GHH PROPERTIES LIMITED

🌳Matureactive
SC333171 · ltd · incorporated 2007-10-31
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Why now
Window steady · medium confidence
Mixed signals — 1 changes over 30 days, no clear direction yet.
  • · Refinance opportunity: under_pressure → clean_up_first
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 17.5y old — refinance window within 12 months
What changed my view
Last 30 days

Mixed signals in the last 30 days — 0 improved, 0 worsened.

  • ·Refinance opportunity: under_pressure → clean_up_first
Last 90 days

Mixed signals in the last 90 days — 0 improved, 0 worsened.

  • ·Refinance opportunity: under_pressure → clean_up_first
Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2025
Net worth
£35.5k
book net assets
Opportunity
83/100
Exceptional
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with exceptional profile and bankable structure.

Opportunity 83/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 58). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 3 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · 2 lenders · oldest 17.5y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 17.5 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
3 years of iXBRL accounts extracted + narrative notes parsed
95
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
49 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £35,532
Net assets shrinking
Down £15,175 YoY
Cash YoY
+121%
Year on year

Key financials

3 years extracted from filed iXBRL accounts
Cash
£43k
↑ 121% YoY
Net Worth
£36k
↓ 30% YoY
Current Assets
£44k
↓ 21% YoY
Current Liabilities
—
£0£14k£28k£42k£56k£70kOct 2023Oct 2024Oct 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-10-312024-10-312023-10-31
Total assets£35.5k£50.7k£66.0k
Current assets£44.2k£56.3k£69.6k
Cash£42.5k£19.3k£66.6k
Debtors£1.6k£37.0k£3.0k
Net assets£35.5k£50.7k£66.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • • 1 accounts
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2026-07-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-07-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-07-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-07-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-07-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-07-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2020-11-19
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  8. 2020-11-19
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  9. 2020-10-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-07-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2018-06-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2017-07-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2016-07-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2015-12-29
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2015-07-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2010-01-11
    🔒
    Charge registered #3
    Lender: Mairi Gillies Maccallum
  17. 2009-04-30
    🔒
    Charge registered #2
    Lender: Bank of Scotland PLC
  18. 2009-01-20
    🔒
    Charge registered #1
    Lender: Bank of Scotland PLC
  19. 2007-10-31
    🏢
    Company incorporated
    As GHH PROPERTIES LIMITED
  20. 2007-10-31
    ➕
    CHISHOLM, Antony Mac Millan appointed
    secretary
  21. 2007-10-31
    ➕
    CHISHOLM, Antony Mac Millan appointed
    director
  22. 2007-10-31
    ➕
    MAC CALLUM, Mairi Gillies appointed
    director

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 58 — approaching natural succession window.

Succession & seller-readiness

69/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 19 years.
  • secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mrs Mairi Gillies Maccallum
Individual · British · DOB 03/1975 · age 51
75–100%
75–100%75-100% shares · 75-100% voting06/04/2017
Mr Antony Mac Millan Chisholm
Individual · Scottish · DOB 11/1968 · age 58
75–100%
75–100%75-100% shares · 75-100% voting07/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2007-10-31
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

Allanbreck House
Lettermore
Ballachulish
PH49 4JD

Filing status

Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2026-11-14
Last: 2025-10-31

Officers (3 active · 0 resigned)

CHISHOLM, Antony Mac Millan→
secretary · appointed 2007-10-31
View their other companies + combined net worth →
Active
CHISHOLM, Antony Mac Millan→
director · ~58y · appointed 2007-10-31
View their other companies + combined net worth →
Active
MAC CALLUM, Mairi Gillies→
director · ~51y · appointed 2007-10-31
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
3
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Mairi Gillies Maccallum
Standard security1 property11/01/2010—
outstanding
Lloyds Banking Group
Bank of Scotland PLC
Standard security1 property30/04/2009—
outstanding
Lloyds Banking Group
Bank of Scotland PLC
Bond & floating charge1 property20/01/2009—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (49 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-07-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-25
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-11-19
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2020-11-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-11-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-10-15