THE ACTUAL REALITY TRUST
🌳Matureactive
SC211025 · private-limited-guarant-nsc-limited-exemption · incorporated 2000-09-14
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Why now
Window steady · low confidence
Steady and tidy — no seller pressure yet. Approach only if an angle opens.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 19.6y old — refinance window within 12 months
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No material changes in the last 90 days.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: Other education n.e.c.
Sector: Education
Investor take
PursueActive trading company with a 73-year-old founder — textbook succession opportunity.
Opportunity 83/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 73). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 19.6y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 19.6 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 38/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (57/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
23 officers (4 active, 23 linked, 19 with DOB)
87
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
113 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
2
filings
- • 1 accounts
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (64 events)Click to expand
- 2026-05-07📄accounts-with-accounts-type-smallaccounts · AA
- 2026-04-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-03-31➖MILLER, Richard Ian resigneddirector
- 2026-01-13➕OSBORNE, Eilidh Clark appointeddirector
- 2026-01-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-05-07📄accounts-with-accounts-type-smallaccounts · AA
- 2025-03-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-03-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-02-14➕KERR, Nicola Susan appointeddirector
- 2025-02-14➖DOWNIE, Alison Frances resigneddirector
- 2025-02-14➖LAVEROCK, Alan James resigneddirector
- 2025-02-14➕MILLER, Richard Ian appointeddirector
- 2024-05-23📄accounts-with-accounts-type-smallaccounts · AA
- 2024-02-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-02-09➖GIBB, Gordon Alexander resigneddirector
- 2023-04-12📄accounts-with-accounts-type-smallaccounts · AA
- 2022-04-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-29📄accounts-with-accounts-type-smallaccounts · AA
- 2020-11-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-10-03➕LAVEROCK, Alan James appointeddirector
- 2020-04-27📄accounts-with-accounts-type-smallaccounts · AA
- 2019-07-05📄accounts-amended-with-accounts-type-smallaccounts · AAMD
- 2019-05-01📄accounts-with-accounts-type-smallaccounts · AA
- 2019-04-30📄accounts-amended-with-accounts-type-smallaccounts · AAMD
- 2018-03-27➖BRESLIN, Michael Charles resigneddirector
- 2018-03-27➖GRAY, Barbara resigneddirector
- 2017-12-22➕BRESLIN, Michael Charles appointeddirector
- 2017-12-22➖BRESLIN, Michael Charles resigneddirector
- 2017-11-29➕BRESLIN, Michael Charles appointeddirector
- 2016-12-14➖MASON, Christopher Michael, Dr. resigneddirector
- 2016-07-12➕GRAY, Barbara appointeddirector
- 2015-05-11➖MOFFAT, Lennie Mcgeoch resigneddirector
- 2015-03-31➖HASSALL, William Mcmillan resigneddirector
- 2014-04-07➖ROSS, Donald Gordon Fraser resigneddirector
- 2014-01-31➖LAVEROCK, Alan James resigneddirector
- 2013-02-08🔒Charge registered #3Lender: Argyll & Bute Council
- 2013-02-08🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2009-02-27➕GIBB, Gordon Alexander appointeddirector
- 2007-10-31➕WILSON, Peter Carey Lawrie appointedsecretary
- 2007-09-12➖JAMIESON, John, Dr resignedsecretary
- 2007-08-20➕HASSALL, William Mcmillan appointeddirector
- 2007-04-16➕JAMIESON, John, Dr appointedsecretary
- 2007-04-16➖MOFFAT, Lennie Mcgeoch resignedsecretary
- 2006-12-08🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2005-11-14➕ROSS, Donald Gordon Fraser appointeddirector
- 2005-04-20➕DOWNIE, Alison Frances appointeddirector
- 2005-04-20➕LAVEROCK, Alan James appointeddirector
- 2005-04-20➕MASON, Christopher Michael, Dr. appointeddirector
Showing most recent 50 of 64 events
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 26 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 73 — succession pressure is live.
