M & M JOHNSON INVESTMENTS LIMITED

🌳Matureactive
SC257477 · ltd · incorporated 2003-10-13
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 22.1y old — refinance window within 12 months
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
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Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
  • 68209Other letting and operating of own or leased real estate
Investor take
Pursue
Property-backed borrower with a 65-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 65/100. Strong seller-intent signal (83/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 4 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

7 live charges · 2 lenders · oldest 22.1y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 22.1 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 3 with DOB)
82
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
66 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Apr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-04-052024-04-05
Average employees2200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • • 1 confirmation-statement
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
  1. 2025-11-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-06-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-08-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-06-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2021-07-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2020-05-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2019-08-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2018-12-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2018-07-04
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  10. 2017-11-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2016-07-07
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  12. 2016-02-13
    📄
    change-account-reference-date-company-current-shortened
    accounts · AA01
  13. 2015-12-01
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2015-07-02
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2007-06-18
    🔓
    Charge satisfied #6
  16. 2007-05-14
    🔓
    Charge satisfied #3
  17. 2007-05-14
    🔓
    Charge satisfied #2
  18. 2007-04-20
    🔒
    Charge registered #7
    Lender: Paragon Mortgages Limited
  19. 2007-03-30
    ➕
    JOHNSON, Malcolm Henry appointed
    director
  20. 2007-03-30
    🔒
    Charge registered #6
    Lender: Paragon Mortgages Limited
  21. 2006-06-16
    🔒
    Charge registered #5
    Lender: Paragon Mortgages Limited
  22. 2006-05-11
    ➖
    JOHNSON, Malcolm Henry resigned
    director
  23. 2006-05-10
    ➕
    JOHNSON, Malcolm Henry appointed
    secretary
  24. 2006-05-10
    ➖
    JOHNSON, Marvyn David resigned
    secretary
  25. 2005-06-30
    🔒
    Charge registered #4
    Lender: Paragon Mortgages Limited
  26. 2004-12-14
    🔒
    Charge registered #3
    Lender: Paragon Mortgages LTD
  27. 2004-10-28
    🔒
    Charge registered #2
    Lender: Paragon Mortgages Limited
  28. 2004-06-11
    🔒
    Charge registered #1
    Lender: Paragon Mortgages Limited
  29. 2003-10-13
    🏢
    Company incorporated
    As M & M JOHNSON INVESTMENTS LIMITED
  30. 2003-10-13
    ➕
    JOHNSON, Marvyn David appointed
    director
  31. 2003-10-13
    ➕
    JOHNSON, Marvyn David appointed
    secretary
  32. 2003-10-13
    ➕
    JOHNSON, Malcolm Henry appointed
    director

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "JOHNSON" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 65 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Malcolm Henry Johnson
Individual · British · DOB 04/1961 · age 65
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2003-10-13
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate

Registered office

6 Bells Road
Lerwick
Shetland
ZE1 0QB

Filing status

Accounts
Next due: 2027-01-05
Last made up to: 2025-04-05
Confirmation statement
Next due: 2027-07-12
Last: 2026-06-28

Officers (3 active · 2 resigned)

JOHNSON, Malcolm Henry→
secretary · appointed 2006-05-10
View their other companies + combined net worth →
Active
JOHNSON, Malcolm Henry→
director · ~65y · appointed 2007-03-30
View their other companies + combined net worth →
Active
JOHNSON, Marvyn David→
director · ~62y · appointed 2003-10-13
View their other companies + combined net worth →
Active
JOHNSON, Marvyn David→
secretary · appointed 2003-10-13 · resigned 2006-05-10
Resigned
JOHNSON, Malcolm Henry→
director · ~65y · appointed 2003-10-13 · resigned 2006-05-11
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

7
Total charges
4
Outstanding
1
Active lenders
Status:Lender:7 of 7 shown
TypeProperties
outstanding
Paragon
Paragon Mortgages Limited
Legal charge1 property20/04/2007—
satisfied
Paragon
Paragon Mortgages Limited
Legal charge1 property30/03/200718/06/2007
outstanding
Paragon
Paragon Mortgages Limited
Legal charge1 property16/06/2006—
outstanding
Paragon
Paragon Mortgages Limited
Legal charge1 property30/06/2005—
satisfied
Paragon
Paragon Mortgages LTD
Legal charge4 properties14/12/200414/05/2007
satisfied
Paragon
Paragon Mortgages Limited
Legal charge1 property28/10/200414/05/2007
outstanding
Paragon
Paragon Mortgages Limited
Floating charge1 property11/06/2004—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (66 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-07-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-05-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-08-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-07-01