G R CONTRACTS LTD.
Opportunity 79/100 (strong), bankability 77/100. Strong seller-intent signal (60/100, director aged 58). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
5 live charges · 4 lenders · oldest 21.9y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 21.9 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £1.63M | £2.07M |
| Current assets | £2.33M | £4.53M |
| Cash | £1.05M | £2.14M |
| Debtors | £331.0k | £925.9k |
| Net assets | £1.38M | £1.93M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 officers
- • 1 accounts
- • 1 confirmation-statement
- • 2 officers
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (42 events)Click to expand
- 2026-03-19📄accounts-with-accounts-type-mediumaccounts · AA
- 2026-02-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-02-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-27➕GREENOCK, James Cunningham appointeddirector
- 2026-01-24➖GREENOCK, James Cunningham resigneddirector
- 2025-03-28📄accounts-with-accounts-type-fullaccounts · AA
- 2025-03-14📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-24📄memorandum-articlesincorporation · MA
- 2024-10-24📄resolutionresolution · RESOLUTIONS
- 2024-10-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-11➕MACDONALD, James appointeddirector
- 2024-10-11➕GREENOCK, James Cunningham appointeddirector
- 2024-03-27📄accounts-with-accounts-type-fullaccounts · AA
- 2023-05-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-05-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-05-10🔓Charge satisfied #4
- 2023-05-10🔓Charge satisfied #1
- 2023-03-29📄accounts-with-accounts-type-fullaccounts · AA
- 2023-02-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-02-08🔓Charge satisfied #5
- 2022-03-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-02-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2015-02-26🔓Charge satisfied #2
- 2014-06-28🔓Charge satisfied #3
- 2008-12-24🔒Charge registered #5Lender: West of Scotland Loan Fund Limited
- 2008-12-24🔒Charge registered #4Lender: Royal Bank of Scotland PLC
- 2008-12-04🔒Charge registered #3Lender: West of Scotland Loan Fund Limited
- 2004-10-14🔒Charge registered #2Lender: UK Steel Enterprise Limited
- 2004-06-14🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2004-04-01➕MCCOLL, George Alexander appointedsecretary
- 2004-04-01➕MCCOLL, George Alexander appointeddirector
- 2004-04-01➕SAVAGE, Robert appointeddirector
- 2004-04-01➖CURLE, Elspeth resignedsecretary
- 2004-04-01➖CURLE, Elspeth resigneddirector
- 2004-04-01➖POLLOCK, Gail resigneddirector
- 2004-01-26🏢Company incorporatedAs G R CONTRACTS LTD.
- 2004-01-26➕CURLE, Elspeth appointedsecretary
- 2004-01-26➕CURLE, Elspeth appointeddirector
- 2004-01-26➕POLLOCK, Gail appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
G R Holdings Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
G R Holdings Ltd Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (5 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | West of Scotland Loan Fund West of Scotland Loan Fund Limited | Standard security | 1 property | 24/12/2008 | 08/02/2023 | |
| satisfied | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 24/12/2008 | 10/05/2023 | |
| satisfied | West of Scotland Loan Fund West of Scotland Loan Fund Limited | Floating charge | 1 property | 04/12/2008 | 28/06/2014 | |
| satisfied | UK Steel Enterprise UK Steel Enterprise Limited | Bond & floating charge | 1 property | 14/10/2004 | 26/02/2015 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 14/06/2004 | 10/05/2023 |