RIVERSDALE MARKETING (SCOTLAND) LIMITED
🌳Matureactive
SC197233 · ltd · incorporated 1999-06-15
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£6.31M
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueAsset-holding vehicle with a 61-year-old founder — textbook succession opportunity.
Opportunity 83/100 (exceptional), bankability 85/100. Strong seller-intent signal (80/100, director aged 61). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -95% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 11.6y
30/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 11.6 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
6 officers (2 active, 6 linked, 2 with DOB)
77
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
83 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £6,313,109
Net assets shrinking
Down £16,342,113 YoY
Cash draining
Cash down 95% YoY
Cash YoY
-95%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£159k
↓ 95% YoY
Net Worth
£6.3m
↓ 72% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Cash | £159.4k | £3.16M |
| Net assets | £6.31M | £22.66M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (34 events)Click to expand
- 2026-03-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-06-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-06-02🔓Charge satisfied #2
- 2025-06-02🔓Charge satisfied #1
- 2025-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-27➕FLEMING, Sean Liam appointeddirector
- 2024-03-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-04-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-17📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2022-10-17📄change-person-director-company-with-change-dateofficers · CH01
- 2022-10-13📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2022-10-13📄second-filing-of-annual-return-with-made-up-dateannual-return · RP04AR01
- 2022-10-13📄second-filing-of-annual-return-with-made-up-dateannual-return · RP04AR01
- 2022-10-13📄second-filing-of-annual-return-with-made-up-dateannual-return · RP04AR01
- 2022-10-07📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-10-07📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-10-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-10-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-05-05📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2022-04-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-13➖STUBBS, Rhona resignedsecretary
- 2015-01-20🔒Charge registered #2Lender: Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank)
- 2014-09-25🔒Charge registered #1Lender: Clydesdale Bank PLC
- 1999-06-15🏢Company incorporatedAs RIVERSDALE MARKETING (SCOTLAND) LIMITED
- 1999-06-15➕STUBBS, George David appointeddirector
- 1999-06-15➕STUBBS, Rhona appointedsecretary
- 1999-06-15➕PETER TRAINER COMPANY SECRETARIES LTD. appointedcorporate-nominee-secretary
- 1999-06-15➖PETER TRAINER COMPANY SECRETARIES LTD. resignedcorporate-nominee-secretary
- 1999-06-15➕PETER TRAINER COMPANY SECRETARIES LTD. appointedcorporate-nominee-director
- 1999-06-15➖PETER TRAINER COMPANY SECRETARIES LTD. resignedcorporate-nominee-director
- 1999-06-15➕PETER TRAINER COMPANY SERVICES LTD. appointedcorporate-nominee-director
- 1999-06-15➖PETER TRAINER COMPANY SERVICES LTD. resignedcorporate-nominee-director
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr George David Stubbs Individual · British · DOB 02/1965 · age 61 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 15/06/2017 |
1 historic (ceased) PSC
- Ms Rhona Stubbsceased 12/01/2022· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · PH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| JBLETS&STAYS LTD→ SC818422 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| JH HORTON LETTINGS LTD→ SC779904 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| JR STORAGE LIMITED→ SC525859 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| KC PROPERTY RENTALS LTD.→ SC196631 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| KEITH SHERRIT PROPERTIES LIMITED→ SC664663 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| KILTED PROPERTY LIMITED→ SC821114 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| KINLOCHMOIDART ESTATE LIMITED→ SC840445 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| KJM PROPERTY & DEVELOPMENT LTD→ SC828126 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| LES-MONA INVESTMENTS LIMITED→ SC700131 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| LM PROPERTIES (SCOTLAND) LTD→ SC684764 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| LOCHABER APARTMENTS LTD→ SC588660 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| LOCHABERNOMORE LTD→ SC759773 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1999-06-15
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
South Inch Business Centre
Shore Road
Perth
PH2 8BW
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-01-06
Last: 2025-12-23
Officers (2 active · 4 resigned)
FLEMING, Sean Liam→
Activedirector · ~37y · appointed 2024-03-27
View their other companies + combined net worth →
STUBBS, George David→
Activedirector · ~61y · appointed 1999-06-15
View their other companies + combined net worth →
STUBBS, Rhona→
Resignedsecretary · appointed 1999-06-15 · resigned 2022-01-13
PETER TRAINER COMPANY SECRETARIES LTD.→
Resignedcorporate-nominee-secretary · appointed 1999-06-15 · resigned 1999-06-15
PETER TRAINER COMPANY SECRETARIES LTD.→
Resignedcorporate-nominee-director · appointed 1999-06-15 · resigned 1999-06-15
PETER TRAINER COMPANY SERVICES LTD.→
Resignedcorporate-nominee-director · appointed 1999-06-15 · resigned 1999-06-15
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank) | A registered charge | 1 property | 20/01/2015 | 02/06/2025 | |
| satisfied | Virgin Money Clydesdale Bank PLC | A registered charge | — | 25/09/2014 | 02/06/2025 |
Recent filings (83 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-23
mortgage-satisfy-charge-full
mortgage · MR04
2025-06-02
mortgage-satisfy-charge-full
mortgage · MR04
2025-06-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-31
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-28
appoint-person-director-company-with-name-date
officers · AP01
2024-03-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-03
change-account-reference-date-company-previous-shortened
accounts · AA01
2023-01-17
confirmation-statement-with-updates
confirmation-statement · CS01
2022-10-19
change-person-director-company-with-change-date
officers · CH01
2022-10-17
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2022-10-13