HOLM EVANGELICAL CHURCH

🌳Matureactive

SC162650 · private-limited-guarant-nsc-limited-exemption · incorporated 1996-01-15

Investment thesis

Looks cheap but ownership + security both unclear — probable value trap.

Why interesting: Headline metrics may be attractive.

Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 20.6y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

—

book net assets

Opportunity

83/100

Exceptional

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What this business does

Primary activity: Activities of religious organisations

Sector: Other service activities

Investor take

Pursue

Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 83/100 (exceptional), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · 2 lenders · oldest 20.6y

50/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 20.6 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 30/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (71/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

3 charges (3/3 with lender, 3/3 with type)

Directors & officers

30 officers (10 active, 30 linked, 25 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

1 connected companies via shared directors

Filing history

135 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-03-31	2024-03-31
Average employees	10	1000

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

• 2 officers
• 1 mortgage
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (73 events)Click to expand

2026-02-04
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-26
📄
replacement-filing-of-director-appointment-with-name
officers · RP01AP01
2026-01-23
📄
change-person-director-company-with-change-date
officers · CH01
2026-01-23
🔒
Charge registered #3
Lender: Inverness Homes Limited
2025-10-22
📄
replacement-filing-of-director-appointment-with-name
officers · RP01AP01
2025-09-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-21
➖
JAMIESON, Angus Lamberton, Professor resigned
director
2025-07-21
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-09-27
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-18
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-21
📄
change-person-director-company-with-change-date
officers · CH01
2022-09-28
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-01
📄
mortgage-charge-whole-release-with-charge-number
mortgage · MR05
2022-06-01
📄
mortgage-charge-whole-release-with-charge-number
mortgage · MR05
2022-05-27
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-05-14
➖
MACKENZIE, Kenneth Lachie resigned
director
2021-09-22
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-21
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-09-17
📄
change-person-director-company-with-change-date
officers · CH01
2021-09-17
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-09-17
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-09-17
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-09-15
➕
CUTHBERT, Alan David appointed
director
2021-09-15
➕
DUNBAR, Jonathan Allan appointed
director
2021-09-15
➕
HAMILTON, William Alexander appointed
director
2021-09-15
➕
STEPHEN, Daniel Gordon appointed
director
2020-07-05
➖
ALEXANDER, Matthew James resigned
director
2018-08-25
➕
GOUDIE, David Edward, Dr appointed
director
2016-10-15
➕
ALEXANDER, Matthew James appointed
director
2016-10-15
➕
MACKENZIE, Kenneth Lachie appointed
director
2016-06-30
➖
PATERSON, Alexander Lawrie resigned
director
2015-01-22
➖
TWEEDIE, Ian Alexander resigned
director
2014-09-01
➕
MACLEOD, Alasdair, Rev appointed
director
2014-05-01
➕
MACKENZIE, Dugald George appointed
secretary
2014-05-01
➖
TWEEDIE, Ian Alexander resigned
secretary
2014-01-31
➖
SLACK, William George, Reverend resigned
director
2012-10-25
➖
YAIR, Peter Graham resigned
director
2012-02-17
➖
MUSCHATE, Daniel resigned
director
2011-05-04
➖
CAMPBELL, James Malcolm resigned
director
2011-03-23
➕
DUNDAS, James Duncan Charles appointed
director
2011-03-23
➕
MUSCHATE, Daniel appointed
director
2011-03-23
➕
YAIR, Peter Graham appointed
director
2009-09-02
➖
JOHNSTON, David Ritchie resigned
director
2009-07-01
➕
SLACK, William George, Reverend appointed
director
2008-06-30
➖
DONALD, Max, Dr resigned
director
2008-02-28
➖
DUNBAR, Jonathan Allan resigned
director
2008-01-11
➖
WISEMAN, Gerald James Alexander resigned
director
2008-01-02
➖
DEMPSTER, Lorna Grant resigned
director
2007-05-23
➖
BIRSS, James Francis resigned
director
2006-12-01
➖
RENNIE, George Macgregor resigned
secretary

Showing most recent 50 of 73 events

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-9 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 30 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 80 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

50/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primaryFamily succession underway: Not a takeover target — DUNBAR, Jonathan Allan (same surname) appointed 2021-09-15. Pattern consistent with intra-family handover.
primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.
primary20+ year tenure: Director in role 30 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 30 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Other · IV postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
RAASAY HOUSE COMMUNITY COMPANY LIMITED→ SC200315 · est 1999	—	—	£103.1k	—	26y	83	71y
CLAVIE DEVELOPMENTS LIMITED→ SC124352 · est 1990	—	—	—	0	36y	82	79y
HIGHLAND CHRISTMAS TREES LIMITED→ SC156764 · est 1995	—	—	—	0	31y	82	82y
HORTON INTERNATIONAL LIMITED→ SC061946 · est 1977	—	—	—	0	49y	82	82y
THE SAFETY ASSOCIATION OF FEDERATED EMPLOYERS→ SC191840 · est 1998	—	—	£432.4k	—	27y	82	62y
BAR - COM (INVERNESS) LIMITED→ SC284142 · est 2005	—	—	£1	—	21y	81	68y
BAR - TEC (SCOTLAND) LIMITED→ SC265426 · est 2004	—	—	£1	—	22y	81	68y
THE ELGIN BRIDGE CENTRE→ SC273493 · est 2004	—	—	£196.5k	—	21y	81	80y
TRANSITION BLACK ISLE→ SC398650 · est 2011 · no financials extracted	—	—	—	—	15y	81	86y
AR DIECAST MODELS LIMITED→ SC290465 · est 2005	—	—	—	—	20y	80	58y
ARDROSS COMMUNITY HALL→ SC181277 · est 1997 · no financials extracted	—	—	—	—	28y	80	65y
BURGHEAD AMENITIES ASSOCIATION→ SC222370 · est 2001	—	—	£127.1k	—	24y	80	69y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeprivate-limited-guarant-nsc-limited-exemption

Incorporated1996-01-15

Jurisdictionscotland

Primary SIC94910 — Activities of religious organisations

Registered office

Culduthel Christian Centre

Culduthel Avenue

Inverness

IV2 6AS

Scotland

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-01-29

Last: 2026-01-15