WORLDWIDE TROPICALS LIMITED

🌳Matureactive
SC161627 · ltd · incorporated 1995-11-15
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
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Turnover
—
year to Jun 2025
Net worth
£624.5k
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: SIC 47760
Sector: Wholesale & retail
Investor take
Pursue
Active trading company with a 67-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (83/100, director aged 67). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -31% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 27.4y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 27.4 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
8 officers (3 active, 8 linked, 3 with DOB)
78
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
82 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £624,510
Net assets shrinking
Down £19,177 YoY
Cash YoY
-31%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£296k
↓ 31% YoY
Net Worth
£625k
↓ 3.0% YoY
Current Assets
£708k
↓ 2.6% YoY
Current Liabilities
—
£0£145k£291k£436k£581k£727kJun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-06-302024-06-30
Total assets£666.2k£677.4k
Current assets£707.8k£726.7k
Cash£295.8k£428.3k
Debtors£376.0k£273.4k
Net assets£624.5k£643.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
  1. 2025-11-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-01-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-09-11
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  4. 2024-09-10
    ➕
    SMITH, Deryk Joseph appointed
    director
  5. 2024-01-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-09-19
    📄
    capital-allotment-shares
    capital · SH01
  7. 2023-02-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2022-10-25
    📄
    change-person-director-company-with-change-date
    officers · CH01
  9. 2022-10-25
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  10. 2022-03-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2021-10-27
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  12. 2020-10-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2019-11-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2018-11-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2017-11-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2016-11-16
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  17. 2008-06-23
    ➕
    SMITH, Deryk appointed
    secretary
  18. 2008-06-23
    ➖
    MURRAY, Louise Dunbar Hughes resigned
    secretary
  19. 2008-06-23
    ➖
    MURRAY, Louise Dunbar Hughes resigned
    director
  20. 1999-01-08
    🔒
    Charge registered #1
    Lender: Clydesdale Bank Public Limited Company
  21. 1995-11-15
    🏢
    Company incorporated
    As WORLDWIDE TROPICALS LIMITED
  22. 1995-11-15
    ➕
    MURRAY, Clifford David James appointed
    director
  23. 1995-11-15
    ➕
    MURRAY, Louise Dunbar Hughes appointed
    secretary
  24. 1995-11-15
    ➕
    COMBINED SECRETARIAL SERVICES LIMITED appointed
    corporate-nominee-secretary
  25. 1995-11-15
    ➖
    COMBINED SECRETARIAL SERVICES LIMITED resigned
    corporate-nominee-secretary
  26. 1995-11-15
    ➕
    MURRAY, Louise Dunbar Hughes appointed
    director
  27. 1995-11-15
    ➕
    COMBINED NOMINEES LIMITED appointed
    corporate-nominee-director
  28. 1995-11-15
    ➖
    COMBINED NOMINEES LIMITED resigned
    corporate-nominee-director
  29. 1995-11-15
    ➕
    COMBINED SECRETARIAL SERVICES LIMITED appointed
    corporate-nominee-director
  30. 1995-11-15
    ➖
    COMBINED SECRETARIAL SERVICES LIMITED resigned
    corporate-nominee-director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 31 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 67 — succession pressure is live.

Succession & seller-readiness

76/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 31 years. Very long tenure is a classic succession signal.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Clifford David James Murray
Individual · British · DOB 09/1959 · age 67
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1995-11-15
Jurisdictionscotland
Primary SIC47760 — SIC 47760

Registered office

Caledonia House
89 Seaward Street
Glasgow
G41 1HJ

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-11-29
Last: 2025-11-15

Officers (3 active · 5 resigned)

SMITH, Deryk→
secretary · appointed 2008-06-23
View their other companies + combined net worth →
Active
MURRAY, Clifford David James→
director · ~67y · appointed 1995-11-15
View their other companies + combined net worth →
Active
SMITH, Deryk Joseph→
director · ~54y · appointed 2024-09-10
View their other companies + combined net worth →
Active
MURRAY, Louise Dunbar Hughes→
secretary · appointed 1995-11-15 · resigned 2008-06-23
Resigned
COMBINED SECRETARIAL SERVICES LIMITED→
corporate-nominee-secretary · appointed 1995-11-15 · resigned 1995-11-15
Resigned
MURRAY, Louise Dunbar Hughes→
director · ~60y · appointed 1995-11-15 · resigned 2008-06-23
Resigned
COMBINED NOMINEES LIMITED→
corporate-nominee-director · appointed 1995-11-15 · resigned 1995-11-15
Resigned
COMBINED SECRETARIAL SERVICES LIMITED→
corporate-nominee-director · appointed 1995-11-15 · resigned 1995-11-15
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property08/01/1999—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (82 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-20
appoint-person-director-company-with-name-date
officers · AP01
2024-09-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-18
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-15
capital-allotment-shares
capital · SH01
2023-09-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-15
change-person-director-company-with-change-date
officers · CH01
2022-10-25
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-10-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-16
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-10-27