THRIVE CHILDCARE AND EDUCATION LIMITED
🌳Matureactive
SC192599 · ltd · incorporated 1999-01-15
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Child day-care activities
Sector: Human health & social work
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 70/100 (strong), bankability 57/100. Biggest value-creation lever: Consolidate lender relationships. 8 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
23 live charges · 8 lenders · oldest 26.1y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 26.1 years old — likely at or near maturity.
- · 8 lenders named — inter-creditor friction likely.
- · Legal-friction score 45/100 (high).
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
23 charges (23/23 with lender, 23/23 with type)
90
Directors & officers
18 officers (6 active, 18 linked, 15 with DOB)
87
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
15 connected companies via shared directors
90
Filing history
151 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
66
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
5
filings
- • 2 accounts
- • 2 other
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (87 events)Click to expand
- 2025-12-28📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-12-28📄legacyaccounts · PARENT_ACC
- 2025-12-28📄legacyother · GUARANTEE2
- 2025-12-28📄legacyother · AGREEMENT2
- 2025-10-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-29➕ALLEN, Claire appointeddirector
- 2025-09-29➕BARRINGTON-FORTUNE, Laura appointeddirector
- 2025-09-29➕DARROCH, Cheryl appointeddirector
- 2025-09-29➕KRYSTEK-WALTON, Ursula Jane appointeddirector
- 2025-09-29➕LLOYD, Marie appointeddirector
- 2025-09-29➖RANKIN, Cary resigneddirector
- 2025-07-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-06-30➕DALTON, Andrew Mark appointeddirector
- 2025-06-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-06-09➖NEWTON, William resigneddirector
- 2025-04-07📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-04-07📄legacyaccounts · PARENT_ACC
- 2025-04-07📄legacyother · AGREEMENT2
- 2025-04-07📄legacyother · GUARANTEE2
- 2024-04-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-25🔒Charge registered #24Lender: Santander UK PLC as Security Trustee
- 2024-04-24📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2024-04-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-20📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2024-04-17📄accounts-with-accounts-type-fullaccounts · AA
- 2024-04-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-15🔒Charge registered #23Lender: Santander UK PLC (As Security Trustee)
- 2024-04-15🔒Charge registered #22Lender: Apiary Capital Partners I Investment Gp LLP in Its Capacity as General Partner of Apiary Capital Partners I Investment LP (As Security Trustee)
- 2024-04-15🔒Charge registered #21Lender: Apiary Capital Partners I Investment Gp LLP in Its Capacity as General Partner of Apiary Capital Partners I Investment LP as Security Trustee
- 2023-03-29🔒Charge registered #20Lender: Santander UK PLC
- 2023-03-29🔒Charge registered #19Lender: Santander UK PLC
- 2021-03-18🔒Charge registered #18Lender: Santander UK PLC
- 2021-03-18🔒Charge registered #17Lender: Santander UK PLC
- 2021-03-18🔒Charge registered #16Lender: Santander UK PLC
- 2020-04-23🔒Charge registered #15Lender: Santander UK PLC (As Security Trustee)
- 2020-04-01➕NEWTON, William appointeddirector
- 2020-04-01➖SHEEHY, Stuart David resigneddirector
- 2019-11-07🔒Charge registered #14Lender: Santander UK PLC
- 2019-07-19🔒Charge registered #13Lender: Santander UK PLC (As Security Trustee)
- 2019-03-18🔓Charge satisfied #12
- 2019-02-18➖LYONS, Thomas resignedsecretary
- 2019-02-18➖LYONS, Thomas resigneddirector
- 2019-02-18➖SCOTT, Graeme John resigneddirector
- 2019-02-18➕SHEEHY, Stuart David appointeddirector
Showing most recent 50 of 87 events
Owner dependency
48/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -6 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
40/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
Red flags
