F.M.S.E. MACFARLANE LIMITED
- · Oldest live charge 19.7y old — refinance window within 12 months
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 80). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
1 live charge · oldest 19.7y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 19.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-08-31 | 2023-08-31 |
|---|---|---|
| Average employees | 900 | 900 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (29 events)Click to expand
- 2025-05-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-08-17📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2018-08-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-04-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-07-25📄change-person-director-company-with-change-dateofficers · CH01
- 2017-05-30📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-10-20➖MACFARLANE, Fergus resigneddirector
- 2016-05-18📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-08-13📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-05-30📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2009-11-26➕MACFARLANE, Sheila appointedsecretary
- 2009-11-26➖MACFARLANE, Fergus resignedsecretary
- 2006-07-31🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2005-06-30➕MACFARLANE, Sheila appointeddirector
- 2003-09-01➕MACFARLANE, Eileen appointeddirector
- 2003-09-01➕MACFARLANE, Margaret appointeddirector
- 2003-09-01➕MACFARLANE, Fergus appointedsecretary
- 2003-09-01➕MACFARLANE, Fergus appointeddirector
- 2003-07-28🏢Company incorporatedAs F.M.S.E. MACFARLANE LIMITED
- 2003-07-28➕BRIAN REID LTD. appointedcorporate-nominee-secretary
- 2003-07-28➖BRIAN REID LTD. resignedcorporate-nominee-secretary
- 2003-07-28➕STEPHEN MABBOTT LTD. appointedcorporate-nominee-director
- 2003-07-28➖STEPHEN MABBOTT LTD. resignedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Founder name in company name: Company name contains director surname "MACFARLANE" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 80 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Margaret Macfarlane Individual · Scottish · DOB 01/1946 · age 80 | 25–50% | — | 25-50% shares | 06/04/2016 |
1 historic (ceased) PSC
- Mr Fergus Macfarlaneceased 20/10/2016· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 31/07/2006 | — |