/1964 · age 62 | — | — | sig. influencesignificant influence · trust interest | 24/11/2020 |
3 historic (ceased) PSCs
- Mr Neil Forbes Grieveceased 24/11/2020· significant influence · trust interest
- Mr David Lindsay Narroceased 13/12/2018· significant influence · trust interest
- Prof Philip Frank Gower Banfillceased 21/11/2017· significant influence · trust interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · KY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| T. & N. GILMARTIN (CONTRACTORS) LIMITED→ SC105726 · est 1987 | £3.97M £2.83M–£5.10M | — | — | 85 | 38y | 88 | 59y |
| CARTMORE BUILDING SUPPLY COMPANY LIMITED→ SC100217 · est 1986 | £120.6k £86.1k–£155.0k | £16.41M | — | 2800 | 39y | 88 | 78y |
| BLAIRHILL LAND LIMITED→ SC160813 · est 1995 | £56.6k £40.4k–£72.8k | — | — | 200 | 30y | 82 | 64y |
| MORGAN GROUP PROPERTY IMPROVEMENTS LIMITED→ SC734098 · est 2022 | £36.6k £26.2k–£47.1k | £77.1k | — | 100 | 4y | 83 | 46y |
| AMBER ROOFING LIMITED→ SC130516 · est 1991 | — | — | £709.2k | — | 35y | 83 | 59y |
| CAMPBELL & GAY (BUILDERS) LIMITED→ SC215346 · est 2001 | — | — | — | 400 | 25y | 83 | 62y |
| CLOVECREST LIMITED→ SC270216 · est 2004 | — | — | — | 0 | 21y | 83 | 64y |
| DOE SPORT (NORTH) LIMITED→ SC164621 · est 1996 | — | — | — | 2300 | 30y | 83 | 68y |
| FREDERICK WILSON (PROPERTIES) LIMITED→ SC217110 · est 2001 | — | — | — | 200 | 25y | 83 | 62y |
| HY SPEC SERVICES LIMITED→ SC147444 · est 1993 · no financials extracted | — | — | — | — | 32y | 83 | 69y |
| J R F CHIMNEY SPECIALISTS & HEATING DISTRIBUTORS LIMITED→ SC109701 · est 1988 | — | — | — | 16 | 38y | 83 | 86y |
| JAGDIS PROPERTIES LIMITED→ SC361658 · est 2009 | — | — | — | 200 | 16y | 83 | 63y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-limited-guarant-nsc-limited-exemption
Incorporated1994-06-17
Jurisdictionscotland
Primary SIC43999 — Other specialised construction activities n.e.c.
Registered office
Charlestown Workshops Rocks Road
Charlestown
Dunfermline
Fife
KY11 3EN
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-07-01
Last: 2025-06-17
Officers (6 active · 24 resigned)
ARTIS, Rosamond→
Activedirector · ~61y · appointed 2026-02-07
View their other companies + combined net worth →
BANFILL, Philip Frank Gower, Prof→
Activedirector · ~74y · appointed 2006-03-13
View their other companies + combined net worth →
BERRY, Emma Louise Rose→
Activedirector · ~44y · appointed 2023-06-09
View their other companies + combined net worth →
BRUCE, Charles Edward→
Activedirector · ~65y · appointed 1994-07-01
View their other companies + combined net worth →
CRAM, Iain Buchanan→
Activedirector · ~62y · appointed 2011-08-16
View their other companies + combined net worth →
PEARCE, Sarah Elizabeth→
Activedirector · ~36y · appointed 2023-06-09
View their other companies + combined net worth →
GIBBONS, Patricia→
Resignedsecretary · appointed 1994-06-17 · resigned 2006-01-30
LINDSAYS WS→
Resignedcorporate-secretary · appointed 2006-01-30 · resigned 2008-04-25
AINSWORTH, Graciela→
Resigneddirector · ~66y · appointed 2018-12-13 · resigned 2024-12-02
ANELAY, Charles Thomas→
Resigneddirector · ~67y · appointed 2015-05-19 · resigned 2019-04-15
ARTIS, Rosamond→
Resigneddirector · ~61y · appointed 2009-10-01 · resigned 2017-06-26
BENNETT, Robin Henry→
Resigneddirector · ~94y · appointed 1994-07-01 · resigned 2006-01-30
GIBBONS, Patricia→
Resigneddirector · ~85y · appointed 1994-07-01 · resigned 2006-01-30
GRIEVE, Neil Forbes→
Resigneddirector · ~78y · appointed 2011-08-16 · resigned 2023-11-27
HOLMES, Stafford Davy→
Resigneddirector · ~85y · appointed 1998-01-08 · resigned 2004-01-23
JOHNSTON, Douglas→
Resigneddirector · ~74y · appointed 1994-07-01 · resigned 2008-03-05
LIVESEY, Paul→
Resigneddirector · ~85y · appointed 2006-07-21 · resigned 2012-11-06
LODGE, Alan→
Resigneddirector · ~74y · appointed 2006-12-01 · resigned 2013-11-13
MASTERTON, Gordon Grier Thomson→
Resigneddirector · ~72y · appointed 1999-01-22 · resigned 2010-02-16
MORRISON, Ian→
Resigneddirector · ~69y · appointed 2015-05-19 · resigned 2016-11-21
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 18/12/2006 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 20/10/2006 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (146 total)
appoint-person-director-company-with-name-date
officers · AP01
2026-02-17
termination-director-company-with-name-termination-date
officers · TM01
2025-12-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-20
termination-director-company-with-name-termination-date
officers · TM01
2025-02-25
memorandum-articles
incorporation · MA
2024-12-13
resolution
resolution · RESOLUTIONS
2024-12-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-28
change-person-director-company-with-change-date
officers · CH01
2024-04-11
change-person-director-company-with-change-date
officers · CH01
2024-03-27
change-person-director-company-with-change-date
officers · CH01
2024-03-27
termination-director-company-with-name-termination-date
officers · TM01
2023-12-04
change-person-director-company-with-change-date
officers · CH01
2023-12-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-26