SKYE DEVELOPMENTS LIMITED
🌳Matureactive
SC225921 · ltd · incorporated 2001-12-03
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 79-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 57/100. Strong seller-intent signal (83/100, director aged 79). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
18 live charges · 4 lenders · oldest 24.3y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 24.3 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: low (54/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
18 charges (18/18 with lender, 18/18 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
92 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (59 events)Click to expand
- 2025-07-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-25🔒Charge registered #18Lender: Handelsbanken PLC
- 2024-09-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-07🔒Charge registered #17Lender: Handelsbanken PLC
- 2023-06-07🔒Charge registered #16Lender: Handelsbanken PLC
- 2023-05-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-05-26🔒Charge registered #15Lender: Handelsbanken PLC
- 2023-05-26🔓Charge satisfied #13
- 2022-08-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-06-08🔓Charge satisfied #6
- 2022-05-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-05-26🔓Charge satisfied #11
- 2022-05-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-05-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-05-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-05-12🔓Charge satisfied #8
- 2022-05-12🔓Charge satisfied #7
- 2022-05-12🔓Charge satisfied #12
- 2022-03-31📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-03-31🔓Charge satisfied #9
- 2022-03-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-03-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-03-10🔓Charge satisfied #14
- 2022-03-10🔓Charge satisfied #10
- 2021-06-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-05-06🔒Charge registered #14Lender: Bank of Scotland PLC
- 2014-01-10🔒Charge registered #13Lender: Bank of Scotland PLC
- 2013-11-28🔒Charge registered #10Lender: Bank of Scotland PLC
- 2013-11-28🔒Charge registered #9Lender: Bank of Scotland PLC
- 2013-11-28🔒Charge registered #8Lender: Bank of Scotland PLC
- 2013-11-28🔒Charge registered #7Lender: Bank of Scotland PLC
- 2013-11-28🔓Charge satisfied #5
- 2013-11-28🔓Charge satisfied #4
- 2013-11-28🔓Charge satisfied #3
- 2013-11-28🔓Charge satisfied #2
- 2013-11-28🔓Charge satisfied #1
- 2013-11-27🔒Charge registered #12Lender: Bank of Scotland PLC
- 2013-11-27🔒Charge registered #11Lender: Bank of Scotland PLC
- 2013-11-20🔒Charge registered #6Lender: Bank of Scotland PLC
- 2011-03-04🔒Charge registered #5Lender: The Royal Bank of Scotland PLC
- 2009-04-24🔒Charge registered #4Lender: Royal Bank of Scotland PLC
- 2009-04-24🔒Charge registered #3Lender: Royal Bank of Scotland PLC
- 2002-02-15🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
Showing most recent 50 of 59 events
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 79 — succession pressure is live.
Succession & seller-readiness
96/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr James Macdonald Individual · British · DOB 02/1947 · age 79 | — | — | sig. influencesignificant influence | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| SARIAN PROPERTY LTD→ SC823824 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| SCOT LAND AND HOMES LTD→ SC808882 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| SHARIS INVESTMENT LTD→ SC739878 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| STUARTS COTTAGES LTD→ SC868383 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| SUMMER SKYE PROPERTY LTD→ SC844498 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| T3AS PROPERTY LIMITED→ SC767629 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| TOPPO PROPERTIES LTD→ SC770410 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| TORRIESTON PROPERTY LTD→ SC607602 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| TRAMAR PROPERTY LTD→ SC683583 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| TRB ALEXANDRIA LANE LIMITED→ SC693986 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| TULLOCH PROPERTY LTD→ SC777062 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| UIG COMMUNITY TRUST→ SC193439 · est 1999 · no financials extracted | — | — | — | — | 27y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2001-12-03
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Beaumount House
Muir Of Ord
IV6 7RG
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-11-03
Last: 2025-10-20
Officers (3 active · 2 resigned)
FERGUSON, Malcolm John Campbell→
Activesecretary · appointed 2001-12-03
View their other companies + combined net worth →
FERGUSON, Malcolm John Campbell→
Activedirector · ~74y · appointed 2001-12-03
View their other companies + combined net worth →
MACDONALD, James→
Activedirector · ~79y · appointed 2001-12-03
View their other companies + combined net worth →
BRIAN REID LTD.→
Resignedcorporate-nominee-secretary · appointed 2001-12-03 · resigned 2001-12-03
STEPHEN MABBOTT LTD.→
Resignedcorporate-nominee-director · appointed 2001-12-03 · resigned 2001-12-03
Click a director name to see their full track record across all companies.
Mortgages & charges
18
Total charges
4
Outstanding
1
Active lenders
Status:Lender:18 of 18 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 25/03/2025 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 07/06/2023 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 07/06/2023 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | — | 26/05/2023 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 06/05/2016 | 10/03/2022 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 10/01/2014 | 26/05/2023 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 28/11/2013 | 10/03/2022 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 28/11/2013 | 31/03/2022 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 28/11/2013 | 12/05/2022 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 28/11/2013 | 12/05/2022 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 27/11/2013 | 12/05/2022 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 27/11/2013 | 26/05/2022 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 20/11/2013 | 08/06/2022 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 04/03/2011 | 28/11/2013 | |
| satisfied | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 24/04/2009 | 28/11/2013 | |
| satisfied | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 24/04/2009 | 28/11/2013 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 15/02/2002 | 28/11/2013 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 22/01/2002 | 28/11/2013 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (92 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-03-31
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-23
confirmation-statement-with-updates
confirmation-statement · CS01
2023-10-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-09
mortgage-satisfy-charge-full
mortgage · MR04
2023-05-26
confirmation-statement-with-updates
confirmation-statement · CS01
2022-10-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-23
mortgage-satisfy-charge-full
mortgage · MR04
2022-06-08
mortgage-satisfy-charge-full
mortgage · MR04
2022-05-26