2 med · 1 low2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: NEWTON, William resigned 2025-06-09; RANKIN, Cary resigned 2025-09-29
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
13 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Thrive Childcare And Education Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Thrive Childcare And Education Group Limited
Corporate parent · holds 75-100% shares
⬇
THRIVE CHILDCARE AND EDUCATION LIMITED
This company · SC192599
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Thrive Childcare And Education Group Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 18/02/2019 |
1 historic (ceased) PSC
- Mr Graeme John Scottceased 18/02/2019· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| SUMMIT HEALTHCARE (WISHAW) LIMITED→ SC182649 · est 1998 | £14.49M £10.43M–£18.54M | — | — | 0 | 28y | 84 | 60y |
| AYRSHIRE HOSPITALS LIMITED→ SC248921 · est 2003 | £4.40M £3.17M–£5.63M | — | — | 0 | 23y | 84 | 64y |
| STONEHOUSE HOSPITALS LIMITED→ SC251033 · est 2003 | £706.3k £508.5k–£904.0k | — | — | 0 | 22y | 92 | 64y |
| RENAISSANCE CARE (UK) LTD→ SC379961 · est 2010 | £389.9k £280.7k–£499.1k | — | — | 400 | 15y | 84 | 69y |
| GLOBAL NETWORK OF SEX WORK PROJECTS LIMITED→ SC349355 · est 2008 | £93.1k £67.0k–£119.1k | — | — | 4 | 17y | 83 | 59y |
| PRESTIGE NURSING (SCOTLAND) LIMITED→ SC143810 · est 1993 | — | — | — | 28800 | 33y | 84 | 63y |
| ANSWER PROJECT→ SC212773 · est 2000 · no financials extracted | — | — | — | — | 25y | 83 | 79y |
| CRANSTON NURSERIES LIMITED→ SC253519 · est 2003 | — | — | £360.3k | — | 22y | 83 | 76y |
| EDINBURGH SPORTS INJURY CLINIC LIMITED→ SC245755 · est 2003 | — | — | £97.9k | — | 23y | 83 | 61y |
| ELDER HOMES LIMITED→ SC154896 · est 1994 · no financials extracted | — | — | — | — | 31y | 83 | 80y |
| FLORABANK HOME LIMITED→ SC170166 · est 1996 · no financials extracted | — | — | — | — | 29y | 83 | 81y |
| WITHIN EVE LTD→ SC769694 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1999-01-15
Jurisdictionscotland
Primary SIC88910 — Child day-care activities
Registered office
Newfield House
1 New Street
Musselburgh
East Lothian
EH21 6HY
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-01-28
Last: 2026-01-14
Officers (6 active · 12 resigned)
ALLEN, Claire→
Activedirector · ~44y · appointed 2025-09-29
View their other companies + combined net worth →
BARRINGTON-FORTUNE, Laura→
Activedirector · ~45y · appointed 2025-09-29
View their other companies + combined net worth →
DALTON, Andrew Mark→
Activedirector · ~58y · appointed 2025-06-30
View their other companies + combined net worth →
DARROCH, Cheryl→
Activedirector · ~41y · appointed 2025-09-29
View their other companies + combined net worth →
KRYSTEK-WALTON, Ursula Jane→
Activedirector · ~47y · appointed 2025-09-29
View their other companies + combined net worth →
LLOYD, Marie→
Activedirector · ~59y · appointed 2025-09-29
View their other companies + combined net worth →
GILCHRIST, Iain→
Resignedsecretary · appointed 1999-01-15 · resigned 2007-03-23
LYONS, Thomas→
Resignedsecretary · appointed 2007-03-23 · resigned 2019-02-18
OSWALDS OF EDINBURGH LIMITED→
Resignedcorporate-nominee-secretary · appointed 1999-01-15 · resigned 1999-01-15
AITCHISON, Douglas→
Resigneddirector · ~60y · appointed 2015-04-13 · resigned 2016-03-20
GILCHRIST, Heather→
Resigneddirector · ~64y · appointed 1999-01-15 · resigned 2007-03-23
GILCHRIST, Iain→
Resigneddirector · ~63y · appointed 2005-03-01 · resigned 2007-03-23
GRAY, David Andrew→
Resigneddirector · ~59y · appointed 2010-10-19 · resigned 2013-05-02
LYONS, Thomas→
Resigneddirector · ~64y · appointed 2007-03-23 · resigned 2019-02-18
NEWTON, William→
Resigneddirector · ~54y · appointed 2020-04-01 · resigned 2025-06-09
RANKIN, Cary→
Resigneddirector · ~50y · appointed 2016-04-15 · resigned 2025-09-29
SCOTT, Graeme John→
Resigneddirector · ~65y · appointed 2007-03-23 · resigned 2019-02-18
SHEEHY, Stuart David→
Resigneddirector · ~60y · appointed 2019-02-18 · resigned 2020-04-01
Click a director name to see their full track record across all companies.
