IONAD CHALUIM CHILLE ILE
- · Oldest live charge 23.8y old — refinance window within 12 months
Opportunity 83/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 91). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 3 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
3 live charges · 2 lenders · oldest 23.8y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 23.8 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 38/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Recent activity
Corporate timeline (89 events)Click to expand
- 2025-09-12📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-09-12📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-09-05➕MACKELLAR, Sheena appointedsecretary
- 2025-09-05➖WOODROW, Neil Iain resignedsecretary
- 2025-08-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-03📄memorandum-articlesincorporation · MA
- 2025-02-03📄resolutionresolution · RESOLUTIONS
- 2024-07-26➖SIMCO, Neil Peter, Professor resigneddirector
- 2024-07-26📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-07-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-09➖CURRIE, Robin Anderson resigneddirector
- 2024-05-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-07-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-30📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2020-10-30📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2020-10-02➖KENNEDY, Karen resignedsecretary
- 2020-10-02➕WOODROW, Neil Iain appointedsecretary
- 2020-08-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-07-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-04-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-03-28➖SMITH, Hugh resigneddirector
- 2018-10-25➕MUNRO, Gillian appointeddirector
- 2018-07-25➖ROBERTSON, Alasdair Gilleasbuig Boyd, Professor resigneddirector
- 2018-04-13➖GORDON, Iain Andrew resignedsecretary
- 2018-04-13➕KENNEDY, Karen appointedsecretary
- 2013-06-14➖MACTAGGART, Mavis resigneddirector
- 2013-03-01➖NEWMAN, Ann resigneddirector
- 2012-12-14➕SIMCO, Neil Peter, Professor appointeddirector
- 2012-06-11➕SMITH, Hugh appointeddirector
- 2012-02-27➖MACNEILL, Domhnall resigneddirector
- 2011-12-06➕MACTAGGART, Mavis appointeddirector
- 2011-12-06➕NEWMAN, Ann appointeddirector
- 2011-08-11➖MACTAGGART, Iseabail resigneddirector
- 2011-07-19➖MUIR, Fergus James resigneddirector
- 2011-03-31➖CAMPBELL, Allan resigneddirector
- 2011-02-28➕JOHNSTON, Catherine appointeddirector
- 2010-09-06➕MACTAGGART, Iseabail appointeddirector
- 2010-07-31➖STEWART, Duncan Johnston resigneddirector
- 2010-06-04➕GORDON, Iain Andrew appointedsecretary
- 2010-03-16➖MACLEAN, Archie resigneddirector
- 2010-03-16➕MACNEILL, Domhnall appointeddirector
- 2010-03-16➕MUIR, Fergus James appointeddirector
- 2009-06-12➕ROBERTSON, Alasdair Gilleasbuig Boyd, Professor appointeddirector
- 2009-05-05➖ROZGA, Margaret resigneddirector
- 2009-03-06➖ROBERTSON, Calum resignedsecretary
- 2008-11-01➕DENNIS, Dorothy Orma, Dr appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 91 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 70+: Senior director is approximately 91 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 17 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanGroup structure
Sabhal Mòr Ostaig holds 25-50% — a significant corporate investor but not a controlling parent.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Sabhal Mòr Ostaig Corporate entity | — | — | sig. influencesignificant influence | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| CAIRNDOW COMMUNITY CHILDCARE LIMITED→ SC276132 · est 2004 | — | — | £1.66M | — | 21y | 83 | 66y |
| ST COLUMBA'S DRIMNIN TRUST LIMITED→ SC289026 · est 2005 | — | — | £22.9k | — | 20y | 83 | 80y |
| THE ACTUAL REALITY TRUST→ SC211025 · est 2000 · no financials extracted | — | — | — | — | 25y | 83 | 73y |
| CARLI'S KINDERGARTEN LTD→ SC290076 · est 2005 | — | — | £49.5k | — | 20y | 82 | 73y |
| PROFESSIONAL DIVING ACADEMY LIMITED→ SC264798 · est 2004 | — | — | £309.0k | — | 22y | 82 | 71y |
| CO-ROINN GHAIDHLIG MHUILE AGUS IDHE (MULL & IONA GAELIC PARTNERSHIP)→ SC280109 · est 2005 · no financials extracted | — | — | — | — | 21y | 81 | 80y |
| ENGAGE RENFREWSHIRE→ SC120101 · est 1989 · no financials extracted | — | — | — | — | 36y | 81 | 68y |
| LEISURE EDUCATION→ SC087812 · est 1984 | — | — | £0 | — | 41y | 81 | 87y |
| PARKLEA ASSOCIATION BRANCHING OUT LTD.→ SC180646 · est 1997 · no financials extracted | — | — | — | — | 28y | 81 | 82y |
| PRACTICAL FINANCIAL EXAMS LIMITED→ SC660494 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| RIVERSIDE RASCALS LIMITED→ SC656587 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (5 active · 31 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Islay Estates Company | Standard security | 1 property | 11/07/2003 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 17/12/2002 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 12/07/2002 | — |