HOLY LOCH MARINA (SANDBANK) LIMITED

🌳Matureactive

SC198973 · ltd · incorporated 1999-08-17

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Why now

Window steady · low confidence

Steady and tidy — no seller pressure yet. Approach only if an angle opens.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 24.9y old — refinance window within 12 months

What changed my view

Last 30 days

No material changes in the last 30 days.

Last 90 days

No material changes in the last 90 days.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Nov 2025

Net worth

—

book net assets

Opportunity

82/100

Exceptional

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What this business does

Primary activity: Other amusement and recreation activities n.e.c.

Sector: Arts, entertainment & recreation

Investor take

Pursue

Active trading company with a 77-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 77). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 24.9y

65/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 24.9 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (72/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

8 officers (4 active, 8 linked, 4 with DOB)

Ownership & PSC

1 active PSC(s) of 2 total, 2 with control declared

Director network

3 connected companies via shared directors

Filing history

71 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

82/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-11-30
Average employees	9

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (30 events)Click to expand

2026-03-09
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-29
📄
change-account-reference-date-company-current-extended
accounts · AA01
2024-12-20
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-17
📄
change-person-director-company-with-change-date
officers · CH01
2024-06-05
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-06-05
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-03-27
➖
DOWNS, Matthew resigned
director
2023-11-23
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-02
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2023-03-10
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-22
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-03-31
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-01-03
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-02-07
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2019-02-07
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2019-02-05
➕
MILLAR, Thomas appointed
secretary
2019-02-05
➖
DOWNS, Elaine Janet resigned
secretary
2018-10-04
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-03-07
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2014-12-01
➕
ALLAN, Alison Claire appointed
director
2014-12-01
➕
DOWNS, Stuart Andrew appointed
director
2001-09-24
🔒
Charge registered #1
Lender: Clydesdale Bank Public Limited Company
1999-08-17
🏢
Company incorporated
As HOLY LOCH MARINA (SANDBANK) LIMITED
1999-08-17
➕
DOWNS, Elaine Janet appointed
director
1999-08-17
➕
DOWNS, Elaine Janet appointed
secretary
1999-08-17
➕
BRIAN REID LTD. appointed
corporate-nominee-secretary
1999-08-17
➖
BRIAN REID LTD. resigned
corporate-nominee-secretary
1999-08-17
➕
DOWNS, Matthew appointed
director
1999-08-17
➕
STEPHEN MABBOTT LTD. appointed
corporate-nominee-director
1999-08-17
➖
STEPHEN MABBOTT LTD. resigned
corporate-nominee-director

Owner dependency

83/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 77 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 27 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Seavision(Scotland) Ltd holds majority control (50-75%). Likely parent but not wholly-owned.

🏛️

Seavision(Scotland) Ltd

Corporate parent · holds 50-75% shares

majority

⬇

HOLY LOCH MARINA (SANDBANK) LIMITED

This company · SC198973

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Seavision(Scotland) Ltd Corporate entity	50–75%	—	50-75% shares	17/08/2016

1 historic (ceased) PSC

Mr Matthew Downsceased 27/03/2024· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Leisure & entertainment · PA postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
ARGYLL MAUSOLEUM LIMITED→ SC363151 · est 2009	—	—	£41.5k	—	17y	83	78y
OBAN & LORN COMMUNITY ENTERPRISE LIMITED→ SC139465 · est 1992 · no financials extracted	—	—	—	—	34y	83	67y
OBAN WAR AND PEACE MUSEUM→ SC251697 · est 2003	—	—	—	1	23y	83	82y
PACE THEATRE COMPANY LIMITED→ SC138628 · est 1992 · no financials extracted	—	—	—	—	34y	83	76y
STAGE HIRE SCOTLAND LTD.→ SC337290 · est 2008	—	—	£2.10M	—	18y	83	60y
THE DALMALLY COMMUNITY COMPANY→ SC227930 · est 2002 · no financials extracted	—	—	—	—	24y	83	84y
A & J ENTERPRISE SOLUTIONS LTD→ SC382429 · est 2010	—	—	—	26	15y	82	69y
QUADMANIA LIMITED→ SC211922 · est 2000	—	—	£244.9k	—	25y	82	61y
WARDHOUSE EQUESTRIAN CENTRE LTD.→ SC199570 · est 1999	—	—	£236.9k	—	26y	82	66y
BUTE HIGHLAND GAMES LIMITED→ SC288479 · est 2005	—	—	£81.9k	—	20y	81	78y
FLUORESCENT FILMS LIMITED→ SC295929 · est 2006	—	—	—	0	20y	81	61y
IOMAIRT CHILLE-CHOMAIN→ SC224167 · est 2001 · no financials extracted	—	—	—	—	24y	81	76y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1999-08-17

Jurisdictionscotland

Primary SIC93290 — Other amusement and recreation activities n.e.c.

Registered office

Holy Loch Marina

Rankins Brae

Sandbank

Argyll

PA23 8QB

Filing status

Accounts

Next due: 2027-08-31

Last made up to: 2025-11-30

Confirmation statement

Next due: 2026-08-31

Last: 2025-08-17

Officers (4 active · 4 resigned)

MILLAR, Thomas→

secretary · appointed 2019-02-05

View their other companies + combined net worth →

Active

ALLAN, Alison Claire→

director · ~52y · appointed 2014-12-01

View their other companies + combined net worth →

Active

DOWNS, Elaine Janet→

director · ~77y · appointed 1999-08-17

View their other companies + combined net worth →

Active

DOWNS, Stuart Andrew→

director · ~45y · appointed 2014-12-01

View their other companies + combined net worth →

Active

DOWNS, Elaine Janet→

secretary · appointed 1999-08-17 · resigned 2019-02-05

Resigned

BRIAN REID LTD.→

corporate-nominee-secretary · appointed 1999-08-17 · resigned 1999-08-17

Resigned

DOWNS, Matthew→

director · ~79y · appointed 1999-08-17 · resigned 2024-03-27

Resigned

STEPHEN MABBOTT LTD.→

corporate-nominee-director · appointed 1999-08-17 · resigned 1999-08-17

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:1 of 1 shown

			Type	Properties
	outstanding	Virgin Money Clydesdale Bank Public Limited Company	Floating charge	1 property	24/09/2001	—

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (71 total)

accounts-with-accounts-type-micro-entity

accounts · AA

2026-03-09

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-08-29

change-account-reference-date-company-current-extended

accounts · AA01

2025-05-29

accounts-with-accounts-type-micro-entity

accounts · AA

2024-12-20

change-person-director-company-with-change-date

officers · CH01

2024-11-17

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-08-27

termination-director-company-with-name-termination-date

officers · TM01

2024-06-05

cessation-of-a-person-with-significant-control

persons-with-significant-control · PSC07

2024-06-05

accounts-with-accounts-type-micro-entity

accounts · AA

2023-11-23

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-08-22

notification-of-a-person-with-significant-control

persons-with-significant-control · PSC02

2023-05-02

accounts-with-accounts-type-micro-entity

accounts · AA

2023-03-10

confirmation-statement-with-no-updates

confirmation-statement · CS01

2022-08-18

accounts-with-accounts-type-micro-entity

accounts · AA

2021-12-22

confirmation-statement-with-no-updates

confirmation-statement · CS01

2021-08-29