MPH PROPERTIES LTD.
🌳Matureactive
SC191825 · ltd · incorporated 1998-12-09
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 23.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£360.0k
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 67-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (73/100, director aged 67). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
2 live charges · oldest 23.4y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 23.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
8 officers (3 active, 8 linked, 4 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
75 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £360,036
Cash YoY
+14%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£505
↑ 14% YoY
Net Worth
£360k
↑ 2.4% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £360.0k | £351.6k |
| Cash | £505 | £442 |
| Net assets | £360.0k | £351.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
- 2025-10-27📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-09-26📄capital-allotment-sharescapital · SH01
- 2024-08-21📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-11-20📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-08-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-29📄change-person-director-company-with-change-dateofficers · CH01
- 2021-12-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-12📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2021-01-29➖ROSS, Martin resignedsecretary
- 2021-01-29📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2021-01-26📄change-person-director-company-with-change-dateofficers · CH01
- 2020-09-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-02-10➕ROSS, Holly Ann appointeddirector
- 2019-08-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-09-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2014-11-12➕ROSS, Martin appointeddirector
- 2014-11-12➖ROSS, Brian resignedsecretary
- 2014-11-12➕ROSS, Martin appointedsecretary
- 2014-10-18🔓Charge satisfied #2
- 2014-10-18🔓Charge satisfied #1
- 2005-01-07➕ROSS, Brian appointedsecretary
- 2003-12-28➖GRAHAM, Olive Paterson resignedsecretary
- 2003-12-22🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2002-12-24🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 1998-12-09🏢Company incorporatedAs MPH PROPERTIES LTD.
- 1998-12-09➕ROSS, Patricia Ann appointeddirector
- 1998-12-09➕GRAHAM, Olive Paterson appointedsecretary
- 1998-12-09➕REID, Brian appointednominee-secretary
- 1998-12-09➖REID, Brian resignednominee-secretary
- 1998-12-09➕MABBOTT, Stephen appointednominee-director
- 1998-12-09➖MABBOTT, Stephen resignednominee-director
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 67 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
80/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 27 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Patricia Ann Ross Individual · British · DOB 04/1960 · age 66 | 75–100% | — | 75-100% shares | 30/06/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| MAVEN CAPITAL CARDIFF TRUSTEE LIMITED→ SC502023 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| MAVEN CAPITAL GCM LIMITED→ SC446214 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| MAVEN NPIF II NE EQUITY GP LIMITED→ SC793279 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| MEINOM LIMITED→ SC686827 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| MORTGAGE121 LTD→ SC626228 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| MUNRO PEAK SOLUTIONS LTD→ SC870828 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| NATARA IFA LTD→ SC445744 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| NEIL GRAY INVESTMENTS LIMITED→ SC671871 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| NEWTON QUARRY FINANCE LTD→ SC773830 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| NEX FS LTD→ SC873185 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| NEXTPATH FINANCE LIMITED→ SC644681 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| NEXUS WEALTH PLANNING LTD→ SC406367 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1998-12-09
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
9 Rowallan Road
Thornliebank
Glasgow
G46 7EP
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-22
Last: 2025-10-08
Officers (3 active · 5 resigned)
ROSS, Holly Ann→
Activedirector · ~35y · appointed 2020-02-10
View their other companies + combined net worth →
ROSS, Martin→
Activedirector · ~67y · appointed 2014-11-12
View their other companies + combined net worth →
ROSS, Patricia Ann→
Activedirector · ~66y · appointed 1998-12-09
View their other companies + combined net worth →
GRAHAM, Olive Paterson→
Resignedsecretary · appointed 1998-12-09 · resigned 2003-12-28
REID, Brian→
Resignednominee-secretary · appointed 1998-12-09 · resigned 1998-12-09
ROSS, Brian→
Resignedsecretary · appointed 2005-01-07 · resigned 2014-11-12
ROSS, Martin→
Resignedsecretary · appointed 2014-11-12 · resigned 2021-01-29
MABBOTT, Stephen→
Resignednominee-director · ~76y · appointed 1998-12-09 · resigned 1998-12-09
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 22/12/2003 | 18/10/2014 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 24/12/2002 | 18/10/2014 |
Recent filings (75 total)
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-10-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-08
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-08
capital-allotment-shares
capital · SH01
2024-09-26
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-08-21
confirmation-statement-with-updates
confirmation-statement · CS01
2023-12-02
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-11-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-12
change-person-director-company-with-change-date
officers · CH01
2022-05-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-08
change-account-reference-date-company-current-extended
accounts · AA01
2021-03-12
termination-secretary-company-with-name-termination-date
officers · TM02
2021-01-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-29