WILLOWSKI PROPERTIES (BRIDGE OF ALLAN) LIMITED

🌳Matureactive
SC196962 · ltd · incorporated 1999-06-07
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 26.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2024
Net worth
—
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower with a 71-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (83/100, director aged 71). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 26.6y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 26.6 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (71/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 3 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
69 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-08-31
Average employees200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
  1. 2025-09-11
    📄
    accounts-amended-with-accounts-type-total-exemption-full
    accounts · AAMD
  2. 2025-05-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-04-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-05-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-05-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-05-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2020-05-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2019-05-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2018-05-21
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  10. 2017-03-13
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  11. 2016-07-18
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  12. 2015-11-20
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  13. 2015-05-31
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  14. 2015-05-14
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2014-05-30
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2009-07-06
    ➖
    LATHAM, Helen Elizabeth resigned
    director
  17. 2006-03-31
    ➕
    LATHAM, Helen Elizabeth appointed
    director
  18. 1999-10-29
    🔒
    Charge registered #1
    Lender: Clydesdale Bank Public Limited Company
  19. 1999-06-07
    🏢
    Company incorporated
    As WILLOWSKI PROPERTIES (BRIDGE OF ALLAN) LIMITED
  20. 1999-06-07
    ➕
    WILLOUGHBY, Grant appointed
    secretary
  21. 1999-06-07
    ➕
    KRZYZANOWSKI, Monica appointed
    director
  22. 1999-06-07
    ➕
    WILLOUGHBY, Grant appointed
    director
  23. 1999-06-07
    ➕
    WATERLOW SECRETARIES LIMITED appointed
    corporate-nominee-secretary
  24. 1999-06-07
    ➖
    WATERLOW SECRETARIES LIMITED resigned
    corporate-nominee-secretary
  25. 1999-06-07
    ➕
    WATERLOW NOMINEES LIMITED appointed
    corporate-nominee-director
  26. 1999-06-07
    ➖
    WATERLOW NOMINEES LIMITED resigned
    corporate-nominee-director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 71 — succession pressure is live.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 27 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Grant Willoughby
Individual · United Kingdom · DOB 10/1956 · age 70
25–50%
25–50%25-50% shares · 25-50% voting24/04/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1999-06-07
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

6 Conon Brae Close
Conon Bridge
Dingwall
Ross-Shire
IV7 8BF

Filing status

Accounts
Next due: 2026-05-31
Last made up to: 2024-08-31
Confirmation statement
Next due: 2027-04-28
Last: 2026-04-14

Officers (3 active · 3 resigned)

WILLOUGHBY, Grant→
secretary · appointed 1999-06-07
View their other companies + combined net worth →
Active
KRZYZANOWSKI, Monica→
director · ~71y · appointed 1999-06-07
View their other companies + combined net worth →
Active
WILLOUGHBY, Grant→
director · ~70y · appointed 1999-06-07
View their other companies + combined net worth →
Active
WATERLOW SECRETARIES LIMITED→
corporate-nominee-secretary · appointed 1999-06-07 · resigned 1999-06-07
Resigned
LATHAM, Helen Elizabeth→
director · ~75y · appointed 2006-03-31 · resigned 2009-07-06
Resigned
WATERLOW NOMINEES LIMITED→
corporate-nominee-director · appointed 1999-06-07 · resigned 1999-06-07
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property29/10/1999—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (69 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-22
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2025-09-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-05-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-04-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-05-07