Mortgages & charges
23
Total charges
13
Outstanding
3
Active lenders
Status:Lender:23 of 23 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Santander Santander UK PLC as Security Trustee | A registered charge | 1 property | 25/04/2024 | — | |
| outstanding | Santander Santander UK PLC (As Security Trustee) | A registered charge | — | 15/04/2024 | — | |
| outstanding | Apiary Capital Partners I Investment Gp in Its Capacity as General Partner of Apiary Capital Partners I Investment LP (As Security Trustee) Apiary Capital Partners I Investment Gp LLP in Its Capacity as General Partner of Apiary Capital Partners I Investment LP (As Security Trustee) | A registered charge | — | 15/04/2024 | — | |
| outstanding | Apiary Capital Partners I Investment Gp in Its Capacity as General Partner of Apiary Capital Partners I Investment LP as Security Trustee Apiary Capital Partners I Investment Gp LLP in Its Capacity as General Partner of Apiary Capital Partners I Investment LP as Security Trustee | A registered charge | 1 property | 15/04/2024 | — | |
| outstanding | Santander Santander UK PLC | A registered charge | 1 property | 29/03/2023 | — | |
| outstanding | Santander Santander UK PLC | A registered charge | 1 property | 29/03/2023 | — | |
| outstanding | Santander Santander UK PLC | A registered charge | — | 18/03/2021 | — | |
| outstanding | Santander Santander UK PLC | A registered charge | — | 18/03/2021 | — | |
| outstanding | Santander Santander UK PLC | A registered charge | 1 property | 18/03/2021 | — | |
| outstanding | Santander Santander UK PLC (As Security Trustee) | A registered charge | — | 23/04/2020 | — | |
| outstanding | Santander Santander UK PLC | A registered charge | — | 07/11/2019 | — | |
| outstanding | Santander Santander UK PLC (As Security Trustee) | A registered charge | — | 19/07/2019 | — | |
| satisfied | Rockpool (Security Trustee) (as Security Trustee) Rockpool (Security Trustee) Limited (as Security Trustee) | A registered charge | — | 10/12/2014 | 18/03/2019 | |
| outstanding | Santander Santander UK PLC | Bond & floating charge | 1 property | 07/12/2012 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 10/03/2008 | 14/12/2012 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Floating charge | 1 property | 29/02/2008 | 14/12/2012 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 04/04/2007 | 06/03/2008 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 04/04/2007 | 06/03/2008 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 14/10/2003 | 27/03/2007 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 17/05/2000 | 17/12/2003 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 17/05/2000 | 27/03/2007 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/04/2000 | 27/03/2007 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 04/04/2000 | 05/03/2008 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (151 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-28
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-12-28
legacy
accounts · PARENT_ACC
2025-12-28
legacy
other · GUARANTEE2
2025-12-28
legacy
other · AGREEMENT2
2025-12-28
appoint-person-director-company-with-name-date
officers · AP01
2025-10-07
appoint-person-director-company-with-name-date
officers · AP01
2025-10-07
appoint-person-director-company-with-name-date
officers · AP01
2025-10-07
appoint-person-director-company-with-name-date
officers · AP01
2025-10-07
appoint-person-director-company-with-name-date
officers · AP01
2025-10-07
termination-director-company-with-name-termination-date
officers · TM01
2025-10-03
appoint-person-director-company-with-name-date
officers · AP01
2025-07-04
termination-director-company-with-name-termination-date
officers · TM01
2025-06-15
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-04-07
legacy
accounts · PARENT_ACC
2025-04-07