THE BREASCLETE COMMUNITY ASSOCIATION

🌳Matureactive

SC225858 · private-limited-guarant-nsc-limited-exemption · incorporated 2001-11-30

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Why now

Window steady · low confidence

Stable recent picture — watch for any upcoming trigger event.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 22.7y old — refinance window within 12 months

What changed my view

Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Nov 2025

Net worth

£503.5k

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: Activities of other membership organisations n.e.c.

Sector: Other service activities

Investor take

Pursue

Active trading company with a 74-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 74). Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 22.7y

50/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 22.7 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 38/100 — workable, but lender will want more DD.

Data confidence

Overall: high (84/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

3 years of iXBRL accounts extracted + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

59 officers (12 active, 59 linked, 51 with DOB)

Ownership & PSC

0 active PSC(s) of 1 total, 1 with control declared

Director network

Network not yet resolved

Filing history

171 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Positive net assets

Net assets £503,522

Net assets shrinking

Down £33,749 YoY

Cash YoY

+7%

Year on year

Key financials

3 years extracted from filed iXBRL accounts

Cash

£56k

↑ 7.1% YoY

Net Worth

£504k

↓ 6.3% YoY

Current Assets

£59k

↑ 5.5% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-11-30	2024-11-30	2023-11-30
Total assets	£503.5k	£537.3k	£567.3k
Current assets	£59.2k	£56.2k	£51.4k
Cash	£56.1k	£52.4k	£48.4k
Debtors	£3.1k	£3.8k	£3.0k
Net assets	£503.5k	£537.3k	£567.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filing

• 1 accounts

Last 90 days

filing

• 1 accounts

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (129 events)Click to expand

2026-07-13
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-17
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-11-17
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-11-17
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-11-17
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-11-05
➕
MACKAY, Elaine appointed
director
2025-11-05
➖
CHISHOLM, Joan resigned
director
2025-11-05
➖
MACKENZIE, Campbell resigned
director
2025-11-05
➖
MACLEAN, Angus John resigned
director
2025-07-18
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-16
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-12-16
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-12-16
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-12-04
➕
MACLEOD, Kirsty appointed
director
2024-12-04
➕
MACLEAN, Angus John appointed
director
2024-12-04
➖
SMITH, Donna resigned
director
2024-08-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-12
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-12-12
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-12-12
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-12-11
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-12-11
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-12-06
➖
MACDONALD, Noreen resigned
director
2023-12-06
➖
MACKAY, Elaine resigned
director
2023-12-06
➖
MACKENZIE, Stuart resigned
director
2023-12-06
➖
SMITH, Angus resigned
director
2023-12-06
➕
SMITH, Donna appointed
director
2023-08-22
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-25
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-11
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-12-11
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-12-10
📄
termination-director-company-with-name-termination-date
officers · TM01
2021-12-01
➕
MACDONALD, Kathleen appointed
director
2021-12-01
➖
MACDONALD, Norman Kenneth resigned
director
2021-12-01
➕
MACKENZIE, Stuart appointed
director
2020-12-02
➕
MACKAY, Elaine appointed
director
2020-09-02
➖
SMITH, Donna resigned
director
2020-07-27
➖
FALKNERFLINT, Clare resigned
secretary
2019-12-04
➕
MACDONALD, Angus appointed
director
2019-12-04
➕
MACKENZIE, Dina appointed
director
2019-12-04
➕
CHISHOLM, Joan appointed
director
2019-12-04
➖
MACKAY, Malcolm resigned
director
2019-12-04
➕
MACKENZIE, Campbell appointed
director
2019-12-04
➕
SMITH, Donna appointed
director
2019-12-04
➖
STUBBINGTON, Cris resigned
director
2018-12-05
➖
MACAULAY, Christina Merrilyn resigned
director
2016-12-07
➕
SMITH, John Murdo appointed
director
2016-07-06
➖
MACBAIN, Elizabeth resigned
director
2015-12-02
➖
FERGUSON, John Bell, Dr resigned
director
2015-12-02
➖
MACIVER, Murdo Angus resigned
director

Showing most recent 50 of 129 events

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-12 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 74 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

80/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

3 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: CHISHOLM, Joan resigned 2025-11-05; MACKENZIE, Campbell resigned 2025-11-05; MACLEAN, Angus John resigned 2025-11-05

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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeprivate-limited-guarant-nsc-limited-exemption

Incorporated2001-11-30

Jurisdictionscotland

Primary SIC94990 — Activities of other membership organisations n.e.c.

Registered office

Breasclete Community Centre

Breasclete

Isle Of Lewis

HS2 9ED

Filing status

Accounts

Next due: 2027-08-31

Last made up to: 2025-11-30

Confirmation statement

Next due: 2026-12-01

Last: 2025-11-17