Succession & seller-readiness
80/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 26 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Peter Carey Wilson Individual · British · DOB 06/1953 · age 73 | — | — | sig. influencesignificant influence · trust interest | 01/09/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Education & training · PA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CAIRNDOW COMMUNITY CHILDCARE LIMITED→ SC276132 · est 2004 | — | — | £1.66M | — | 21y | 83 | 66y |
| IONAD CHALUIM CHILLE ILE→ SC209046 · est 2000 · no financials extracted | — | — | — | — | 26y | 83 | 91y |
| ST COLUMBA'S DRIMNIN TRUST LIMITED→ SC289026 · est 2005 | — | — | £22.9k | — | 20y | 83 | 80y |
| THE DRIVER THEORY TRAINING CENTRE LIMITED→ SC272807 · est 2004 | — | — | — | — | 21y | 83 | 64y |
| CARLI'S KINDERGARTEN LTD→ SC290076 · est 2005 | — | — | £49.5k | — | 20y | 82 | 73y |
| PROFESSIONAL DIVING ACADEMY LIMITED→ SC264798 · est 2004 | — | — | £309.0k | — | 22y | 82 | 71y |
| ENGAGE RENFREWSHIRE→ SC120101 · est 1989 · no financials extracted | — | — | — | — | 36y | 81 | 68y |
| PARKLEA ASSOCIATION BRANCHING OUT LTD.→ SC180646 · est 1997 · no financials extracted | — | — | — | — | 28y | 81 | 82y |
| RIG ARTS LTD→ SC396962 · est 2011 · no financials extracted | — | — | — | — | 15y | 81 | 81y |
| THE CLAN MACINTYRE TRUST→ SC346619 · est 2008 | — | — | £3.2k | — | 17y | 81 | 86y |
| CARPE DIEM TRAINING LTD→ SC384081 · est 2010 | — | — | £78.2k | — | 15y | 80 | 72y |
| COMPETENCE BASED TRAINING LIMITED→ SC195574 · est 1999 | — | — | £92.5k | — | 26y | 80 | 72y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-limited-guarant-nsc-limited-exemption
Incorporated2000-09-14
Jurisdictionscotland
Primary SIC85590 — Other education n.e.c.
Registered office
Ardentinny Outdoor Centre
Ardentinny
Dunoon
Argyll
PA23 8TR
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2026-09-28
Last: 2025-09-14
Officers (4 active · 19 resigned)
WILSON, Peter Carey Lawrie→
Activesecretary · appointed 2007-10-31
View their other companies + combined net worth →
KERR, Nicola Susan→
Activedirector · ~52y · appointed 2025-02-14
View their other companies + combined net worth →
OSBORNE, Eilidh Clark→
Activedirector · ~19y · appointed 2026-01-13
View their other companies + combined net worth →
WILSON, Peter Carey→
Activedirector · ~73y · appointed 2000-09-14
View their other companies + combined net worth →
JAMIESON, John, Dr→
Resignedsecretary · appointed 2007-04-16 · resigned 2007-09-12
KERR, Nicola Susan→
Resignedsecretary · appointed 2000-09-14 · resigned 2005-02-01
MOFFAT, Lennie Mcgeoch→
Resignedsecretary · appointed 2005-02-01 · resigned 2007-04-16
BRESLIN, Michael Charles→
Resigneddirector · ~74y · appointed 2017-12-22 · resigned 2017-12-22
BRESLIN, Michael Charles→
Resigneddirector · ~74y · appointed 2017-11-29 · resigned 2018-03-27
DOHERTY, Aidan Patrick James→
Resigneddirector · ~60y · appointed 2004-05-28 · resigned 2004-10-21
DOWNIE, Alison Frances→
Resigneddirector · ~63y · appointed 2005-04-20 · resigned 2025-02-14
ELLMORE, Bonita Victoria Rose→
Resigneddirector · ~55y · appointed 2004-05-28 · resigned 2004-10-21
GIBB, Gordon Alexander→
Resigneddirector · ~67y · appointed 2009-02-27 · resigned 2024-02-09
GRAY, Barbara→
Resigneddirector · ~68y · appointed 2016-07-12 · resigned 2018-03-27
HASSALL, William Mcmillan→
Resigneddirector · ~91y · appointed 2007-08-20 · resigned 2015-03-31
KERR, Nicola Susan→
Resigneddirector · ~52y · appointed 2004-05-28 · resigned 2005-02-01
LAVEROCK, Alan James→
Resigneddirector · ~71y · appointed 2020-10-03 · resigned 2025-02-14
LAVEROCK, Alan James→
Resigneddirector · ~71y · appointed 2005-04-20 · resigned 2014-01-31
MASON, Christopher Michael, Dr.→
Resigneddirector · ~85y · appointed 2005-04-20 · resigned 2016-12-14
MILLER, Richard Ian→
Resigneddirector · ~69y · appointed 2025-02-14 · resigned 2026-03-31
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Argyll & Bute Council | Standard security | 1 property | 08/02/2013 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 08/02/2013 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 08/12/2006 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (113 total)
accounts-with-accounts-type-small
accounts · AA
2026-05-07
termination-director-company-with-name-termination-date
officers · TM01
2026-04-02
appoint-person-director-company-with-name-date
officers · AP01
2026-01-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-22
accounts-with-accounts-type-small
accounts · AA
2025-05-07
appoint-person-director-company-with-name-date
officers · AP01
2025-03-12
appoint-person-director-company-with-name-date
officers · AP01
2025-03-11
termination-director-company-with-name-termination-date
officers · TM01
2025-03-11
termination-director-company-with-name-termination-date
officers · TM01
2025-03-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-27
accounts-with-accounts-type-small
accounts · AA
2024-05-23
termination-director-company-with-name-termination-date
officers · TM01
2024-02-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-06
accounts-with-accounts-type-small
accounts · AA
2023-04-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-29