SIMPSINNS LIMITED

📈Growthactive

SC220884 · ltd · incorporated 2001-07-04

Investment thesis

Growth-phase business — story-led; valuation sensitive to momentum.

Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.

Why risky: Price often leads fundamentals; dependency on founder often high.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jul 2025

Net worth

—

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: Hotels and similar accommodation

Sector: Accommodation & food service

Investor take

Pursue

Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 80/100 (exceptional), bankability 67/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (77/100).

🏦

Refinance opportunity

11 live charges · 5 lenders · oldest 24.2y

45/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 24.2 years old — likely at or near maturity.
· 5 lenders named — inter-creditor friction likely.
· Legal-friction score 40/100 — workable, but lender will want more DD.
· Profitable and stable/growing — lender coverage supportable.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

11 charges (11/11 with lender, 11/11 with type)

Directors & officers

7 officers (5 active, 7 linked, 4 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

6 connected companies via shared directors

Filing history

85 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Profitable

Profit before tax £1,578,538

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-07-31	2024-07-31
Profit before tax	£1.58M	£1.26M
Average employees	255	24600

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

• 5 capital
• 2 officers
• 1 incorporation

Last 180 days

filings

• 5 capital
• 2 officers
• 1 incorporation

Counts from Companies House filing history.

Corporate timeline (51 events)Click to expand

2026-04-10
📄
capital-variation-of-rights-attached-to-shares
capital · SH10
2026-04-07
📄
capital-alter-shares-subdivision
capital · SH02
2026-04-07
📄
capital-name-of-class-of-shares
capital · SH08
2026-04-07
📄
capital-variation-of-rights-attached-to-shares
capital · SH10
2026-04-02
📄
memorandum-articles
incorporation · MA
2026-04-02
📄
resolution
resolution · RESOLUTIONS
2026-04-01
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-04-01
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-03-31
➕
SIMPSON, Jack appointed
director
2026-03-31
➕
SIMPSON, Lee appointed
director
2026-03-31
📄
accounts-with-accounts-type-full
accounts · AA
2026-03-10
📄
capital-allotment-shares
capital · SH01
2025-04-29
📄
accounts-with-accounts-type-full
accounts · AA
2024-10-10
📄
mortgage-satisfy-charge-full
mortgage · MR04
2024-10-10
🔓
Charge satisfied #7
2024-04-30
📄
accounts-with-accounts-type-full
accounts · AA
2023-12-19
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-12-19
🔓
Charge satisfied #1
2023-12-15
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-12-15
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-12-15
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-12-15
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-12-15
🔓
Charge satisfied #9
2023-12-15
🔓
Charge satisfied #8
2023-12-15
🔓
Charge satisfied #6
2023-12-15
🔓
Charge satisfied #2
2023-12-12
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-12-06
🔒
Charge registered #11
Lender: Barclays Bank PLC
2023-11-20
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-11-13
🔒
Charge registered #10
Lender: Barclays Bank PLC
2023-04-19
📄
accounts-with-accounts-type-full
accounts · AA
2014-10-08
🔒
Charge registered #9
Lender: Aib Group (UK) PLC
2014-08-07
🔓
Charge satisfied #4
2014-03-26
🔒
Charge registered #8
Lender: Aib Group (UK) PLC
2013-01-25
🔒
Charge registered #7
Lender: Irvine Bay Developments Limited
2012-10-18
🔓
Charge satisfied #5
2012-05-28
🔒
Charge registered #6
Lender: Aib Group (UK) PLC
2012-05-15
🔓
Charge satisfied #3
2002-09-10
🔒
Charge registered #5
Lender: Tennent Caledonian Breweries Limited
2002-07-22
🔒
Charge registered #4
Lender: Scottish Enterprise Ayrshire
2002-07-11
🔒
Charge registered #3
Lender: Tennent Caledonian Breweries Limited
2002-03-07
🔒
Charge registered #2
Lender: Aib Group (UK) PLC
2002-02-22
🔒
Charge registered #1
Lender: Aib Group (UK) PLC
2001-07-04
🏢
Company incorporated
As SIMPSINNS LIMITED
2001-07-04
➕
SIMPSON, Karen appointed
secretary
2001-07-04
➕
SIMPSON, Karen appointed
director
2001-07-04
➕
SIMPSON, Malcolm George appointed
director
2001-07-04
➕
BRIAN REID LTD. appointed
corporate-nominee-secretary
2001-07-04
➖
BRIAN REID LTD. resigned
corporate-nominee-secretary
2001-07-04
➕
STEPHEN MABBOTT LTD. appointed
corporate-nominee-director

Showing most recent 50 of 51 events

Owner dependency

66/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 64 — approaching natural succession window.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

