FERGUSON OLIVER INSURANCE LIMITED

⚰️Wound downdissolved
SC175177 · ltd · incorporated 1997-05-07
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 20.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
63/100
Worth a look
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What this business does
Primary activity: SIC 99999
Sector: Extraterritorial bodies
Investor take
Pass (distressed without resilience)
Distressed unclear — structural issues outweigh the discount.

Opportunity 63/100 (worth a look), bankability 80/100. Strong seller-intent signal (60/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 20.1y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 20.1 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 20/100 — clean.

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
19 officers (3 active, 19 linked, 12 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
110 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
63/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
30
Concerning — overdue filings or status flags present.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (63 events)Click to expand
  1. 2019-08-27
    📄
    gazette-dissolved-voluntary
    gazette · GAZ2(A)
  2. 2019-08-27
    🏁
    Company dissolved
  3. 2019-06-11
    📄
    gazette-notice-voluntary
    gazette · GAZ1(A)
  4. 2019-06-03
    📄
    dissolution-application-strike-off-company
    dissolution · DS01
  5. 2018-08-14
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  6. 2017-09-23
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  7. 2017-05-02
    📍
    move-registers-to-registered-office-company-with-new-address
    address · AD04
  8. 2017-02-17
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  9. 2017-02-15
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  10. 2017-02-15
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  11. 2017-02-15
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  12. 2017-02-15
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2017-02-06
    📄
    appoint-corporate-secretary-company-with-name-date
    officers · AP04
  14. 2017-02-06
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  15. 2017-02-01
    ➖
    BEAN, Jane Ann resigned
    director
  16. 2017-02-01
    ➖
    ORGAN, Robert Charles William resigned
    director
  17. 2017-01-19
    ➕
    GODWIN, Caroline Wendy appointed
    director
  18. 2017-01-19
    ➕
    PICKFORD, James Michael appointed
    director
  19. 2017-01-01
    ➕
    MARSH SECRETARIAL SERVICES LIMITED appointed
    corporate-secretary
  20. 2016-12-31
    ➖
    SMALL, Jeremy Peter resigned
    secretary
  21. 2016-12-31
    ➖
    WILKINSON, Amber resigned
    director
  22. 2016-08-18
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  23. 2016-05-17
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  24. 2016-01-13
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  25. 2016-01-11
    ➕
    WILKINSON, Amber appointed
    director
  26. 2015-10-05
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  27. 2015-09-15
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  28. 2015-08-17
    ➕
    BEAN, Jane Ann appointed
    director
  29. 2015-07-31
    📄
    resolution
    resolution · RESOLUTIONS
  30. 2015-07-31
    📄
    statement-of-companys-objects
    change-of-constitution · CC04
  31. 2015-06-20
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  32. 2015-06-12
    ➖
    PHILIP, Timothy Duncan resigned
    director
  33. 2015-06-05
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  34. 2015-05-07
    ➕
    ORGAN, Robert Charles William appointed
    director
  35. 2015-04-15
    ➖
    BRUCE, Michael Andrew resigned
    director
  36. 2014-10-17
    🔓
    Charge satisfied #2
  37. 2014-10-08
    ➖
    REID, Greig Charles resigned
    secretary
  38. 2014-10-08
    ➕
    SMALL, Jeremy Peter appointed
    secretary
  39. 2014-10-08
    ➕
    BRUCE, Michael Andrew appointed
    director
  40. 2014-10-08
    ➖
    NICOL, Robert resigned
    director
  41. 2014-10-08
    ➕
    PHILIP, Timothy Duncan appointed
    director
  42. 2014-10-08
    ➖
    REID, Greig Charles resigned
    director
  43. 2012-09-18
    ➖
    FERGUSON, Kenneth William resigned
    secretary
  44. 2012-09-18
    ➕
    REID, Greig Charles appointed
    secretary
  45. 2012-09-18
    ➖
    FERGUSON, Kenneth William resigned
    director
  46. 2012-09-18
    ➖
    FERGUSON, Michael Stanley resigned
    director
  47. 2012-09-18
    ➕
    NICOL, Robert appointed
    director
  48. 2012-09-18
    ➕
    REID, Greig Charles appointed
    director
  49. 2012-09-18
    🔒
    Charge registered #2
    Lender: Allianz Insurance PLC
  50. 2012-08-18
    🔓
    Charge satisfied #1
Showing most recent 50 of 63 events

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.

