5-S CONSTRUCTION LIMITED
🌳Matureactive
SC312100 · ltd · incorporated 2006-11-17
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 19.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£66.8k
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with exceptional profile and bankable structure.
Opportunity 83/100 (exceptional), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · oldest 19.1y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 19.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
8 officers (4 active, 8 linked, 4 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
63 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £66,847
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£67k
~ YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £66.8k | £66.8k |
| Net assets | £66.8k | £66.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
- 2026-01-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-01-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-01-30📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-01-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-01-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-02-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-01-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-01-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-01-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-01-30📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-12-08📄change-person-director-company-with-change-dateofficers · CH01
- 2016-12-08📄change-person-secretary-company-with-change-dateofficers · CH03
- 2016-01-28📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2008-04-09➕TURNER, Mark appointedsecretary
- 2008-04-09➖TURNER, Susan resignedsecretary
- 2008-04-09➖TURNER, Susan resigneddirector
- 2007-07-06🔒Charge registered #2Lender: Clydesdale Bank Public Limited Company
- 2007-04-04🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 2006-11-29➕OLIVER, Iona Catherine appointeddirector
- 2006-11-29➕OLIVER, John appointeddirector
- 2006-11-29➕TURNER, Mark appointeddirector
- 2006-11-29➕TURNER, Susan appointedsecretary
- 2006-11-29➖OSWALDS OF EDINBURGH LIMITED resignedcorporate-nominee-secretary
- 2006-11-29➕TURNER, Susan appointeddirector
- 2006-11-29➖JORDANS (SCOTLAND) LIMITED resignedcorporate-nominee-director
- 2006-11-17🏢Company incorporatedAs 5-S CONSTRUCTION LIMITED
- 2006-11-17➕OSWALDS OF EDINBURGH LIMITED appointedcorporate-nominee-secretary
- 2006-11-17➕JORDANS (SCOTLAND) LIMITED appointedcorporate-nominee-director
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
63/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondary12+ year tenure: Director in role 19 years.
- secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Mark Turner Individual · British · DOB 08/1964 · age 62 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · PH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| RIVERSDALE MARKETING (SCOTLAND) LIMITED→ SC197233 · est 1999 | £6.31M £5.37M–£7.26M | — | £6.31M | — | 26y | 83 | 61y |
| A. M. MACDONALD (ELECTRICAL ENGINEERS) LIMITED→ SC063317 · est 1977 | £164.5k £139.8k–£189.2k | — | £164.5k | — | 48y | 82 | 84y |
| CARE DEVELOPMENTS LIMITED→ SC232613 · est 2002 | £84.0k £71.4k–£96.6k | — | £84.0k | — | 23y | 83 | 76y |
| GHH PROPERTIES LIMITED→ SC333171 · est 2007 | £50.7k £43.1k–£58.3k | — | £50.7k | — | 18y | 83 | 58y |
| MORRIS LESLIE LIMITED→ SC092397 · est 1985 | — | — | — | 41 | 41y | 88 | 71y |
| ALBERT PLACE PROPERTIES LIMITED→ SC299672 · est 2006 | — | — | — | — | 20y | 83 | 74y |
| GLENGASK LIMITED→ SC055519 · est 1974 | — | — | — | 0 | 52y | 83 | 59y |
| NEXT HOME (SCOTLAND) LTD.→ SC264812 · est 2004 · no financials extracted | — | — | — | — | 22y | 83 | 74y |
| RUMENTS SAX LTD→ SC260359 · est 2003 | — | — | — | 0 | 22y | 83 | 59y |
| TRESCORP LIMITED→ SC111612 · est 1988 | — | — | — | 0 | 37y | 83 | 60y |
| ARATAIM LIMITED→ SC200267 · est 1999 | — | — | — | 200 | 26y | 82 | 79y |
| SMURRANLEY INVESTMENTS LTD→ SC713971 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-11-17
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
6 Atholl Crescent
Perth
PH1 5JN
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-12-01
Last: 2025-11-17
Officers (4 active · 4 resigned)
Active
OLIVER, Iona Catherine→
Activedirector · ~50y · appointed 2006-11-29
View their other companies + combined net worth →
OLIVER, John→
Activedirector · ~49y · appointed 2006-11-29
View their other companies + combined net worth →
TURNER, Mark→
Activedirector · ~62y · appointed 2006-11-29
View their other companies + combined net worth →
TURNER, Susan→
Resignedsecretary · appointed 2006-11-29 · resigned 2008-04-09
OSWALDS OF EDINBURGH LIMITED→
Resignedcorporate-nominee-secretary · appointed 2006-11-17 · resigned 2006-11-29
TURNER, Susan→
Resigneddirector · ~61y · appointed 2006-11-29 · resigned 2008-04-09
JORDANS (SCOTLAND) LIMITED→
Resignedcorporate-nominee-director · appointed 2006-11-17 · resigned 2006-11-29
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 06/07/2007 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 04/04/2007 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (63 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-01-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-02
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-01-30
change-person-director-company-with-change-date
officers · CH01
2024-01-30
accounts-with-accounts-type-micro-entity
accounts · AA
2024-01-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-29
accounts-with-accounts-type-micro-entity
accounts · AA
2023-01-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-01
accounts-with-accounts-type-micro-entity
accounts · AA
2022-01-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-07
accounts-with-accounts-type-micro-entity
accounts · AA
2021-02-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-28
accounts-with-accounts-type-micro-entity
accounts · AA
2020-01-30