GHH PROPERTIES LIMITED
🌳Matureactive
SC333171 · ltd · incorporated 2007-10-31
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£50.7k
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with exceptional profile and bankable structure.
Opportunity 83/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 58). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -71% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 17.3y
30/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 17.3 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
48 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £50,707
Net assets shrinking
Down £15,340 YoY
Cash draining
Cash down 71% YoY
Cash YoY
-71%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£19k
↓ 71% YoY
Net Worth
£51k
↓ 23% YoY
Current Assets
£56k
↓ 19% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £50.7k | £66.0k |
| Current assets | £56.3k | £69.6k |
| Cash | £19.3k | £66.6k |
| Debtors | £37.0k | £3.0k |
| Net assets | £50.7k | £66.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2025-07-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-19📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-11-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-10-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-07-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-07-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-07-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2015-12-29📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-07-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2015-01-13📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2010-01-11🔒Charge registered #3Lender: Mairi Gillies Maccallum
- 2009-04-30🔒Charge registered #2Lender: Bank of Scotland PLC
- 2009-01-20🔒Charge registered #1Lender: Bank of Scotland PLC
- 2007-10-31🏢Company incorporatedAs GHH PROPERTIES LIMITED
- 2007-10-31➕CHISHOLM, Antony Mac Millan appointedsecretary
- 2007-10-31➕CHISHOLM, Antony Mac Millan appointeddirector
- 2007-10-31➕MAC CALLUM, Mairi Gillies appointeddirector
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
69/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 18 years.
- secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Mairi Gillies Maccallum Individual · British · DOB 03/1975 · age 51 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2017 |
Mr Antony Mac Millan Chisholm Individual · Scottish · DOB 11/1968 · age 58 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 07/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| JH HORTON LETTINGS LTD→ SC779904 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| JR STORAGE LIMITED→ SC525859 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| KC PROPERTY RENTALS LTD.→ SC196631 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| KEEPSAFE STORAGE CENTRES LIMITED→ SC196316 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| KEITH SHERRIT PROPERTIES LIMITED→ SC664663 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| KEPTIE PROPERTY LIMITED→ SC728205 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| KILTED PROPERTY LIMITED→ SC821114 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| KINLOCHMOIDART ESTATE LIMITED→ SC840445 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| KJM PROPERTY & DEVELOPMENT LTD→ SC828126 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| KNOCKFARRIE DEVELOPMENTS LIMITED→ SC537935 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2007-10-31
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Allanbreck House
Lettermore
Ballachulish
PH49 4JD
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-11-14
Last: 2025-10-31
Officers (3 active · 0 resigned)
CHISHOLM, Antony Mac Millan→
Activesecretary · appointed 2007-10-31
View their other companies + combined net worth →
CHISHOLM, Antony Mac Millan→
Activedirector · ~58y · appointed 2007-10-31
View their other companies + combined net worth →
MAC CALLUM, Mairi Gillies→
Activedirector · ~51y · appointed 2007-10-31
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Mairi Gillies Maccallum | Standard security | 1 property | 11/01/2010 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 30/04/2009 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Bond & floating charge | 1 property | 20/01/2009 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (48 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-25
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-11-19
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2020-11-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-11-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-10-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-11-13