NEXTPATH FINANCE LIMITED
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (70/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 |
|---|---|
| Total assets | £986.9k |
| Current assets | £2.35M |
| Net assets | £986.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 accounts
- • 2 persons-with-significant-control
- • 1 accounts
- • 1 change-of-name
Corporate timeline (22 events)Click to expand
- 2026-03-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2026-01-08✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2025-11-14📄replacement-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP01CS01
- 2025-11-14📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-11-14📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-08-22📄accounts-amended-with-accounts-type-micro-entityaccounts · AAMD
- 2025-03-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-05-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-02➖REID, Nancy resigneddirector
- 2024-03-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-07-28📄accounts-amended-with-made-up-dateaccounts · AAMD
- 2023-06-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-06-21📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-08-26📄resolutionresolution · RESOLUTIONS
- 2021-06-24📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-04-23📄capital-allotment-sharescapital · SH01
- 2020-03-20📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2020-03-10📄capital-allotment-sharescapital · SH01
- 2019-10-16🏢Company incorporatedAs NEXTPATH FINANCE LIMITED
- 2019-10-16➕FLYNN, Pearse John appointeddirector
- 2019-10-16➕REID, Nancy appointeddirector
- 2019-10-16📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med ·Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2026-01-08: certificate-change-of-name-company
Group structure
Uk Debt Expert Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Uk Debt Expert Group Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/12/2020 |
1 historic (ceased) PSC
- Finbora Group Limitedceased 01/12/2020· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| @SIPP LIMITED→ SC217126 · est 2001 | £37.09M £26.97M–£47.20M | £10.21M | — | 6200 | 25y | 85 | 62y |
| COMMONWEALTH GAMES (SCOTLAND) ENDOWMENT FUND→ SC301214 · est 2006 | £22.3k £16.2k–£28.3k | — | — | 0 | 20y | 83 | 66y |
| BLAIRSTON ENTERPRISES LIMITED→ SC368750 · est 2009 | — | — | £2.38M | — | 16y | 83 | 72y |
| CALCLUTH & SANGSTER (INSURANCE BROKERS) LIMITED→ SC200273 · est 1999 · no financials extracted | — | — | — | — | 26y | 83 | 59y |
| THE LONDON MORTGAGE COMPANY LIMITED→ SC474874 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| TMW (COMMERCIAL) LIMITED→ SC781785 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| TOMINEY PROFESSIONAL LIMITED→ SC379379 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| TR PROPERTIES WEST (HOLDINGS) LIMITED→ SC765678 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| VAM COMMUNICATIONS LIMITED→ SC757541 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| WHA MORTGAGE SERVICES LTD→ SC725550 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| WHEATLEY FUNDING NO. 2 LIMITED→ SC470001 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| WIK DIAGNOSTICS LTD→ SC807772 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
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