BESPOKE PROPERTY DEVELOPMENTS LIMITED
Opportunity 70/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: portfolio break-up (40/100).
Refinance opportunity
23 live charges · 4 lenders · oldest 26.3y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 26.3 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-07-31 | 2023-07-31 |
|---|---|---|
| Total assets | £4.50M | £4.28M |
| Current assets | £3.37M | £3.54M |
| Cash | £770.2k | £673.6k |
| Debtors | £1.77M | £2.86M |
| Net assets | £4.50M | £4.28M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (61 events)Click to expand
- 2025-04-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-03📄change-person-secretary-company-with-change-dateofficers · CH03
- 2024-06-05📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-06-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-06-05📄change-person-director-company-with-change-dateofficers · CH01
- 2024-06-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-04-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-04-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-04-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-03-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-04-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2008-08-04🔒Charge registered #23Lender: Royal Bank of Scotland PLC
- 2008-08-04🔒Charge registered #22Lender: Royal Bank of Scotland PLC
- 2008-08-01🔒Charge registered #21Lender: The Cook Factor Limited
- 2008-04-02🔓Charge satisfied #17
- 2008-03-10🔒Charge registered #20Lender: Clydesdale Bank PLC
- 2008-01-28🔒Charge registered #19Lender: Clydesdale Bank Public Limited Company
- 2007-11-14🔓Charge satisfied #16
- 2007-09-13🔓Charge satisfied #15
- 2007-08-16🔓Charge satisfied #14
- 2007-07-07🔓Charge satisfied #10
- 2007-07-07🔓Charge satisfied #9
- 2007-07-07🔓Charge satisfied #8
- 2007-04-23🔒Charge registered #18Lender: Clydesdale Bank Public Limited Company
- 2007-04-18🔒Charge registered #17Lender: Clydesdale Bank Public Limited Company
- 2007-03-12🔒Charge registered #16Lender: Clydesdale Bank Public Limited Company
- 2006-12-12🔒Charge registered #15Lender: Clydesdale Bank Public Limited Company
- 2006-08-29🔒Charge registered #14Lender: Clydesdale Bank Public Limited Company
- 2006-05-08🔒Charge registered #13Lender: Clydesdale Bank Public Limited Company
- 2006-01-26🔓Charge satisfied #12
- 2006-01-26🔓Charge satisfied #11
- 2003-11-07🔒Charge registered #12Lender: Clydesdale Bank Public Limited Company
- 2003-09-10🔒Charge registered #11Lender: Clydesdale Bank Public Limited Company
- 2003-09-01🔒Charge registered #10Lender: Clydesdale Bank Public Limited Company
- 2003-03-12🔓Charge satisfied #7
- 2002-09-10🔒Charge registered #9Lender: Clydesdale Bank Public Limited Company
- 2002-09-06🔒Charge registered #8Lender: Clydesdale Bank Public Limited Company
- 2002-08-20🔓Charge satisfied #5
- 2002-07-03🔒Charge registered #7Lender: Clydesdale Bank Public Limited Company
- 2002-04-30🔓Charge satisfied #6
- 2001-10-26🔒Charge registered #6Lender: Clydesdale Bank Public Limited Company
- 2001-10-26🔓Charge satisfied #4
- 2001-08-10🔒Charge registered #5Lender: Clydesdale Bank Public Limited Company
- 2001-04-17🔓Charge satisfied #2
- 2001-04-04🔒Charge registered #4Lender: Clydesdale Bank Public Limited Company
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 27 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Colin Wong Individual · British · DOB 05/1972 · age 54 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 05/06/2024 |
Mrs Ching Yi Jenny Wong Individual · British · DOB 02/1972 · age 54 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 05/06/2024 |
1 historic (ceased) PSC
- Mrs Jenny Ching Wongceased 05/06/2024· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 04/08/2008 | — | |
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 04/08/2008 | — | |
| outstanding | The Cook Factor The Cook Factor Limited | Standard security | 1 property | 01/08/2008 | — | |
| outstanding | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 10/03/2008 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 28/01/2008 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 23/04/2007 | — | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 18/04/2007 | 02/04/2008 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 12/03/2007 | 14/11/2007 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 12/12/2006 | 13/09/2007 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 29/08/2006 | 16/08/2007 | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 08/05/2006 | — | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 07/11/2003 | 26/01/2006 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 10/09/2003 | 26/01/2006 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 01/09/2003 | 07/07/2007 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 10/09/2002 | 07/07/2007 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 06/09/2002 | 07/07/2007 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 03/07/2002 | 12/03/2003 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 26/10/2001 | 30/04/2002 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 10/08/2001 | 20/08/2002 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 04/04/2001 | 26/10/2001 | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 03/05/2000 | — | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 04/04/2000 | 17/04/2001 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 17/01/2000 | 16/05/2000 |