Succession & seller-readiness

66/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondaryStable-but-static management: Company is 29 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 high ·
Company dissolved
high

Company has been dissolved — it no longer legally exists. Any diligence here is historical only.

Evidence: Dissolved on 2019-08-27

Group structure

Regional Insurance Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Regional Insurance Group Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
FERGUSON OLIVER INSURANCE LIMITED
This company · SC175177

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Regional Insurance Group Limited
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusdissolved
Typeltd
Incorporated1997-05-07
Jurisdictionscotland
Primary SIC99999 — SIC 99999

Registered office

Ground Floor North, Leven House
10 Lochside Place
Edinburgh
EH12 9DF

Filing status

Accounts
Next due: —
Last made up to: 2017-12-31
Confirmation statement
Next due: —
Last: —

Officers (0 active · 16 resigned)

MARSH SECRETARIAL SERVICES LIMITED→
corporate-secretary · appointed 2017-01-01
View their other companies + combined net worth →
Active
GODWIN, Caroline Wendy→
director · ~64y · appointed 2017-01-19
View their other companies + combined net worth →
Active
PICKFORD, James Michael→
director · ~48y · appointed 2017-01-19
View their other companies + combined net worth →
Active
FERGUSON, Kenneth William→
secretary · appointed 2006-05-10 · resigned 2012-09-18
Resigned
REID, Greig Charles→
secretary · appointed 2012-09-18 · resigned 2014-10-08
Resigned
SMALL, Jeremy Peter→
secretary · appointed 2014-10-08 · resigned 2016-12-31
Resigned
ARCHIBALD CAMPBELL & HARLEY→
corporate-nominee-secretary · appointed 1997-05-07 · resigned 1999-03-24
Resigned
BLACKHARROW BUSINESS LAW→
corporate-secretary · appointed 2002-01-08 · resigned 2006-05-17
Resigned
THORNTONS WS→
corporate-secretary · appointed 1999-03-24 · resigned 2002-01-08
Resigned
BEAN, Jane Ann→
director · ~60y · appointed 2015-08-17 · resigned 2017-02-01
Resigned
BLACK, Douglas Maclean→
nominee-director · ~67y · appointed 1997-05-07 · resigned 1997-11-27
Resigned
BRUCE, Michael Andrew→
director · ~64y · appointed 2014-10-08 · resigned 2015-04-15
Resigned
FERGUSON, Kenneth William→
director · ~67y · appointed 2004-09-01 · resigned 2012-09-18
Resigned
FERGUSON, Michael Stanley→
director · ~67y · appointed 1997-11-27 · resigned 2012-09-18
Resigned
NICOL, Robert→
director · ~59y · appointed 2012-09-18 · resigned 2014-10-08
Resigned
ORGAN, Robert Charles William→
director · ~57y · appointed 2015-05-07 · resigned 2017-02-01
Resigned
PHILIP, Timothy Duncan→
director · ~62y · appointed 2014-10-08 · resigned 2015-06-12
Resigned
REID, Greig Charles→
director · ~53y · appointed 2012-09-18 · resigned 2014-10-08
Resigned
WILKINSON, Amber→
director · ~47y · appointed 2016-01-11 · resigned 2016-12-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
Allianz Insurance
Allianz Insurance PLC
Floating charge1 property18/09/201217/10/2014
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property10/05/200618/08/2012

Recent filings (110 total)

gazette-dissolved-voluntary
gazette · GAZ2(A)
2019-08-27
gazette-notice-voluntary
gazette · GAZ1(A)
2019-06-11
dissolution-application-strike-off-company
dissolution · DS01
2019-06-03
confirmation-statement-with-updates
confirmation-statement · CS01
2019-04-23
accounts-with-accounts-type-dormant
accounts · AA
2018-08-14
confirmation-statement-with-updates
confirmation-statement · CS01
2018-04-30
accounts-with-accounts-type-dormant
accounts · AA
2017-09-23
move-registers-to-registered-office-company-with-new-address
address · AD04
2017-05-02
confirmation-statement-with-updates
confirmation-statement · CS01
2017-04-26
termination-director-company-with-name-termination-date
officers · TM01
2017-02-17
appoint-person-director-company-with-name-date
officers · AP01
2017-02-15
termination-director-company-with-name-termination-date
officers · TM01
2017-02-15
appoint-person-director-company-with-name-date
officers · AP01
2017-02-15
termination-director-company-with-name-termination-date
officers · TM01
2017-02-15
appoint-corporate-secretary-company-with-name-date
officers · AP04
2017-02-06