HOLY LOCH MARINA (SANDBANK) LIMITED

🌳Matureactive
SC198973 · ltd · incorporated 1999-08-17
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 24.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2025
Net worth
—
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: Other amusement and recreation activities n.e.c.
Sector: Arts, entertainment & recreation
Investor take
Pursue
Active trading company with a 77-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 77). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 24.6y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 24.6 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (72/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
8 officers (4 active, 8 linked, 4 with DOB)
80
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
71 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-11-30
Average employees9

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
  1. 2026-03-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-05-29
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  3. 2024-12-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2024-11-17
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2024-06-05
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  6. 2024-06-05
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  7. 2024-03-27
    ➖
    DOWNS, Matthew resigned
    director
  8. 2023-11-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2023-05-02
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  10. 2023-03-10
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2021-12-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2021-03-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2020-01-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2019-02-07
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  15. 2019-02-07
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  16. 2019-02-05
    ➕
    MILLAR, Thomas appointed
    secretary
  17. 2019-02-05
    ➖
    DOWNS, Elaine Janet resigned
    secretary
  18. 2018-10-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  19. 2018-03-07
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  20. 2014-12-01
    ➕
    ALLAN, Alison Claire appointed
    director
  21. 2014-12-01
    ➕
    DOWNS, Stuart Andrew appointed
    director
  22. 2001-09-24
    🔒
    Charge registered #1
    Lender: Clydesdale Bank Public Limited Company
  23. 1999-08-17
    🏢
    Company incorporated
    As HOLY LOCH MARINA (SANDBANK) LIMITED
  24. 1999-08-17
    ➕
    DOWNS, Elaine Janet appointed
    director
  25. 1999-08-17
    ➕
    DOWNS, Elaine Janet appointed
    secretary
  26. 1999-08-17
    ➕
    BRIAN REID LTD. appointed
    corporate-nominee-secretary
  27. 1999-08-17
    ➖
    BRIAN REID LTD. resigned
    corporate-nominee-secretary
  28. 1999-08-17
    ➕
    DOWNS, Matthew appointed
    director
  29. 1999-08-17
    ➕
    STEPHEN MABBOTT LTD. appointed
    corporate-nominee-director
  30. 1999-08-17
    ➖
    STEPHEN MABBOTT LTD. resigned
    corporate-nominee-director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 77 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 27 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Seavision(Scotland) Ltd holds majority control (50-75%). Likely parent but not wholly-owned.

🏛️
Seavision(Scotland) Ltd
Corporate parent · holds 50-75% shares
majority
⬇
HOLY LOCH MARINA (SANDBANK) LIMITED
This company · SC198973

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Seavision(Scotland) Ltd
Corporate entity
50–75%
—50-75% shares17/08/2016
1 historic (ceased) PSC
  • Mr Matthew Downsceased 27/03/2024· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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ARGYLL MAUSOLEUM LIMITED→
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————33y8367y
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————33y8376y
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1999-08-17
Jurisdictionscotland
Primary SIC93290 — Other amusement and recreation activities n.e.c.

Registered office

Holy Loch Marina
Rankins Brae
Sandbank
Argyll
PA23 8QB

Filing status

Accounts
Next due: 2027-08-31
Last made up to: 2025-11-30
Confirmation statement
Next due: 2026-08-31
Last: 2025-08-17

Officers (4 active · 4 resigned)

MILLAR, Thomas→
secretary · appointed 2019-02-05
View their other companies + combined net worth →
Active
ALLAN, Alison Claire→
director · ~52y · appointed 2014-12-01
View their other companies + combined net worth →
Active
DOWNS, Elaine Janet→
director · ~77y · appointed 1999-08-17
View their other companies + combined net worth →
Active
DOWNS, Stuart Andrew→
director · ~45y · appointed 2014-12-01
View their other companies + combined net worth →
Active
DOWNS, Elaine Janet→
secretary · appointed 1999-08-17 · resigned 2019-02-05
Resigned
BRIAN REID LTD.→
corporate-nominee-secretary · appointed 1999-08-17 · resigned 1999-08-17
Resigned
DOWNS, Matthew→
director · ~79y · appointed 1999-08-17 · resigned 2024-03-27
Resigned
STEPHEN MABBOTT LTD.→
corporate-nominee-director · appointed 1999-08-17 · resigned 1999-08-17
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property24/09/2001—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (71 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-29
change-account-reference-date-company-current-extended
accounts · AA01
2025-05-29
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-20
change-person-director-company-with-change-date
officers · CH01
2024-11-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-27
termination-director-company-with-name-termination-date
officers · TM01
2024-06-05
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-06-05
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-22
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2023-05-02
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-18
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-29