BISHOP LOCH (MACDONALD) LIMITED
🌳Matureactive
SC201993 · ltd · incorporated 1999-12-01
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 18.8y old — refinance window within 12 months
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: Construction of domestic buildings
Sector: Construction
Investor take
PursueActive trading company with a 74-year-old founder — textbook succession opportunity.
Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 74). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · oldest 18.8y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 18.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
10 officers (3 active, 10 linked, 5 with DOB)
80
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
28 connected companies via shared directors
90
Filing history
98 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
- 2025-07-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-01-15📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-03-28📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-01-11📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-01-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-12-21📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-12-20📄gazette-notice-compulsorygazette · GAZ1
- 2022-03-12📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-03-11📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-03-01📄gazette-notice-compulsorygazette · GAZ1
- 2021-03-11📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-12-20📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-12-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-01-22📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2018-01-22📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2014-09-23🔓Charge satisfied #2
- 2009-11-24➖CITRIN, David Lewis Robert resignedsecretary
- 2009-11-24➖CITRIN, David Lewis Robert resigneddirector
- 2008-08-31➕CITRIN, David Lewis Robert appointedsecretary
- 2008-08-31➖ROBERTSON, Robert Murray resignedsecretary
- 2008-08-31➖ROBERTSON, Robert Murray resigneddirector
- 2007-12-03🔒Charge registered #2Lender: Clydesdale Bank Public Limited Company
- 2007-09-27➖O'DONNELL, Harry Joseph resignedsecretary
- 2007-09-27➕ROBERTSON, Robert Murray appointedsecretary
- 2007-09-27➕CITRIN, David Lewis Robert appointeddirector
- 2007-09-27➕ROBERTSON, Robert Murray appointeddirector
- 2007-09-25🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 2000-03-01➕CANNON, Michael appointeddirector
- 2000-03-01➕KIRK, Owen appointeddirector
- 2000-02-18➕O'DONNELL, Harry Joseph appointeddirector
- 2000-02-18➕O'DONNELL, Harry Joseph appointedsecretary
- 2000-02-18➖OSWALDS OF EDINBURGH LIMITED resignedcorporate-nominee-secretary
- 2000-02-18➖JORDANS (SCOTLAND) LIMITED resignedcorporate-nominee-director
- 1999-12-01🏢Company incorporatedAs BISHOP LOCH (MACDONALD) LIMITED
- 1999-12-01➕OSWALDS OF EDINBURGH LIMITED appointedcorporate-nominee-secretary
- 1999-12-01➕JORDANS (SCOTLAND) LIMITED appointedcorporate-nominee-director
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 26 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 74 — succession pressure is live.
Succession & seller-readiness
90/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 26 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 27 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Owen Kirk Individual · Irish · DOB 10/1952 · age 74 | — | 25–50% | 25-50% voting | 02/10/2016 |
Mr Michael Cannon Individual · Irish · DOB 10/1956 · age 70 | — | 25–50% | 25-50% voting | 02/10/2016 |
Mr Harry Joseph O'Donnell Individual · British · DOB 06/1954 · age 72 | — | — | sig. influencesignificant influence | 02/10/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| GEORGE LESLIE LIMITED→ SC251886 · est 2003 | £42.07M £30.05M–£54.09M | — | — | 43000 | 23y | 87 | 59y |
| MACKENZIE CONSTRUCTION LIMITED→ SC073177 · est 1980 | £19.04M £13.60M–£24.48M | — | — | 292 | 45y | 87 | 61y |
| SLM MACKENZIE LIMITED→ SC243618 · est 2003 | £19.02M £13.59M–£24.46M | — | — | 292 | 23y | 86 | 63y |
| LUDDON CONSTRUCTION LIMITED→ SC057943 · est 1975 | £11.36M £8.11M–£14.61M | — | — | 540 | 51y | 87 | 60y |
| CURTIS MOORE (CLADDING SYSTEMS) LIMITED→ SC206369 · est 2000 | £6.45M £4.61M–£8.30M | — | — | 3700 | 26y | 85 | 65y |
| A.B. 2000 LTD.→ SC155832 · est 1995 | £6.43M £4.59M–£8.26M | — | — | 10600 | 31y | 84 | 46y |
| FRONT LINE CONSTRUCTION LIMITED→ SC068593 · est 1979 | £3.67M £2.62M–£4.72M | — | — | 106 | 47y | 83 | 56y |
| VEITCHI INTERIORS LIMITED→ SC042401 · est 1965 | £3.00M £2.15M–£3.86M | — | — | 53 | 60y | 87 | 61y |
| INSITE CONTRACTS LIMITED→ SC162464 · est 1996 | £682.9k £487.8k–£878.0k | — | — | 47 | 30y | 85 | 60y |
| TARPAVE LIMITED→ SC240089 · est 2002 | £32.6k £23.3k–£41.9k | £2.30M | — | 1100 | 23y | 84 | 65y |
| A H F CONSTRUCTION MANAGEMENT LTD.→ SC352436 · est 2008 | — | — | £2.19M | — | 17y | 83 | 58y |
| ARC-TECH (SCOTLAND) LIMITED→ SC127099 · est 1990 · no financials extracted | — | — | — | — | 35y | 83 | 75y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1999-12-01
Jurisdictionscotland
Primary SIC41202 — Construction of domestic buildings
Registered office
13 Newton Place
Glasgow
G3 7PR
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-10-15
Last: 2025-10-01
Officers (3 active · 7 resigned)
CANNON, Michael→
Activedirector · ~70y · appointed 2000-03-01
View their other companies + combined net worth →
Active
O'DONNELL, Harry Joseph→
Activedirector · ~72y · appointed 2000-02-18
View their other companies + combined net worth →
CITRIN, David Lewis Robert→
Resignedsecretary · appointed 2008-08-31 · resigned 2009-11-24
O'DONNELL, Harry Joseph→
Resignedsecretary · appointed 2000-02-18 · resigned 2007-09-27
ROBERTSON, Robert Murray→
Resignedsecretary · appointed 2007-09-27 · resigned 2008-08-31
OSWALDS OF EDINBURGH LIMITED→
Resignedcorporate-nominee-secretary · appointed 1999-12-01 · resigned 2000-02-18
CITRIN, David Lewis Robert→
Resigneddirector · ~83y · appointed 2007-09-27 · resigned 2009-11-24
ROBERTSON, Robert Murray→
Resigneddirector · ~51y · appointed 2007-09-27 · resigned 2008-08-31
JORDANS (SCOTLAND) LIMITED→
Resignedcorporate-nominee-director · appointed 1999-12-01 · resigned 2000-02-18
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 2 properties | 03/12/2007 | 23/09/2014 | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 25/09/2007 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (98 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-11
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-07-30
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-01-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-10
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-03-28
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-01-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-19
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-01-30
gazette-filings-brought-up-to-date
gazette · DISS40
2022-12-21
gazette-notice-compulsory
gazette · GAZ1
2022-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-15
gazette-filings-brought-up-to-date
gazette · DISS40
2022-03-12
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-03-11
gazette-notice-compulsory
gazette · GAZ1
2022-03-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-25