30/100

Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS

primaryFamily succession underway: Not a takeover target — SIMPSON, Jack (same surname) appointed 2026-03-31. Pattern consistent with intra-family handover.
primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Malcolm George Simpson Individual · British · DOB 05/1962 · age 64	25–50%	—	25-50% shares	14/07/2016
Mrs Karen Simpson Individual · British · DOB 10/1964 · age 62	25–50%	—	25-50% shares	14/07/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Hospitality · KA postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
WESTERN HOUSE CATERING LIMITED→ SC269741 · est 2004 · no financials extracted	—	—	—	—	21y	83	79y
AUNTIE PATS BOARDING KENNELS LTD→ SC355802 · est 2009	—	—	—	2	17y	82	59y
BRIG O'DOON LIMITED→ SC187703 · est 1998	—	—	—	0	27y	82	74y
CLOWANCE HOLDINGS LIMITED→ SC132922 · est 1991	—	—	£2.73M	—	34y	82	71y
COSTLEY INNS & WINE BARS LIMITED→ SC168509 · est 1996	—	—	—	0	29y	82	74y
D.J. DUNABIE (CARAVANS) LIMITED→ SC048808 · est 1971	—	—	—	3	54y	82	81y
FERGUSSON LEISURE LIMITED→ SC181660 · est 1997	—	—	—	2	28y	82	59y
INVERCLOY LIMITED→ SC225106 · est 2001	—	—	£13.1k	—	24y	82	76y
LAGG PROPERTIES LTD→ SC260057 · est 2003	—	—	£75.9k	—	22y	82	58y
MURDOCH HOSPITALITY LIMITED→ SC263833 · est 2004	—	—	—	33	22y	82	66y
PEMBRAYR PROPERTIES (IRVINE) LIMITED→ SC259596 · est 2003	—	—	£1	—	22y	82	70y
SIENA DEVELOPMENTS LIMITED→ SC289950 · est 2005	—	—	£10.7k	—	20y	82	67y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2001-07-04

Jurisdictionscotland

Primary SIC55100 — Hotels and similar accommodation

Registered office

152a High Street

Irvine

KA12 8AN

Filing status

Accounts

Next due: 2027-04-30

Last made up to: 2025-07-31

Confirmation statement

Next due: 2026-07-14

Last: 2025-06-30

Officers (5 active · 2 resigned)

SIMPSON, Karen→

secretary · appointed 2001-07-04

View their other companies + combined net worth →

Active

SIMPSON, Jack→

director · ~30y · appointed 2026-03-31

View their other companies + combined net worth →

Active

SIMPSON, Karen→

director · ~62y · appointed 2001-07-04

View their other companies + combined net worth →

Active

SIMPSON, Lee→

director · ~33y · appointed 2026-03-31

View their other companies + combined net worth →

Active

SIMPSON, Malcolm George→

director · ~64y · appointed 2001-07-04

View their other companies + combined net worth →

Active

BRIAN REID LTD.→

corporate-nominee-secretary · appointed 2001-07-04 · resigned 2001-07-04

Resigned

STEPHEN MABBOTT LTD.→

corporate-nominee-director · appointed 2001-07-04 · resigned 2001-07-04

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:11 of 11 shown

		Type	Properties
outstanding	Barclays Barclays Bank PLC	A registered charge	2 properties	06/12/2023	—
outstanding	Barclays Barclays Bank PLC	A registered charge	—	13/11/2023	—
satisfied	Aib Group (UK) Aib Group (UK) PLC	A registered charge	1 property	08/10/2014	15/12/2023
satisfied	Aib Group (UK) Aib Group (UK) PLC	A registered charge	1 property	26/03/2014	15/12/2023
satisfied	Irvine Bay Developments Irvine Bay Developments Limited	Standard security	1 property	25/01/2013	10/10/2024
satisfied	Aib Group (UK) Aib Group (UK) PLC	Standard security	1 property	28/05/2012	15/12/2023
satisfied	Tennent Caledonian Breweries Tennent Caledonian Breweries Limited	Standard security	1 property	10/09/2002	18/10/2012
satisfied	Scottish Enterprise Ayrshire	Standard security	1 property	22/07/2002	07/08/2014
satisfied	Tennent Caledonian Breweries Tennent Caledonian Breweries Limited	Bond & floating charge	1 property	11/07/2002	15/05/2012
satisfied	Aib Group (UK) Aib Group (UK) PLC	Standard security	1 property	07/03/2002	15/12/2023
satisfied	Aib Group (UK) Aib Group (UK) PLC	Bond & floating charge	1 property	22/02/2002	19/12/2023

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (85 total)

capital-variation-of-rights-attached-to-shares

capital · SH10

2026-04-10

capital-alter-shares-subdivision

capital · SH02

2026-04-07

capital-name-of-class-of-shares

capital · SH08

2026-04-07

capital-variation-of-rights-attached-to-shares

capital · SH10

2026-04-07

memorandum-articles

incorporation · MA

2026-04-02

resolution

resolution · RESOLUTIONS

2026-04-02

appoint-person-director-company-with-name-date

officers · AP01

2026-04-01

appoint-person-director-company-with-name-date

officers · AP01

2026-04-01

accounts-with-accounts-type-full

accounts · AA

2026-03-31

capital-allotment-shares

capital · SH01

2026-03-10

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-07-15

accounts-with-accounts-type-full

accounts · AA

2025-04-29

mortgage-satisfy-charge-full

mortgage · MR04

2024-10-10

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-06-30

accounts-with-accounts-type-full

accounts · AA

2024-04-30