CHISHOLM'S RECOVERY SPECIALISTS LIMITED
💤Zombieactive
SC251410 · ltd · incorporated 2003-06-19
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2024
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
PursueActive trading company with a 62-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 62). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
3 live charges · oldest 21.1y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 21.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 1 with DOB)
77
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
61 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-08-31 | 2023-08-31 |
|---|---|---|
| Total assets | — | £1.17M |
| Current assets | — | £589.3k |
| Cash | — | £269.7k |
| Debtors | — | £319.6k |
| Net assets | — | £616.0k |
| Average employees | 500 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2025-06-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-25🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2022-05-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-01📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2021-05-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-04-15📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-05-11📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2018-04-19📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-03-14📄notification-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC08
- 2017-09-13📄gazette-filings-brought-up-to-dategazette · DISS40
- 2017-09-12📄gazette-notice-compulsorygazette · GAZ1
- 2017-05-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-07-18📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-10-27🔓Charge satisfied #1
- 2013-07-29🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2005-03-30🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2003-06-19🏢Company incorporatedAs CHISHOLM'S RECOVERY SPECIALISTS LIMITED
- 2003-06-19➕CHISHOLM, Louise Barbara-Anne appointedsecretary
- 2003-06-19➕CHISHOLM, Michael Stewart appointeddirector
- 2003-06-19➕OSWALDS OF EDINBURGH LIMITED appointedcorporate-nominee-secretary
- 2003-06-19➖OSWALDS OF EDINBURGH LIMITED resignedcorporate-nominee-secretary
Owner dependency
100/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "CHISHOLM" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
Succession & seller-readiness
85/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Michael Stewart Chisholm Individual · British · DOB 11/1964 · age 62 | 50–75% | — | 50-75% shares | 01/11/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · PH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CHARLES CONNELL & COMPANY LIMITED→ SC028024 · est 1950 | £25.00M £18.75M–£31.26M | — | — | 200 | 75y | 84 | 64y |
| CABERFEIDH HORIZONS→ SC274347 · est 2004 · no financials extracted | — | — | — | — | 21y | 83 | 79y |
| EPSCO LIMITED→ SC140759 · est 1992 | — | — | — | 2100 | 33y | 83 | 74y |
| KISHORN PORT LIMITED→ SC350620 · est 2008 | — | — | £2.54M | — | 17y | 83 | 78y |
| LOCHABER HOUSING ASSOCIATION PROPERTY SERVICES C.I.C.→ SC365453 · est 2009 · no financials extracted | — | — | — | — | 16y | 83 | 84y |
| PRIORITY MANAGEMENT (GLASGOW) LIMITED→ SC173423 · est 1997 | — | — | £853.4k | — | 29y | 83 | 60y |
| THE BATHROOM COMPANY (PERTH) LIMITED→ SC256721 · est 2003 | — | — | — | 3000 | 22y | 83 | 67y |
| ALLAN INGRAM INDUSTRIAL CLEANING SERVICES LTD.→ SC276324 · est 2004 | — | — | £886.3k | — | 21y | 82 | 77y |
| DENHEAD FARMS LIMITED→ SC298268 · est 2006 | — | — | £3.12M | — | 20y | 82 | 60y |
| THE HONEYPOT CHILDRENS NURSERY LIMITED→ SC197818 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| THE SECRET SALON LIMITED→ SC824777 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| TRAYNDALE GARDEN SERVICES LTD→ SC500422 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-06-19
Jurisdictionscotland
Primary SIC82990 — Other business support service activities n.e.c.
Registered office
The Control Centre
West Quarry Industrial Estate
Ballachulish
Argyll
PH49 4JP
Filing status
Accounts
Next due: 2026-05-31
Last made up to: 2024-08-31
Confirmation statement
Next due: 2026-06-02
Last: 2025-05-19
Officers (2 active · 1 resigned)
CHISHOLM, Louise Barbara-Anne→
Activesecretary · appointed 2003-06-19
View their other companies + combined net worth →
CHISHOLM, Michael Stewart→
Activedirector · ~62y · appointed 2003-06-19
View their other companies + combined net worth →
OSWALDS OF EDINBURGH LIMITED→
Resignedcorporate-nominee-secretary · appointed 2003-06-19 · resigned 2003-06-19
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
2
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 25/07/2023 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 29/07/2013 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 30/03/2005 | 27/10/2014 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (61 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-07-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-23
withdrawal-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC09
2021-06-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-10-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-07-09