5-S CONSTRUCTION LIMITED
🌳Matureactive
SC312100 · ltd · incorporated 2006-11-17
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 19.3y old — refinance window within 12 months
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No material changes in the last 90 days.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£66.8k
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with exceptional profile and bankable structure.
Opportunity 83/100 (exceptional), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · oldest 19.3y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 19.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
8 officers (4 active, 8 linked, 4 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
63 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £66,847
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£67k
~ YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £66.8k | £66.8k |
| Net assets | £66.8k | £66.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
- 2026-01-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-01-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-01-30📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-01-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-01-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-02-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-01-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-01-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-01-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-01-30📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-12-08📄change-person-director-company-with-change-dateofficers · CH01
- 2016-12-08📄change-person-secretary-company-with-change-dateofficers · CH03
- 2016-01-28📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2008-04-09➕TURNER, Mark appointedsecretary
- 2008-04-09➖TURNER, Susan resignedsecretary
- 2008-04-09➖TURNER, Susan resigneddirector
- 2007-07-06🔒Charge registered #2Lender: Clydesdale Bank Public Limited Company
- 2007-04-04🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 2006-11-29➕OLIVER, Iona Catherine appointeddirector
- 2006-11-29➕OLIVER, John appointeddirector
- 2006-11-29➕TURNER, Mark appointeddirector
- 2006-11-29➕TURNER, Susan appointedsecretary
- 2006-11-29➖OSWALDS OF EDINBURGH LIMITED resignedcorporate-nominee-secretary
- 2006-11-29➕TURNER, Susan appointeddirector
- 2006-11-29➖JORDANS (SCOTLAND) LIMITED resignedcorporate-nominee-director
- 2006-11-17🏢Company incorporatedAs 5-S CONSTRUCTION LIMITED
- 2006-11-17➕OSWALDS OF EDINBURGH LIMITED appointedcorporate-nominee-secretary
- 2006-11-17➕JORDANS (SCOTLAND) LIMITED appointedcorporate-nominee-director
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
63/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondary12+ year tenure: Director in role 20 years.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Mark Turner Individual · British · DOB 08/1964 · age 62 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · PH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| RIVERSDALE MARKETING (SCOTLAND) LIMITED→ SC197233 · est 1999 | £6.31M £5.37M–£7.26M | — | £6.31M | — | 27y | 83 | 61y |
| D.A.KENNEDY (DEVELOPMENTS) LIMITED→ SC132298 · est 1991 | £1.25M £1.07M–£1.44M | — | £1.25M | — | 35y | 82 | 79y |
| DUNKELD MEDICAL SERVICES LIMITED→ SC374226 · est 2010 | £588.3k £500.0k–£676.5k | — | £588.3k | — | 16y | 82 | 62y |
| RS DEVELOPMENTS SCOTLAND LIMITED→ SC267210 · est 2004 | £377.0k £320.4k–£433.5k | — | £377.0k | — | 22y | 82 | 75y |
| PITLOCHRY LIMITED→ SC237019 · est 2002 | £258.4k £219.6k–£297.1k | — | £258.4k | — | 23y | 82 | 74y |
| A. M. MACDONALD (ELECTRICAL ENGINEERS) LIMITED→ SC063317 · est 1977 | £164.5k £139.8k–£189.2k | — | £164.5k | — | 48y | 82 | 84y |
| MCKERCHAR & MACNAUGHTON LIMITED→ SC033621 · est 1959 | £111.7k £95.0k–£128.5k | — | £111.7k | — | 67y | 82 | 92y |
| FEAL BUSINESS DEVELOPMENT LIMITED→ SC229463 · est 2002 | £86.7k £73.7k–£99.7k | — | £86.7k | — | 24y | 82 | 71y |
| STANDCO LIMITED→ SC211193 · est 2000 | £69.3k £58.9k–£79.7k | — | £69.3k | — | 25y | 82 | 74y |
| GERARD CAMERON PROPERTIES LIMITED→ SC192577 · est 1999 | £57.3k £48.7k–£65.9k | — | £57.3k | — | 27y | 82 | 71y |
| GHH PROPERTIES LIMITED→ SC333171 · est 2007 | £35.5k £30.2k–£40.9k | — | £35.5k | — | 18y | 83 | 58y |
| PRINCES STREET CAR PARK LIMITED→ SC183331 · est 1998 | £15.2k £12.9k–£17.5k | — | £15.2k | — | 28y | 82 | 75y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-11-17
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
6 Atholl Crescent
Perth
PH1 5JN
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-12-01
Last: 2025-11-17
Officers (4 active · 4 resigned)
Active
OLIVER, Iona Catherine→
Activedirector · ~50y · appointed 2006-11-29
View their other companies + combined net worth →
OLIVER, John→
Activedirector · ~49y · appointed 2006-11-29
View their other companies + combined net worth →
TURNER, Mark→
Activedirector · ~62y · appointed 2006-11-29
View their other companies + combined net worth →
TURNER, Susan→
Resignedsecretary · appointed 2006-11-29 · resigned 2008-04-09
OSWALDS OF EDINBURGH LIMITED→
Resignedcorporate-nominee-secretary · appointed 2006-11-17 · resigned 2006-11-29
TURNER, Susan→
Resigneddirector · ~61y · appointed 2006-11-29 · resigned 2008-04-09
JORDANS (SCOTLAND) LIMITED→
Resignedcorporate-nominee-director · appointed 2006-11-17 · resigned 2006-11-29
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 06/07/2007 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 04/04/2007 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (63 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-01-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-02
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-01-30
change-person-director-company-with-change-date
officers · CH01
2024-01-30
accounts-with-accounts-type-micro-entity
accounts · AA
2024-01-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-29
accounts-with-accounts-type-micro-entity
accounts · AA
2023-01-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-01
accounts-with-accounts-type-micro-entity
accounts · AA
2022-01-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-07
accounts-with-accounts-type-micro-entity
accounts · AA
2021-02-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-28
accounts-with-accounts-type-micro-entity
accounts · AA
2020-01-30