COLUMBA HOTEL (OBAN) LIMITED
- · Thesis: well-run, low negotiation leverage
Opportunity 70/100 (strong), bankability 57/100. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
5 live charges · 3 lenders · oldest 27.1y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 27.1 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | — | £1.35M |
| Current assets | — | £713.3k |
| Cash | — | £180.7k |
| Debtors | — | £532.6k |
| Net assets | — | £1.35M |
| Average employees | 2 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (36 events)Click to expand
- 2025-10-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-15📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-09-13📄gazette-notice-compulsorygazette · GAZ1
- 2021-07-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-10-21📄gazette-filings-brought-up-to-dategazette · DISS40
- 2020-10-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-20📄gazette-notice-compulsorygazette · GAZ1
- 2020-05-12➖MACKECHNIE, Gilbert resigneddirector
- 2020-03-19📄capital-allotment-sharescapital · SH01
- 2020-03-13📄resolutionresolution · RESOLUTIONS
- 2020-03-13📄resolutionresolution · RESOLUTIONS
- 2020-03-13📄resolutionresolution · RESOLUTIONS
- 2020-03-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-03-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-03-01➕ROBERTS, Jan appointeddirector
- 2020-03-01➕ROBERTS, Mark appointeddirector
- 2019-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-04-04➕MACKECHNIE, Iain appointeddirector
- 2016-04-04➕MACKECHNIE, Lindsay appointeddirector
- 2011-06-24➖MACKECHNIE, Jean resignedsecretary
- 2010-08-27🔒Charge registered #5Lender: Clydesdale Bank PLC
- 2002-10-03🔒Charge registered #4Lender: Clydesdale Bank Public Limited Company
- 2002-10-03🔒Charge registered #3Lender: Scottish Courage Limited
- 2002-09-20🔒Charge registered #2Lender: Scottish Courage Limited
- 1999-03-17🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 1996-07-10➕MACKECHNIE, Jean appointedsecretary
- 1996-07-10➖OSWALDS OF EDINBURGH LIMITED resignedcorporate-nominee-secretary
- 1996-07-10➕MACKECHNIE, Gilbert appointeddirector
- 1996-07-10➖JORDANS (SCOTLAND) LIMITED resignedcorporate-nominee-director
- 1996-06-24🏢Company incorporatedAs COLUMBA HOTEL (OBAN) LIMITED
- 1996-06-24➕OSWALDS OF EDINBURGH LIMITED appointedcorporate-nominee-secretary
- 1996-06-24➕JORDANS (SCOTLAND) LIMITED appointedcorporate-nominee-director
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryStable-but-static management: Company is 30 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Gilbert Mackechnie Individual · British · DOB 11/1943 · age 83 | 50–75% | — | 50-75% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 27/08/2010 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 03/10/2002 | — | |
| outstanding | Scottish Courage Scottish Courage Limited | Standard security | 1 property | 03/10/2002 | — | |
| outstanding | Scottish Courage Scottish Courage Limited | Floating charge | 1 property | 20/09/2002 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 17/03/1999 | — |